Albuquerque, NM Auto Insurance Rates

Albuquerque, NM residents can save $520 by comparing multiple quotes & reading reviews & research on Albuquerque car insurance rates, quotes, agents & coverage.

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$1011 $1291 $1740

Latest Auto Insurance Reviews in Albuquerque, New Mexico

State Farm
I just renewed and my premium is a bit over $2,000. however I'm unsure of the deductible fully.Again, this company's was still lower than the others.
I routinely compare rates with other auto insurance companies in hopes of lowering my premiums,my loyalty savings keep their premiums lower than any other company can offer.
I would recommend this company in part because they have provided exceptional customer service, have the most fair premium and deductible, and offer discounts for good driving.
travelers is a great company. I have to switch companies soon, because they do not operate in texas, where i recently moved. i am researching companies in this state, and so far, travelers is by far cheaper than insurance in texas.
travelers is a great company. I have to switch companies soon, because they do not operate in texas, where i recently moved. i am researching companies in this state, and so far, travelers is by far cheaper than insurance in texas.
State Farm
There was one instance where a police officer forced me to give my information to the person that caused a wreck I was involved with. I tried to explain this to my insurance company but they went ahead and approved the claim thus increasing my premium.
Farm Bureau
I have never had an issue with our customer service representatives at our company. They have always been very informative and helpful with any questions that we have.
State Farm
I like State Farm because of their customer service. The agent deals directly with me and I never get a recording when I call for questions. I don't feel like a number, but a real person that means something to them.
Safeco Insurance
overall I feel that allstate is one of those best bang for your bucks company's where my dollar really stretches and I get a phenomenal bit of coverage for my home and auto
American National Property And Casualty Company
The company as a whole is satisfactory for the needs and services they provide. I like that the company offers discounts for bundling, multiple car discounts, and member rewards for years of holding a policy.
I dislike that it is difficult to reach the all-state when I am traveling abroad or at odd hours of the night
I like that the company is always available through either the phone or the phone app. I can do many things through the app, and if I need to call them the wait times are usually short to speak to a generally pleasant customer service rep.
Liberty Mutual
I have accident forgiveness that I can't get from others
Write Your Review | Albuquerque, New Mexico Auto Insurance Analysis
State Farm Auto Insurance, Albuquerque, NM
$54/1 month
Car Insurance Policy Holder
  • Divorced 55 Years old Male licensed 20 years ago with Own Suzuki Grand Vitara Premium used for Commute to Work or School with estimated annual mileage of 9,001 - 12,000.
  • Associate & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Albuquerque Car Insurance Rate Comparisons

Albuquerque, NM's average car insurance of $1291 differs from Carnuel, NM (-$111), Edith Endave, NM (-$301), Isleta Village Proper, NM (+$579) and New Mexico (+$140)

Albuquerque Carnuel, NM Edith Endave, NM Isleta Village Proper, NM New Mexico
Median Insurance Rates $1291 -$111 -$301 +$579 +$140

Albuquerque Car Insurance Savings By Neighborhood & Street Area

Albuquerque Driver Street Residence & Car Locations Car Details in Albuquerque Albuquerque Driver Demographics Albuquerque Auto Insurance Estimates Recent Albuquerque Insurance Savings
Taylor Ranch
Simon Dr NW2002 Cadillac Seville SLS39 year married man$1932$512
Lyon Blvd NW2004 Buick Rendezvous CX17 year female teenager$2586$623
La Cuesta
Oriente Ave NE2006 Ford Fusion V6 SEL52 year married woman$906$912
Westview Ave NE2004 Chevrolet Silverado 2500HD Work Truck16 year male teenager$4165$469
Kirtland Addition
Lovelace Rd SE2007 Chrysler 300 C81 year male senior$1254$392
Wells St SE2007 Lexus GS 350 Base78 year female senior$1848$604
Sandia Vista
Gloria Ct NE2010 Lincoln MKZ Base21 year man$1813$953
McKnight Ave NE2010 Nissan Rogue S45 year woman$1027$326
Los Candelarias
Griegos Rd NW2012 Hyundai Sonata GLS16 year teenager$3346$985
Palacio del Rio Grande NW2010 Mazda Mazda3 s Sport76 year senior$1212$791

Albuquerque Post DUI Car Insurance Rates

Albuquerque Pueblo of Sandia Village Isleta Village Proper Cedro New Mexico
Median Post DUI Insurance Rate $2401 +$761 +$1077 +$203 +$260
Male Teenager Post DUI Insurance Rate $7851 +$2488 +$3521 +$664 +$851
Female Teenager Post DUI Insurance Rate $5859 +$1856 +$2626 +$494 +$634

The Post DUI insurance in Albuquerque, NM's is $2401 compared to Pueblo of Sandia Village (+$761), Isleta Village Proper (+$1077), Cedro (+$203) and New Mexico (+$260)

In Albuquerque, a male teenager with Post DUI pays $1992 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Ford Fusion V6 SEL in Albuquerque, NM would pay $6980 on auto insurance while a female teenager POST DUI would pay $5209.

