Adelanto Auto Insurance Rates, Quotes, Agents & Reviews in CA

Adelanto, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Adelanto, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Auto Insurance Rates in Adelanto, CA

The average cost of car insurance in Adelanto, CA is $1499.  Auto Insurance quotes vary widely based on individual rating factors which are explored more thoroughly by Zimlon below. The cheapest type of auto insurance that a person can have varies depending on their age and location when purchasing it as well as other various different requirements set forth by state law or any company they may be buying from with a range of rates.

Check out the factors and related discounts available in Adelanto, CA in detail given below.

Multi Car Insurance Rates 

Car owners in Adelanto can save money on insurance by bundling coverage from the same provider. Bundled rates are lower because one company is handling your policies and claims instead of multiple companies.The average savings one can get are as follows.

auto_insurance_rates_in_adelanto_ca

Based on age age of the driver

The insurance rates for teenagers and young drivers are inflated because they are seen as more irresponsible behind the wheel. In Adelanto, teens pay a higher average of $4864 in auto insurance costs than older adults aged 30-40 years old who only spend an average of $1484 and $1427 respectively. Adelanto car owners can get cheaper insurance rates by comparing age of driver-based policies and taking advantage of discounts like good student/driver discount or defensive driving.

Based on credit score

Car insurance can be cheaper for car owners who have excellent credit scores and clean driving records. Zimlon's research found that in Adelanto if you are an "excellent" driver with a score of 800 and more, your average annual premium is $1286  but when you make the same decision with more than one minor infraction or traffic violation on record less than 600, which could affect how much risk insurers see as acceptable to insure drivers like yourself at any given time, then your premiums will shoot up by 100%. In other words, car owners with good credit scores pay less than the average insurance cost whereas car owners with poor credit scores pay upto $2445  as their premium in Adelanto.

Based on security features 

Cars that are equipped with safety devices not only protect the vehicle and  passengers but can also save money.Car insurance companies in Adelanto provide discounts to guardians of the road who install as many protective measures on their vehicles. The cost savings vary depending on which type or number of protective features have been installed. Zimlon’s research found that car owners in Adelanto can reduce their auto insurance costs to $1394 by installing passive disabling devices. Installing features like an audible alarm or an active disabling device can also reduce the insurance costs to $1439 in Adelanto. Average Insurance cost for cars with active  tracking devices is $1409.

Factors that can influence the cost of car insurance in Adelanto, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Adelanto, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Adelanto, CA with that of other cities in and around Adelanto.

Adelanto Silver Lakes Apple Valley Victorville-Hesperia Mountain View Acres Spring Valley Lake
Average Insurance Rates $1,499 $1,802 $1,433 $1,794 $1,787 $1,821

Adelanto, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Adelanto, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Adelanto $1,316 $1,112
Victorville $1,110 $938
Mountain View Acres $1,035 $874
Phelan $1,447 $1,222
Spring Valley Lake $1,065 $900
Victorville-Hesperia $967 $817
Silver Lakes $971 $820
Apple Valley $1,598 $1,349

Adelanto, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Adelanto, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,864
20 Years $1,926
30 Years $1,484
40 Years $1,427
50 Years $1,322
60 Years $1,340
70 Years $1,560

Adelanto, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Adelanto, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,608 $390
3 Vehicles $3,912 $585
4 Vehicles $5,217 $779

Savings on 2 Vehicles bundle:$390

Savings on 3 Vehicles bundle:$585

Savings on 4 Vehicles bundle:$779


Adelanto, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Adelanto, CA.

Location Average Insurance Cost Post DUI Insurance Rate
Adelanto $1,499 $3,691
Victorville $1,514 $3,728
Mountain View Acres $1,787 $4,400
Phelan $1,792 $4,412
Spring Valley Lake $1,821 $4,484
Victorville-Hesperia $1,794 $4,417
Silver Lakes $1,802 $4,437
Apple Valley $1,433 $3,528

Adelanto, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,286
Excellent (740-799) $1,468
Good (670-739) $1,562
Average (580-669) $2,038
Poor (300-579) $2,445

Adelanto, CA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Diane Holder Farmers 13849 Amargosa Rd Ste 203, Victorville, 92392 (760) 241-9999
David Lopez Csp Farmers 14359 Amargosa Rd Ste F, Victorville, 92392 (760) 843-8000
Dan Smith Ins Agency Inc Liberty Mutual Independent 14950 CIRCLE DR, VICTORVILLE, 92395 (760) 245-5344
Archie Escujuri State Farm 908 E Puente St, Covina, 91724-3210 626-331-1349
Yvonne Burton State Farm 202 S Lake Ave Ste 320, Pasadena, 91101-4838 626-405-0481
Yvonne Burton State Farm 202 S Lake Ave Ste 320, Pasadena, 91101-4838 626-405-0481
Sam Chau Allstate 8984 Huntington Dr, San Gabriel, 91775 (626) 427-3335
S & R Insurance Services Inc Liberty Mutual Independent 9267 Haven Ave Ste 180, RANCHO CUCAMONGA, 91730 (888) 959-4670
Hector Feria State Farm 10005 Valley Blvd, El Monte, 91731-1701 562-949-4900

Adelanto, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$66 $1,565
Driver's Failure In Showing Documents +$145 $1,644
Driving With An Expired Registration +$154 $1,653
Driving At A Considerably Slow Pace +$325 $1,824
Using A Cellphone While Driving +$343 $1,842
Running A Red Light +$349 $1,848
Speeding +$367 $1,866
Driving A Vehicle Without The Required Permission +$466 $1,965
Driving With An Expired/Suspended License +$1,010 $2,509

Adelanto, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,439
Active Disabling Device $1,439
Tracking Device $1,409
Passive Disabling Device $1,394

Latest Auto Insurance Reviews in Adelanto, CA | Back to Top

Geico
I have never dealt directly with Geico customer service so i cannot make a valid evaluation of there level of service.
Geico
Its expensive but worth it. I got the insurance because my sister was in an accident. They really took good care of her.
Allstate
The deductible can be adjusted however, I am not sure just how high I could take it; having had to raise a hurricane deductible, that I never in my life would have thought would occur.