Algona Auto Insurance Rates, Quotes, Agents & Reviews in WA

Algona, WA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Algona, WA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Algona, WA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Algona, WA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Algona, WA with that of other cities in and around Algona.

Algona Milton Lakeland South Pacific Edgewood Federal Way-Auburn
Average Insurance Rates $1,557 $1,351 $1,242 $1,225 $1,266 $1,358

Algona, WA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Algona, WA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Algona $1,511 $1,276
Pacific $1,619 $1,368
Lakeland South $1,511 $1,276
Auburn $1,080 $913
Federal Way-Auburn $1,478 $1,248
Milton $1,783 $1,506
Edgewood $1,683 $1,422
Sumner $1,264 $1,067

Algona, WA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Algona, WA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,052
20 Years $2,001
30 Years $1,541
40 Years $1,483
50 Years $1,373
60 Years $1,392
70 Years $1,620

Algona, WA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Algona, WA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,709 $405
3 Vehicles $4,064 $607
4 Vehicles $5,418 $810

Savings on 2 Vehicles bundle:$405

Savings on 3 Vehicles bundle:$607

Savings on 4 Vehicles bundle:$810

Algona, WA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Algona, WA.

Location Average Insurance Cost Post DUI Insurance Rate
Algona $1,557 $2,499
Pacific $1,225 $1,966
Lakeland South $1,242 $1,994
Auburn $1,232 $1,977
Federal Way-Auburn $1,358 $2,180
Milton $1,351 $2,168
Edgewood $1,266 $2,032
Sumner $1,227 $1,969

Algona, WA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,336
Excellent (740-799) $1,525
Good (670-739) $1,622
Average (580-669) $2,117
Poor (300-579) $2,540

Algona, WA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
South Sound Insurance Inc Travelers 402 E MAIN ST STE 110, AUBURN, 98002 253-735-6747
Nicholas Bliss Farmers 2003 Maple Valley Hwy Ste 207, Renton, 98057 (888) 405-7664
Brian Harris State Farm 34004 16th Ave S Ste 102, Federal Way, 98003-8905 253-838-4902
Merrill & Merrill Insurance Liberty Mutual Independent 9259 57TH AVE S, SEATTLE, 98118 (206) 906-9590
Cisco Insurance Agency Llc Allstate 1903 SW Campus Dr, Federal Way, 98023 (253) 927-7550
Bryan Gillette Farmers 903 E MAIN ST STE 105, Auburn, 98002 (253) 931-8880
Deborah Nelons State Farm 12940 SE Kent Kangley Rd, Kent, 98030-7940 253-850-7800
Vickie Bergquist State Farm 22760 Marine View Drive S, Des Moines, 98198-8408 206-878-4050
Raul Castillo Farmers 33650 6th Ave S Ste 110, Federal Way, 98003 (253) 252-2533
The Douglas Group Inc Travelers 5508 RAINIER AVE S, SEATTLE, 98118 206-324-7400
Curt Hergert Farmers 1010 S 336th St Ste 220, Federal Way, 98003 (253) 838-9899
Darwin Goldsmith Farmers 33650 6th Ave S Ste 110, Federal Way, 98003 (253) 252-2533
Matthew Cook Insurance Agency None 13400 Ne 20Th St, Ste 11, Bellevue, 98005 None

Algona, WA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$69 $1,626
Driver's Failure In Showing Documents +$151 $1,708
Driving With An Expired Registration +$160 $1,717
Driving At A Considerably Slow Pace +$338 $1,895
Using A Cellphone While Driving +$357 $1,914
Running A Red Light +$363 $1,920
Speeding +$381 $1,938
Driving A Vehicle Without The Required Permission +$484 $2,041
Driving With An Expired/Suspended License +$1,049 $2,606

Algona, WA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,495
Active Disabling Device $1,495
Tracking Device $1,464
Passive Disabling Device $1,448