Albuquerque Car Insurance by Segment

Albuquerque Teenagers Car Insurance Rates Comparison

42552 Albuquerque Teenagers (6% of total population), 51% Male & 49% Female.

Albuquerque Corrales South Valley Edith Endave New Mexico
All Teenagers $3743 -$182 +$984 -$872 +$406
Male Teenager $4221 -$206 +$1109 -$984 +$458
Female Teenager $3150 -$154 +$827 -$735 +$341

Albuquerque teenagers pay $3743 in insurance in contrast with Corrales (-$182), South Valley (+$984), Edith Endave (-$872) and New Mexico (+$406). The difference between Male & Female teenagers in Albuquerque is $1071


  • 2010 Toyota Prius V Male Teenager Insurance Rate $3767
  • 2013 Honda Civic LX Female Teenager Insurance Rate $2674

Albuquerque Men & Women Car Insurance

633613 Albuquerque Adults (100% of total population), 49% Men & 51% Women.

Albuquerque North Valley Isleta Pueblo Bernalillo County New Mexico
All Women $1161 -$144 +$612 -$99 +$126
Married Women $1019 -$127 +$537 -$87 +$111
All Men $1871 -$233 +$985 -$160 +$203
Married Men $1497 -$187 +$788 -$129 +$162

The typical insurance rate of $1871 that Albuquerque Men pay varies from North Valley (-$233), Isleta Pueblo (+$985), Bernalillo County (-$160) and New Mexico (+$203). In Albuquerque, married men pay $478 more than married women.


  • 2013 Volkswagen Beetle 2.5 PZEV Married Men Insurance Rate $1373
  • 2014 Kia Sorento LX Married Women Insurance Rate $1284

Albuquerque Senior Car Insurance

113452 Albuquerque Seniors (17% of total population), 44% Senior Men & 56% Senior Women.

Albuquerque Bernalillo County Chical Cedro New Mexico
All Seniors $1510 -$130 +$677 +$128 +$164
Senior Men $1471 -$126 +$660 +$125 +$160
Senior Women $1587 -$136 +$713 +$135 +$173

Albuquerque seniors pay $1510 in insurance compared to Bernalillo County (-$130), Chical (+$677), Cedro (+$128) and New Mexico (+$164). In Albuquerque, senior men pay $116 less than senior women.

Albuquerque Car Insurance Discounts for Multiple Vehicles

Albuquerque Population with 1 Vehicle 95055 (38% of Albuquerque population), 2 Vehicles 94853 (37% of the Albuquerque population) and 3 vehicles 33490 (13% of the population)

Albuquerque Edith Endave Bernalillo County Paradise Hills New Mexico
2 Vehicles $2453 -$572 -$211 -$2 +$266
3 Vehicles $3744 -$873 -$322 -$3 +$406
4 Vehicles $5035 -$1174 -$433 -$4 +$546

Car Insurance Agents in Albuquerque, NM

Rank Agent Name Agent Contact
1 AAA Insurance 10501 Montgomery Blvd NE, Albuquerque, NM 87111
2 AAA Insurance 9231 Coors Blvd NW, Albuquerque, NM 87114
3 Abbe Insurance Agency 5005 4th St NW Ste 201, Albuquerque, NM 87107
4 Absolute Better Coverage Insurance Services 2444 Juan Tabo Blvd NE Ste 3, Albuquerque, NM 87112
5 Adrienne Sanchez 3904 Carlisle Blvd NE Ste C, Albuquerque, NM 87107
6 Advanced American Insurance 6211 4th St NW Ste 16, Albuquerque, NM 87107
7 Aimee Abeyta 12836 Lomas Blvd NE Ste A, Albuquerque, NM 87112
8 Al Aglialoro Agency 6911 Taylor Ranch Dr NW Ste C9-C10, Albuquerque, NM 87120
9 Albuquerque Insurance World 2828 Carlisle Blvd NE Ste F, Albuquerque, NM 87110
10 Alexa Williamson-Flores 3840 Masthead St NE, Albuquerque, NM 87109

Albuquerque Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Ford, Expedition EL King Ranch $700 $1330 $1830 $1250 $1950 $-120
Infiniti, QX56 $100 $1360 $1460 $1280 $1380 $80
Infiniti, G37 $1000 $1370 $1870 $1280 $2280 $-410
Ford, Expedition Limited $400 $1370 $1770 $1290 $1690 $80
Cadillac, Escalade ESV Luxury $300 $1390 $1690 $1290 $1590 $100