Allenport Auto Insurance Rates, Quotes, Agents & Reviews in PA

Allenport, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Allenport, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Allenport, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Allenport, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Allenport, PA with that of other cities in and around Allenport.

Allenport Shirley Mapleton Shirleysburg Kistler Cedar Crest
Average Insurance Rates $1,354 $1,384 $1,350 $1,350 $1,352 $1,348

Allenport, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Allenport, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Allenport $1,419 $1,199
Kistler $1,332 $1,125
Mount Union $1,288 $1,088
Cedar Crest $1,451 $1,226
Shirley $1,371 $1,158
Newton Hamilton $1,544 $1,304
Mapleton $2,679 $2,263
Shirleysburg $1,499 $1,266

Allenport, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Allenport, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,394
20 Years $1,740
30 Years $1,340
40 Years $1,289
50 Years $1,194
60 Years $1,211
70 Years $1,409

Allenport, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Allenport, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,383 $325
3 Vehicles $3,575 $487
4 Vehicles $4,766 $650

Savings on 2 Vehicles bundle:$325

Savings on 3 Vehicles bundle:$487

Savings on 4 Vehicles bundle:$650

Allenport, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Allenport, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Allenport $1,354 $2,131
Kistler $1,352 $2,128
Mount Union $1,359 $2,139
Cedar Crest $1,348 $2,122
Shirley $1,384 $2,179
Newton Hamilton $1,342 $2,112
Mapleton $1,350 $2,125
Shirleysburg $1,350 $2,125

Allenport, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,162
Excellent (740-799) $1,326
Good (670-739) $1,411
Average (580-669) $1,841
Poor (300-579) $2,209

Allenport, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Linda Shope State Farm 20542 Main St, Saltillo, 17253-9604 814-448-2533
Bartello Insurance Llc Erie 116 S Jefferson Street, Mount Union, 17066 None
Matthew T. Roberts Liberty Mutual 5000 Ritter Road Suite 103, Mechanicsburg, 17055 1-717-795-8703
Pamela Stern & Associates Llc Nationwide 12343 William Penn Hwy, Huntingdon, 16652 (814) 643-1594
Christopher Petrone Allstate 5015 E Trindle Rd, Mechanicsburg, 17050 (717) 774-9400
Members 1st Insurance Services Travelers 5000 Louise Dr , Mechanicsburg, 17055 None
Wenger & Myers Insurance Inc Travelers 17 N MAIN ST, CHAMBERSBURG, 17201 717-264-6111

Allenport, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$60 $1,414
Driver's Failure In Showing Documents +$131 $1,485
Driving With An Expired Registration +$139 $1,493
Driving At A Considerably Slow Pace +$294 $1,648
Using A Cellphone While Driving +$310 $1,664
Running A Red Light +$315 $1,669
Speeding +$332 $1,686
Driving A Vehicle Without The Required Permission +$421 $1,775
Driving With An Expired/Suspended License +$913 $2,267

Allenport, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,300
Active Disabling Device $1,300
Tracking Device $1,273
Passive Disabling Device $1,259