Abilene, TX Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Abilene, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Abilene, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Abilene, TX Auto Insurance Rates
- Abilene, TX Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Abilene, TX
- Multi Vehicle Insurance Savings in Abilene, TX
- How Credit Score Affects Car Insurance Rates in Abilene, TX
- How DUI Affects Auto Insurance Premiums in Abilene, TX
- Top Auto Insurance Agents Near Abilene, TX
- How Driving Violations Affect Auto Insurance Rates in Abilene, TX
- Abilene, TX Auto Insurance Discounts on Anti Theft Feature
- Abilene, TX Auto Insurance Company Reviews
Abilene, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Abilene, TX with that of other cities in and around Abilene.
| Abilene | Buffalo Gap | Potosi | Impact | Hawley-Noodle | Taylor County | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,210 | $1,910 | $1,991 | $1,849 | $1,878 | $1,894 |
Abilene, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Abilene, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Abilene | $1,463 | $1,235 |
| Impact | $1,906 | $1,610 |
| Potosi | $2,936 | $2,480 |
| Tye | $1,208 | $1,021 |
| Buffalo Gap | $1,299 | $1,097 |
| Taylor County | $992 | $838 |
| Hawley | $1,453 | $1,228 |
| Hawley-Noodle | $1,421 | $1,201 |
Abilene, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Abilene, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,926 |
| 20 Years | $1,555 |
| 30 Years | $1,197 |
| 40 Years | $1,152 |
| 50 Years | $1,067 |
| 60 Years | $1,082 |
| 70 Years | $1,259 |
Abilene, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Abilene, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,105 | $315 |
| 3 Vehicles | $3,158 | $472 |
| 4 Vehicles | $4,211 | $629 |
Savings on 2 Vehicles bundle:$315
Savings on 3 Vehicles bundle:$472
Savings on 4 Vehicles bundle:$629
Abilene, TX Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Abilene, TX.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Abilene | $1,210 | $1,884 |
| Impact | $1,849 | $2,878 |
| Potosi | $1,991 | $3,100 |
| Tye | $1,823 | $2,838 |
| Buffalo Gap | $1,910 | $2,973 |
| Taylor County | $1,894 | $2,949 |
| Hawley | $1,850 | $2,880 |
| Hawley-Noodle | $1,878 | $2,924 |
Abilene, TX Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,038 |
| Excellent (740-799) | $1,185 |
| Good (670-739) | $1,261 |
| Average (580-669) | $1,645 |
| Poor (300-579) | $1,974 |
Abilene, TX Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Jb Cloud | Farmers | 1726 Campus Ct, Abilene, 79601 | (325) 704-5021 |
| Blake Williams | State Farm | 650 N Judge Ely Blvd, Abilene, 79601-5558 | 325-673-7145 |
| Glynn Walker | State Farm | 6350 Buffalo Gap Road, Abilene, 79606-5937 | 325-698-3832 |
| Travis Scherwitz | State Farm | 4150 Southwest Dr Ste 130, Abilene, 79606-2286 | 325-695-0695 |
| The Surety Bonding Agency | Travelers | 3303 N 3Rd St Ste G, Abilene, 79603 | None |
| Sam J Corn | State Farm | 2302 S. 14th St, Abilene, 79605 | 325-698-3146 |
| Cbs Insurance Llp | Liberty Mutual Independent | 3005 S Treadaway Blvd, Abilene, 79602 | (325) 695-0222 |
| Robyn Gail Sharp | Travelers | 3369 S 14TH ST, ABILENE, 79605 | 325-754-0080 |
| Joe Walker | State Farm | 1750 E. Overland Trail, Abilene, 79601 | 325-677-1000 |
| Wicker-Parker Agency Inc | Travelers | 3909 SOUTH 7TH ST STE D, ABILENE, 79605 | 325-437-0677 |
Abilene, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$53 | $1,263 |
| Driver's Failure In Showing Documents | +$117 | $1,327 |
| Driving With An Expired Registration | +$125 | $1,335 |
| Driving At A Considerably Slow Pace | +$263 | $1,473 |
| Using A Cellphone While Driving | +$277 | $1,487 |
| Running A Red Light | +$282 | $1,492 |
| Speeding | +$296 | $1,506 |
| Driving A Vehicle Without The Required Permission | +$376 | $1,586 |
| Driving With An Expired/Suspended License | +$816 | $2,026 |
Abilene, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,162 |
| Active Disabling Device | $1,162 |
| Tracking Device | $1,137 |
| Passive Disabling Device | $1,125 |
Latest Auto Insurance Reviews in Abilene, TX | Back to Top
GeicoI don't know how much different my insurance is compared to other car insurance policies. It seems to be similar though.
ProgressiveCustomer service has always been quick and responsive. I would definitely recommend Progressive to new car owners.
ProgressiveVery fair customer service. These guys know how to handle things such as accident claims so if I ever get in one again I won't be astounded by incompetency.
GeicoI have two cars using the same insurance auto and with that i was able to get a competive offer from geico
ProgressiveThey are easy to work with and was able to quickly get a quote. Payment method is smooth and quick. No complaints. WOuld recommend for their website being user friendly.
MercuryI will definitely recommend mercury for their service and their rates. Besides, you combine your auto insurance with your home insurance. You get special discount.
The General InsuranceThis was the cheapest auto insurance I could find, which was why I got it. The customer service being great was another plus, in addition to getting to see my boy Shaq on their homepage haha.
The General InsuranceThis was the cheapest auto insurance I could find, which was why I got it. The customer service being great was another plus, in addition to getting to see my boy Shaq on their homepage haha.
GeicoI don't like that the price for my insurance has gone up a bit recently despite the fact that I haven't caused any accidents and my car value has reduced but they are still cheaper than others, so...
GeicoGeico offers full coverage, roadside assistance, windshield repair, and a very user-friendly app where I can manage my quote and pay my bill as well as see my policy for proof of insurance if pulled over.
ProgressiveI love how accessible Progressive is online and via app. I was previously with Hanover and they were very difficult to get a hold of when I needed to. I like doing things online when I can and progressive allows me to do that.
MercuryI disliked about the company was sometimes bad and rude customer service and also their interior maintenance.
UsaaThe premium is wonderful that I get with USAA it is much better than other insurance companies.
State FarmI like the people at the company. They are so kind and they are very caring. I appreciate everything they do for people.
ProgressiveI think Progressive offers comparable services for a better price than more companies. I know it offers free car rental during repairs, roadside assistance, and free glass repair.
GeicoI don't want to pay a lot for my car insurance because I really don't think I need it. Mainly, I want to complain about the State that I am living in because it is a requirement or else I will get fined.