Alexandria Auto Insurance Rates, Quotes, Agents & Reviews in AL

Alexandria, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Alexandria, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Alexandria, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Alexandria, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Alexandria, AL with that of other cities in and around Alexandria.

Alexandria West End-Cobb Town Alexandria-Webster Chapel Anniston Saks Ohatchee
Average Insurance Rates $1,447 $1,392 $1,443 $1,370 $1,422 $1,428

Alexandria, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Alexandria, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Alexandria $2,795 $2,361
Calhoun County $1,466 $1,238
Weaver $1,808 $1,527
Saks $1,539 $1,300
Alexandria-Webster Chapel $1,486 $1,255
Anniston $1,620 $1,369
West End-Cobb Town $1,920 $1,622
Ohatchee $1,938 $1,637

Alexandria, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Alexandria, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,695
20 Years $1,859
30 Years $1,432
40 Years $1,378
50 Years $1,276
60 Years $1,294
70 Years $1,506

Alexandria, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Alexandria, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,489 $405
3 Vehicles $3,733 $608
4 Vehicles $4,978 $810

Savings on 2 Vehicles bundle:$405

Savings on 3 Vehicles bundle:$608

Savings on 4 Vehicles bundle:$810


Alexandria, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Alexandria, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Alexandria $1,447 $2,566
Calhoun County $1,436 $2,546
Weaver $1,431 $2,537
Saks $1,422 $2,521
Alexandria-Webster Chapel $1,443 $2,558
Anniston $1,370 $2,429
West End-Cobb Town $1,392 $2,468
Ohatchee $1,428 $2,532

Alexandria, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,242
Excellent (740-799) $1,417
Good (670-739) $1,508
Average (580-669) $1,967
Poor (300-579) $2,360

Alexandria, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Larry Currie State Farm 425 East 10th Street, Anniston, 36207-4789 256-237-5911
Chad Lincoln Allstate 1027 S Quintard Ave, Anniston, 36201 (256) 237-1100
Jerry Mccullars Allstate 1027 S Quintard Ave, Anniston, 36201 (256) 237-1100
Seals Insurance Travelers 45240 HWY 78, LINCOLN, 35096 205-763-0950
Shannon & Banks Inc Liberty Mutual Independent 200 Chestnut St, Ste B, Gadsden, 35901 None
Harris Mckay Insurance Travelers 1112 WILMER AVE, ANNISTON, 36201 256-236-0301
Insurance Planning Services, Inc. None 103 East 13Th St, Anniston, 35203 (256) 280-3361
Pat Lowe State Farm 2830 Crestwood Blvd, Birmingham, 35210-1229 205-956-3276
Isu Insurance Planning Services Inc Travelers 103 E 13TH ST, ANNISTON, 36201 256-237-7541
Robert Hodges State Farm 9721-D Parkway East, Birmingham, 35215-7858 205-836-7234

Alexandria, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,511
Driver's Failure In Showing Documents +$140 $1,587
Driving With An Expired Registration +$149 $1,596
Driving At A Considerably Slow Pace +$314 $1,761
Using A Cellphone While Driving +$331 $1,778
Running A Red Light +$337 $1,784
Speeding +$355 $1,802
Driving A Vehicle Without The Required Permission +$450 $1,897
Driving With An Expired/Suspended License +$975 $2,422

Alexandria, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,389
Active Disabling Device $1,389
Tracking Device $1,360
Passive Disabling Device $1,346