Addison Auto Insurance Rates, Quotes, Agents & Reviews in TX

Addison, TX Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Addison, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Addison, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Addison, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Addison, TX with that of other cities in and around Addison.

Addison University Park Hebron Highland Park Farmers Branch Carrollton
Average Insurance Rates $2,157 $2,236 $2,243 $2,205 $1,956 $1,477

Addison, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Addison, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Addison $1,900 $1,605
Farmers Branch $945 $798
Carrollton $1,117 $943
Hebron $1,164 $983
Richardson $1,395 $1,178
University Park $2,367 $1,999
Coppell $1,841 $1,555
Highland Park $2,354 $1,988

Addison, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Addison, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,999
20 Years $2,771
30 Years $2,135
40 Years $2,054
50 Years $1,902
60 Years $1,928
70 Years $2,245

Addison, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Addison, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,796 $518
3 Vehicles $5,694 $777
4 Vehicles $7,593 $1,035

Savings on 2 Vehicles bundle:$518

Savings on 3 Vehicles bundle:$777

Savings on 4 Vehicles bundle:$1,035

Addison, TX Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Addison, TX.

Location Average Insurance Cost Post DUI Insurance Rate
Addison $2,157 $3,358
Farmers Branch $1,956 $3,045
Carrollton $1,477 $2,299
Hebron $2,243 $3,492
Richardson $1,448 $2,254
University Park $2,236 $3,481
Coppell $1,409 $2,193
Highland Park $2,205 $3,433

Addison, TX Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,851
Excellent (740-799) $2,113
Good (670-739) $2,248
Average (580-669) $2,932
Poor (300-579) $3,518

Addison, TX Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
David Loerwald State Farm 2400 E Hebron Pkwy, Carrollton, 75010-4419 972-394-3700
Rebecca Johnson Farmers 1320 Greenway Dr Ste 755, Irving, 75038 (214) 680-9274
Linda Horton State Farm 6029 Berkshire Ln, Dallas, 75225-5712 214-363-4563
J. Grant Tonne Liberty Mutual 2435 N. Central Expressway Suite 150, Richardson, 75080 1-972-867-3499
Pinnacle Risk Managers None 5501 Lbj Freeway 5501 Lbj Freeway, Dallas, 75240 None
Clay Paul Insurance Agency Inc Travelers 1320 GREENWAY DR STE 640, IRVING, 75038 817-656-2320
Risk Guru Inc Travelers 16950 DALLAS PARKWAY STE 104, DALLAS, 75248 888-353-4878
Preferred Personal Insurance Agency Llp Travelers 1431 GREENWAY DR STE 145, IRVING, 75038 972-712-9400
Ray Doss State Farm 10300 N Central Expy Ste 296, Dallas, 75231-8663 214-692-1618
Bell Insurance Group Liberty Mutual Independent 16980 DALLAS PKWY STE 210, DALLAS, 75248 972-581-4800
Tamara Murphy State Farm 4504 Legacy Dr Ste 200, Plano, 75024-2188 972-943-9555

Addison, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$95 $2,252
Driver's Failure In Showing Documents +$209 $2,366
Driving With An Expired Registration +$222 $2,379
Driving At A Considerably Slow Pace +$468 $2,625
Using A Cellphone While Driving +$494 $2,651
Running A Red Light +$503 $2,660
Speeding +$528 $2,685
Driving A Vehicle Without The Required Permission +$671 $2,828
Driving With An Expired/Suspended License +$1,454 $3,611

Addison, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $2,071
Active Disabling Device $2,071
Tracking Device $2,028
Passive Disabling Device $2,006