Adams Auto Insurance Rates, Quotes, Agents & Reviews in TN

Adams, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Adams, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Adams, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Adams, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Adams, TN with that of other cities in and around Adams.

Adams Allensville Cedar Hill Springfield Robertson County Adairville
Average Insurance Rates $1,428 $1,918 $1,411 $1,438 $1,313 $1,897

Adams, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Adams, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Adams $1,216 $1,027
Cedar Hill $1,692 $1,429
Guthrie $1,478 $1,248
Allensville $1,065 $900
Robertson County $1,001 $846
Adairville $1,443 $1,219
Springfield $1,617 $1,366
Coopertown $2,348 $1,984

Adams, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Adams, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,634
20 Years $1,835
30 Years $1,413
40 Years $1,360
50 Years $1,259
60 Years $1,277
70 Years $1,486

Adams, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Adams, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,456 $400
3 Vehicles $3,684 $600
4 Vehicles $4,912 $800

Savings on 2 Vehicles bundle:$400

Savings on 3 Vehicles bundle:$600

Savings on 4 Vehicles bundle:$800

Adams, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Adams, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Adams $1,428 $2,558
Cedar Hill $1,411 $2,528
Guthrie $1,910 $3,180
Allensville $1,918 $3,193
Robertson County $1,313 $2,352
Adairville $1,897 $3,158
Springfield $1,438 $2,576
Coopertown $1,495 $2,678

Adams, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,225
Excellent (740-799) $1,399
Good (670-739) $1,488
Average (580-669) $1,941
Poor (300-579) $2,329

Adams, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Holman & Holman Agency Inc Liberty Mutual Independent 611 S MAIN ST, SPRINGFIELD, 37172 (615) 384-4230
Scott Bryant State Farm 1810 Madison St, Clarksville, 37043-4904 931-648-3071
Judy L Whelan Insurance Travelers 130 HILLCREST DR. SUITE 301, CLARKSVILLE, 37043 931-647-3900
Venczel Inurance Services, Llc None 101 7Th Ave W, Springfield, 37172 None
Terry Stone State Farm 5100 Nolensville Pike, Nashville, 37211-6054 615-833-8888
The Photivihok Agency Inc Nationwide 104 East Park Dr STE 104, Brentwood, 37027 (615) 377-0037
Teresa Gaines State Farm 2269 Wlma Rdolph Blvd Ste 100B, Clarksville, 37040-8416 931-551-3322
Chris Slaughter State Farm 14625 Lebanon Rd Ste B, Old Hickory, 37138-4620 615-883-1805
Bandy Van Cleave & Williamson Travelers 116 20Th Ave S Nashville, Nashville-Davidson, 37203 None

Adams, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,491
Driver's Failure In Showing Documents +$139 $1,567
Driving With An Expired Registration +$147 $1,575
Driving At A Considerably Slow Pace +$310 $1,738
Using A Cellphone While Driving +$327 $1,755
Running A Red Light +$333 $1,761
Speeding +$350 $1,778
Driving A Vehicle Without The Required Permission +$444 $1,872
Driving With An Expired/Suspended License +$962 $2,390

Adams, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,371
Active Disabling Device $1,371
Tracking Device $1,342
Passive Disabling Device $1,328