Adamstown Auto Insurance Rates, Quotes, Agents & Reviews in MD

Adamstown, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Adamstown, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Adamstown, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Adamstown, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Adamstown, MD with that of other cities in and around Adamstown.

Adamstown Buckeystown Urbana Jefferson Ballenger Creek Point of Rocks
Average Insurance Rates $1,452 $1,434 $1,462 $1,388 $1,361 $1,408

Adamstown, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Adamstown, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Adamstown $1,952 $1,649
Buckeystown $1,512 $1,277
Point of Rocks $1,093 $923
Ballenger Creek $1,290 $1,089
Jefferson $1,382 $1,168
Urbana $1,531 $1,293
Braddock Heights $1,556 $1,315
Barnesville $1,981 $1,673

Adamstown, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Adamstown, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,711
20 Years $1,866
30 Years $1,437
40 Years $1,383
50 Years $1,280
60 Years $1,298
70 Years $1,511

Adamstown, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Adamstown, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,556 $348
3 Vehicles $3,833 $523
4 Vehicles $5,111 $697

Savings on 2 Vehicles bundle:$348

Savings on 3 Vehicles bundle:$523

Savings on 4 Vehicles bundle:$697

Adamstown, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Adamstown, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Adamstown $1,452 $2,315
Buckeystown $1,434 $2,286
Point of Rocks $1,408 $2,245
Ballenger Creek $1,361 $2,170
Jefferson $1,388 $2,213
Urbana $1,462 $2,331
Braddock Heights $1,404 $2,238
Barnesville $1,483 $2,364

Adamstown, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,246
Excellent (740-799) $1,422
Good (670-739) $1,513
Average (580-669) $1,974
Poor (300-579) $2,368

Adamstown, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
George Cochrane Allstate 3508 Worthington Blvd Ste 101, Frederick, 21704 (301) 831-8205
Adams Insurance Agency Inc. Nationwide 474 Prospect Blvd, Frederick, 21701-6400 (301) 662-0340
De Lauder Insurance Agency Travelers 5300 WESTVIEW DR STE 304, FREDERICK, 21703 301-694-0028
Bb&T - Frederick Underwriters Liberty Mutual Independent 7200 Bank Court, Frederick, 21703 None
Michelle Turner Allstate 178 Thomas Johnson Dr Ste 105, Frederick, 21702 (301) 662-4199
Justin Saltzman Liberty Mutual 5283 Corporate Drive Suite 302, Frederick, 21703 1-301-620-1061
Dave Vidmar State Farm 9 N Summit Ave, Gaithersburg, 20877-2906 301-926-3700
Balderson Insurance Agency Llc Liberty Mutual Independent 3764 SPICEBUSH DR, URBANA, 21704 (301) 874-0772
Atlantic Insurance Group Llc Erie 2331 York Road 2331 York Road Timonium, lutherville-timonium, 21093 None

Adamstown, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,516
Driver's Failure In Showing Documents +$141 $1,593
Driving With An Expired Registration +$150 $1,602
Driving At A Considerably Slow Pace +$315 $1,767
Using A Cellphone While Driving +$333 $1,785
Running A Red Light +$338 $1,790
Speeding +$356 $1,808
Driving A Vehicle Without The Required Permission +$452 $1,904
Driving With An Expired/Suspended License +$979 $2,431

Adamstown, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,394
Active Disabling Device $1,394
Tracking Device $1,365
Passive Disabling Device $1,350