Allgood Auto Insurance Rates, Quotes, Agents & Reviews in AL

Allgood, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Allgood, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Allgood, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Allgood, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Allgood, AL with that of other cities in and around Allgood.

Allgood Nectar Rosa Oneonta Cleveland Blount County
Average Insurance Rates $1,418 $1,451 $1,428 $1,469 $1,440 $1,449

Allgood, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Allgood, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Allgood $2,439 $2,060
Oneonta $1,092 $922
Highland Lake $1,357 $1,146
Blount County $1,078 $911
Rosa $1,498 $1,265
Cleveland $1,071 $905
Nectar $1,399 $1,181
Locust Fork $1,404 $1,186

Allgood, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Allgood, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,601
20 Years $1,822
30 Years $1,403
40 Years $1,350
50 Years $1,250
60 Years $1,268
70 Years $1,476

Allgood, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Allgood, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,496 $340
3 Vehicles $3,744 $510
4 Vehicles $4,991 $681

Savings on 2 Vehicles bundle:$340

Savings on 3 Vehicles bundle:$510

Savings on 4 Vehicles bundle:$681


Allgood, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Allgood, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Allgood $1,418 $2,514
Oneonta $1,469 $2,605
Highland Lake $1,548 $2,745
Blount County $1,449 $2,569
Rosa $1,428 $2,532
Cleveland $1,440 $2,553
Nectar $1,451 $2,573
Locust Fork $1,442 $2,557

Allgood, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,217
Excellent (740-799) $1,389
Good (670-739) $1,478
Average (580-669) $1,928
Poor (300-579) $2,313

Allgood, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Kim Lee State Farm 28254 State Highway 75, Oneonta, 35121-1659 205-625-4141
Casey Mann State Farm 5950 Chalkville Mtn Rd Ste 114, Birmingham, 35235-8617 205-655-7222
Karen Acker State Farm 103 2nd Ave W, Oneonta, 35121-1603 205-274-2123
Crawford-Skinner Agency Travelers 6412 Us Highway 11 , Springville, 35146 None
Stephen A. Davis Insurance Inc. None 106B 2Nd Street N, Oneonta, 35121 None
Allison Agency Inc Travelers 408 SECOND AVE E, ONEONTA, 35121 205-625-4629
Briggs Ins Agcy None 5245 Old Springville Road Pinson, Clay, 35126 None
Kenneth Chad Harris Farmers 5330 Stadium Trace Pkwy Ste 255, Hoover, 35244 (205) 982-8497
Ron Jones State Farm 3122 Green Valley Rd, Vestavia, 35243-5236 205-967-2223

Allgood, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,480
Driver's Failure In Showing Documents +$138 $1,556
Driving With An Expired Registration +$146 $1,564
Driving At A Considerably Slow Pace +$308 $1,726
Using A Cellphone While Driving +$325 $1,743
Running A Red Light +$330 $1,748
Speeding +$347 $1,765
Driving A Vehicle Without The Required Permission +$441 $1,859
Driving With An Expired/Suspended License +$956 $2,374

Allgood, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,361
Active Disabling Device $1,361
Tracking Device $1,333
Passive Disabling Device $1,319