Alafaya, FL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Alafaya, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Alafaya, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Alafaya, FL Auto Insurance Rates
- Alafaya, FL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Alafaya, FL
- Multi Vehicle Insurance Savings in Alafaya, FL
- How Credit Score Affects Car Insurance Rates in Alafaya, FL
- How DUI Affects Auto Insurance Premiums in Alafaya, FL
- Top Auto Insurance Agents Near Alafaya, FL
- How Driving Violations Affect Auto Insurance Rates in Alafaya, FL
- Alafaya, FL Auto Insurance Discounts on Anti Theft Feature
- Alafaya, FL Auto Insurance Company Reviews
Alafaya, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Alafaya, FL with that of other cities in and around Alafaya.
| Alafaya | Rio Pinar | Bithlo | East Orange | Azalea Park | Union Park | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $2,228 | $2,260 | $2,184 | $2,245 | $2,084 | $2,177 |
Alafaya, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Alafaya, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Alafaya | $1,481 | $1,251 |
| Union Park | $2,049 | $1,730 |
| Rio Pinar | $1,429 | $1,207 |
| Bithlo | $956 | $807 |
| Wedgefield | $1,620 | $1,369 |
| Azalea Park | $1,325 | $1,119 |
| East Orange | $985 | $832 |
| Chuluota | $1,025 | $866 |
Alafaya, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Alafaya, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $7,229 |
| 20 Years | $2,863 |
| 30 Years | $2,205 |
| 40 Years | $2,121 |
| 50 Years | $1,965 |
| 60 Years | $1,992 |
| 70 Years | $2,319 |
Alafaya, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Alafaya, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $3,921 | $535 |
| 3 Vehicles | $5,882 | $802 |
| 4 Vehicles | $7,843 | $1,069 |
Savings on 2 Vehicles bundle:$535
Savings on 3 Vehicles bundle:$802
Savings on 4 Vehicles bundle:$1,069
Alafaya, FL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Alafaya, FL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Alafaya | $2,228 | $3,487 |
| Union Park | $2,177 | $3,407 |
| Rio Pinar | $2,260 | $3,537 |
| Bithlo | $2,184 | $3,418 |
| Wedgefield | $2,212 | $3,462 |
| Azalea Park | $2,084 | $3,262 |
| East Orange | $2,245 | $3,514 |
| Chuluota | $2,152 | $3,368 |
Alafaya, FL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,912 |
| Excellent (740-799) | $2,182 |
| Good (670-739) | $2,322 |
| Average (580-669) | $3,029 |
| Poor (300-579) | $3,634 |
Alafaya, FL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Jeffrey B Campbell | State Farm | 2840 Tuskawilla Rd, Oviedo, 32765-5063 | 407-671-8333 |
| P Fudge & Associates | None | 6958 Aloma Ave , Winter Park, 32792 | (321) 400-5869 |
| John Egeli Iii | Liberty Mutual | 2504 S. Alafaya Trail Ste 300, Orlando, 32828 | 1-407-380-7852 |
| Spencer Smith Lutcf | Liberty Mutual | 2504 S. Alafaya Trail Ste 300, Orlando, 32828 | 1-407-380-7852 |
| Terri Marshall | State Farm | 5555 E Michigan St Ste 104, Orlando, 32822-2700 | 407-380-5689 |
| Alfredo Ortega | State Farm | 1118 Manor Dr, Orlando, 32807-3604 | 407-249-9999 |
| Sikes Insurance Agency Inc | Travelers | 3850 CURRY FORD RD. SUITE A, ORLANDO, 32806 | 407-282-5145 |
| Joe Donoho | GEICO | 5005 East Colonial Drive, Orlando, 32803 | (407) 897-7157 |
| Helen Buckroth Insurance Agency Inc | Travelers | 4905 E COLONIAL DR, ORLANDO, 32803 | 407-895-7355 |
| Universal Ins Agency Svcs Inc | Travelers | 1548 S SEMORAN BLVD, ORLANDO, 32807 | 407-898-1116 |
Alafaya, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$98 | $2,326 |
| Driver's Failure In Showing Documents | +$216 | $2,444 |
| Driving With An Expired Registration | +$229 | $2,457 |
| Driving At A Considerably Slow Pace | +$483 | $2,711 |
| Using A Cellphone While Driving | +$510 | $2,738 |
| Running A Red Light | +$519 | $2,747 |
| Speeding | +$546 | $2,774 |
| Driving A Vehicle Without The Required Permission | +$693 | $2,921 |
| Driving With An Expired/Suspended License | +$1,502 | $3,730 |
Alafaya, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $2,139 |
| Active Disabling Device | $2,139 |
| Tracking Device | $2,094 |
| Passive Disabling Device | $2,072 |
Latest Auto Insurance Reviews in Alafaya, FL | Back to Top
GeicoGeico's website and mobile app make dealing with any insurance related issues fast an easy. I like that I can set up auto pay so I do not have to worry about ever being late. I can make claims right from my phone and get a response quickly.
MercuryI had Geico but now I have Mercury Insurance. Mercury is more affordable for my family with multiple cars and motorcycles.
GeicoJust like they advertise, they have very competitive prices and I save a lot of money per annum.
NationwideI have a policy with a wide automotive coverage where I qualify my policy with a 5 of 5. its very nice
UsaaI dislike the fact that the premiums are so high but it is not enough for me to seek other insurance companies out. I would also like for them to be closer to me.