Allardt Auto Insurance Rates, Quotes, Agents & Reviews in TN

Allardt, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Allardt, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Allardt, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Allardt, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Allardt, TN with that of other cities in and around Allardt.

Allardt Sunbright Grimsley Jamestown Fentress County Clarkrange
Average Insurance Rates $1,426 $1,412 $1,384 $1,376 $1,409 $1,368

Allardt, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Allardt, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Allardt $1,255 $1,060
Fentress County $1,426 $1,204
Jamestown $1,291 $1,090
Grimsley $1,469 $1,241
Sunbright $1,501 $1,268
Clarkrange $1,286 $1,087
Elgin $1,082 $914
Pickett County $1,261 $1,065

Allardt, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Allardt, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,627
20 Years $1,832
30 Years $1,411
40 Years $1,358
50 Years $1,257
60 Years $1,275
70 Years $1,484

Allardt, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Allardt, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,453 $399
3 Vehicles $3,679 $599
4 Vehicles $4,905 $799

Savings on 2 Vehicles bundle:$399

Savings on 3 Vehicles bundle:$599

Savings on 4 Vehicles bundle:$799


Allardt, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Allardt, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Allardt $1,426 $2,555
Fentress County $1,409 $2,524
Jamestown $1,376 $2,465
Grimsley $1,384 $2,479
Sunbright $1,412 $2,530
Clarkrange $1,368 $2,451
Elgin $1,397 $2,503
Pickett County $1,434 $2,569

Allardt, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,223
Excellent (740-799) $1,397
Good (670-739) $1,486
Average (580-669) $1,939
Poor (300-579) $2,326

Allardt, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Rains Agency Inc. -- Jamestown None 500 N Main St, Jamestown, 38556 (931) 752-6787
Gary Maxwell Insurance Agency Llc Erie 300 W Central Avenue, Jamestown, 38556 None
Kerri Hunt Allstate 253 S Willow Ave, Cookeville, 38501 (931) 528-8063
Cumberland Insurance Group -- Jamestown None 1007 Old Hwy 127 S. , Jamestown, 38556 None
The Swallows Agency Allstate 480 Neal St Ste 100, Cookeville, 38501 (931) 526-4025
Appalachian Underwriters Inc Travelers 800 OAK RIDGE TPKE STE A-1000, OAK RIDGE, 37830 888-376-9633
Appalachian Underwriters Inc Travelers 800 OAK RIDGE TPKE STE A-1000, OAK RIDGE, 37830 888-376-9633
S & R Insurance Services Inc Travelers 146 TALMEDA RD, OAK RIDGE, 37830 865-483-3200

Allardt, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,489
Driver's Failure In Showing Documents +$138 $1,564
Driving With An Expired Registration +$147 $1,573
Driving At A Considerably Slow Pace +$309 $1,735
Using A Cellphone While Driving +$327 $1,753
Running A Red Light +$332 $1,758
Speeding +$349 $1,775
Driving A Vehicle Without The Required Permission +$443 $1,869
Driving With An Expired/Suspended License +$961 $2,387

Allardt, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,369
Active Disabling Device $1,369
Tracking Device $1,340
Passive Disabling Device $1,326