Adair Village Auto Insurance Rates, Quotes, Agents & Reviews in OR

Adair Village, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Adair Village, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Adair Village, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Adair Village, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Adair Village, OR with that of other cities in and around Adair Village.

Adair Village North Benton North Albany Albany Millersburg Tangent
Average Insurance Rates $1,425 $1,479 $1,467 $944 $1,455 $1,416

Adair Village, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Adair Village, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Adair Village $1,124 $949
North Albany $1,581 $1,335
Millersburg $1,389 $1,174
Corvallis $1,282 $1,083
Albany $1,012 $855
Monmouth-Independence $2,251 $1,901
North Benton $1,882 $1,589
Tangent $1,592 $1,345

Adair Village, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Adair Village, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,624
20 Years $1,831
30 Years $1,410
40 Years $1,357
50 Years $1,257
60 Years $1,274
70 Years $1,483

Adair Village, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Adair Village, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,451 $399
3 Vehicles $3,677 $599
4 Vehicles $4,902 $798

Savings on 2 Vehicles bundle:$399

Savings on 3 Vehicles bundle:$599

Savings on 4 Vehicles bundle:$798


Adair Village, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Adair Village, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Adair Village $1,425 $2,132
North Albany $1,467 $2,195
Millersburg $1,455 $2,177
Corvallis $928 $1,388
Albany $944 $1,412
Monmouth-Independence $1,418 $2,121
North Benton $1,479 $2,212
Tangent $1,416 $2,118

Adair Village, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,223
Excellent (740-799) $1,396
Good (670-739) $1,485
Average (580-669) $1,937
Poor (300-579) $2,324

Adair Village, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Grant Scheele Farmers 517 Lyon St S, Albany, 97321 (541) 791-7695
Mike Speten State Farm 1241 Pacific Blvd SE, Albany, 97321-4824 541-926-1800
Teresa Lulay State Farm 890 Commercial Street SE, Salem, 97302-4108 503-378-1100
Jeff Mills State Farm 2251 NW 9th St, Corvallis, 97330-1556 541-752-3465
Michael Berrey State Farm 2535 NW Kings Blvd, Corvallis, 97330 541-752-7336
Christian Schnell Allstate 1979 14th Ave SE, Albany, 97322 (503) 871-3607
Hank Beuttel Clu Farmers 535 SW 4th St, Corvallis, 97333 (541) 754-1011
Rhodes Warden Insurance Inc Liberty Mutual Independent 1129 HILL ST SE, ALBANY, 97322 (541) 967-8062
Jeff Greene Liberty Mutual 940 Willamette Street Suite 450, Eugene, 97401 1-541-344-1836
Paul Choruby Allstate 470 NW Buchanan Ave, Corvallis, 97330 (541) 753-3253
Rob Olive Jr State Farm 1744 W 18th Ave, Eugene, 97402-3625 541-686-1745

Adair Village, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,488
Driver's Failure In Showing Documents +$138 $1,563
Driving With An Expired Registration +$147 $1,572
Driving At A Considerably Slow Pace +$309 $1,734
Using A Cellphone While Driving +$326 $1,751
Running A Red Light +$332 $1,757
Speeding +$349 $1,774
Driving A Vehicle Without The Required Permission +$443 $1,868
Driving With An Expired/Suspended License +$960 $2,385

Adair Village, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,368
Active Disabling Device $1,368
Tracking Device $1,340
Passive Disabling Device $1,325