Alakanuk Auto Insurance Rates, Quotes, Agents & Reviews in AK

Alakanuk, AK Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Alakanuk, AK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Alakanuk, AK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Alakanuk, AK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Alakanuk, AK with that of other cities in and around Alakanuk.

Alakanuk Emmonak Nunam Iqua
Average Insurance Rates $1,102 $2,038 $1,827

Alakanuk, AK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Alakanuk, AK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Alakanuk $1,690 $1,428
Emmonak $1,065 $900
Nunam Iqua $1,882 $1,589

Alakanuk, AK Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Alakanuk, AK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,576
20 Years $1,416
30 Years $1,091
40 Years $1,049
50 Years $972
60 Years $985
70 Years $1,147

Alakanuk, AK Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Alakanuk, AK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,917 $287
3 Vehicles $2,876 $430
4 Vehicles $3,835 $573

Savings on 2 Vehicles bundle:$287

Savings on 3 Vehicles bundle:$430

Savings on 4 Vehicles bundle:$573

Alakanuk, AK Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Alakanuk, AK.

Location Average Insurance Cost Post DUI Insurance Rate
Alakanuk $1,102 $1,720
Emmonak $2,038 $3,181
Nunam Iqua $1,827 $2,852

Alakanuk, AK Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $945
Excellent (740-799) $1,079
Good (670-739) $1,148
Average (580-669) $1,498
Poor (300-579) $1,797

Alakanuk, AK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$48 $1,150
Driver's Failure In Showing Documents +$107 $1,209
Driving With An Expired Registration +$114 $1,216
Driving At A Considerably Slow Pace +$239 $1,341
Using A Cellphone While Driving +$252 $1,354
Running A Red Light +$257 $1,359
Speeding +$270 $1,372
Driving A Vehicle Without The Required Permission +$343 $1,445
Driving With An Expired/Suspended License +$743 $1,845

Alakanuk, AK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,058
Active Disabling Device $1,058
Tracking Device $1,036
Passive Disabling Device $1,025