Addison Auto Insurance Rates, Quotes, Agents & Reviews in VT

Addison, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Addison, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Addison, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Addison, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Addison, VT with that of other cities in and around Addison.

Addison Vergennes Weybridge Waltham Cornwall Bridport
Average Insurance Rates $1,108 $1,097 $1,141 $1,105 $1,171 $1,108

Addison, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Addison, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Addison $1,141 $964
Panton $1,261 $1,065
Bridport $1,180 $997
Weybridge $1,740 $1,469
Port Henry $1,445 $1,221
Waltham $1,640 $1,385
Vergennes $1,523 $1,287
Cornwall $1,431 $1,208

Addison, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Addison, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,595
20 Years $1,424
30 Years $1,097
40 Years $1,055
50 Years $977
60 Years $991
70 Years $1,153

Addison, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Addison, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,906 $310
3 Vehicles $2,859 $465
4 Vehicles $3,812 $620

Savings on 2 Vehicles bundle:$310

Savings on 3 Vehicles bundle:$465

Savings on 4 Vehicles bundle:$620

Addison, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Addison, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Addison $1,108 $2,290
Panton $1,110 $2,294
Bridport $1,108 $2,290
Weybridge $1,141 $2,358
Port Henry $1,638 $2,471
Waltham $1,105 $2,283
Vergennes $1,097 $2,267
Cornwall $1,171 $2,420

Addison, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $951
Excellent (740-799) $1,085
Good (670-739) $1,155
Average (580-669) $1,506
Poor (300-579) $1,807

Addison, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jim Soriano State Farm 211 Maple St Ste 27C, Middlebury, 05753-1147 802-388-3276
Gaines Insurance Agency None 154 Monkton Rd , Vergennes, 5491 None
Footes Ins Agy Inc Allstate Green St PO Box 39, Vergennes, 5491 (802) 877-3351
Dewitt Blake Insurance Agency Travelers 1967 Route 74 , Cornwall, 5753 None
Underwriters Agcy Of Ne None P O Box 1305, Middlebury, 5753 None
Smith Bell & Thompson Inc Travelers 40 MAIN ST STE 500, BURLINGTON, 5401 802-658-4600

Addison, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$49 $1,157
Driver's Failure In Showing Documents +$107 $1,215
Driving With An Expired Registration +$114 $1,222
Driving At A Considerably Slow Pace +$240 $1,348
Using A Cellphone While Driving +$254 $1,362
Running A Red Light +$258 $1,366
Speeding +$271 $1,379
Driving A Vehicle Without The Required Permission +$345 $1,453
Driving With An Expired/Suspended License +$747 $1,855

Addison, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,064
Active Disabling Device $1,064
Tracking Device $1,042
Passive Disabling Device $1,030