Alexandria Auto Insurance Rates, Quotes, Agents & Reviews in VA

Alexandria, VA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Alexandria, VA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Alexandria, VA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Alexandria, VA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Alexandria, VA with that of other cities in and around Alexandria.

Alexandria Belle Haven Lincolnia Rose Hill Huntington Arlington
Average Insurance Rates $1,057 $1,037 $1,026 $1,030 $995 $1,096

Alexandria, VA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Alexandria, VA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Alexandria $1,961 $1,656
Huntington $1,857 $1,569
Rose Hill $1,832 $1,548
Belle Haven $1,757 $1,484
Bailey's Crossroads $1,911 $1,614
Lincolnia $1,748 $1,476
Arlington $2,045 $1,727

Alexandria, VA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Alexandria, VA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,430
20 Years $1,358
30 Years $1,046
40 Years $1,006
50 Years $932
60 Years $945
70 Years $1,100

Alexandria, VA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Alexandria, VA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,839 $275
3 Vehicles $2,759 $412
4 Vehicles $3,678 $550

Savings on 2 Vehicles bundle:$275

Savings on 3 Vehicles bundle:$412

Savings on 4 Vehicles bundle:$550

Alexandria, VA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Alexandria, VA.

Location Average Insurance Cost Post DUI Insurance Rate
Alexandria $1,057 $1,725
Huntington $995 $1,624
Rose Hill $1,030 $1,681
Belle Haven $1,037 $1,693
Bailey's Crossroads $986 $1,609
Lincolnia $1,026 $1,675
Arlington $1,096 $1,789

Alexandria, VA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $907
Excellent (740-799) $1,035
Good (670-739) $1,101
Average (580-669) $1,437
Poor (300-579) $1,724

Alexandria, VA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$47 $1,104
Driver's Failure In Showing Documents +$103 $1,160
Driving With An Expired Registration +$109 $1,166
Driving At A Considerably Slow Pace +$229 $1,286
Using A Cellphone While Driving +$242 $1,299
Running A Red Light +$246 $1,303
Speeding +$259 $1,316
Driving A Vehicle Without The Required Permission +$329 $1,386
Driving With An Expired/Suspended License +$712 $1,769

Alexandria, VA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,015
Active Disabling Device $1,015
Tracking Device $994
Passive Disabling Device $983

Latest Auto Insurance Reviews in Alexandria, VA | Back to Top

They offer easy to deal with customer service. It is easy to submit a claim and you are paid quickly.
The deductible I have is high, I wont lie, but that's because I have the basic plan. I'm sure a premium plan would offer a lower delectable.
I came from USAA before Geico. They offer pretty much the same policies, but Geico's web site and mobile app are significantly easier to use. They did suggest I insure my bike for a much higher amount.
Farmer's Insurance
I would recommend this insurance for someone for their personal coverage. I would have to give the company a good rating.
Mercury is always easy to contact, and is open when it is convenient for me. Their customer service representatives are friendly and knowledgeable.
Mercury is always easy to contact, and is open when it is convenient for me. Their customer service representatives are friendly and knowledgeable.
My company offers a wide array of policies for any budget. You can easily change coverage amounts and deductibles to calculate a new premium to fit your needs
State Farm
Other companies want you to call a generic call center for any issue for a higher price, and that just is not ideal - I'd rather work with one or two people who know who I am.
I dislike the customer service because they are rude. Even though they are local and I try to support local companies, they are extremely rude in handling any questions or claims.
Haulers Insurance
Slow response for roadside assistance to get to the site where you need help. Website has no area where you can change the policy yourself you have to call in to make changes to the policy.
Union Mutual
This company was one of the cheapest but most cost efficient choices that one can make when it comes to making an auto insurance purchase.
I find that my company is readily available any time I need assistance. Their customer support is fantastic on all aspects. If I have questions they are answered right then
It gives great deductions for contributing to society. It makes the price a lot cheaper
Every year I check out the others to see if things have changed in the past year. I do this over Xmas vacation, for car, credit cards and internet connection, for best price. GEICO always is the best price BY FAR AND AWAY. Nothing comes close. Zero nada.