Adrian Auto Insurance Rates, Quotes, Agents & Reviews in OR

Adrian, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Adrian, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Adrian, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Adrian, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Adrian, OR with that of other cities in and around Adrian.

Adrian Greenleaf Owyhee Wilder Notus Homedale
Average Insurance Rates $1,396 $1,016 $1,422 $1,065 $1,043 $1,104

Adrian, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Adrian, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Adrian $1,532 $1,294
Homedale $1,471 $1,242
Parma $1,463 $1,235
Owyhee $1,848 $1,561
Wilder $1,154 $974
Greenleaf $1,403 $1,185
Nyssa $1,972 $1,666
Notus $1,354 $1,144

Adrian, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Adrian, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,530
20 Years $1,794
30 Years $1,382
40 Years $1,329
50 Years $1,231
60 Years $1,248
70 Years $1,453

Adrian, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Adrian, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,457 $335
3 Vehicles $3,685 $503
4 Vehicles $4,914 $670

Savings on 2 Vehicles bundle:$335

Savings on 3 Vehicles bundle:$503

Savings on 4 Vehicles bundle:$670

Adrian, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Adrian, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Adrian $1,396 $2,088
Homedale $1,104 $1,760
Parma $1,035 $1,650
Owyhee $1,422 $2,127
Wilder $1,065 $1,698
Greenleaf $1,016 $1,620
Nyssa $1,370 $2,049
Notus $1,043 $1,663

Adrian, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,198
Excellent (740-799) $1,367
Good (670-739) $1,455
Average (580-669) $1,898
Poor (300-579) $2,277

Adrian, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Brian Halcom State Farm 1301 SW 4th Ave, Ontario, 97914-4538 541-889-8828
Calley Van Dyke Farmers 186 SW 1st St, Ontario, 97914 (541) 889-4813
Field-Waldo Insurance Inc. None 218 Main St, Nyssa, 97913 None
Blackaby Insurance Agency Inc Liberty Mutual Independent 280 S Oregon St, ONTARIO, 97914 (541) 889-8693
Field-Waldo Insurance, Inc. - Ontario None 933 Sw 30Th St , Ontario, 97914 None

Adrian, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,457
Driver's Failure In Showing Documents +$135 $1,531
Driving With An Expired Registration +$144 $1,540
Driving At A Considerably Slow Pace +$303 $1,699
Using A Cellphone While Driving +$320 $1,716
Running A Red Light +$325 $1,721
Speeding +$342 $1,738
Driving A Vehicle Without The Required Permission +$434 $1,830
Driving With An Expired/Suspended License +$941 $2,337

Adrian, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,340
Active Disabling Device $1,340
Tracking Device $1,312
Passive Disabling Device $1,298