Alpine Auto Insurance Rates, Quotes, Agents & Reviews in CA

Alpine, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Alpine, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Alpine, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Alpine, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Alpine, CA with that of other cities in and around Alpine.

Alpine Descanso Harbison Canyon Granite Hills Crest Laguna-Pine Valley
Average Insurance Rates $1,937 $1,858 $1,893 $1,968 $1,879 $1,866

Alpine, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Alpine, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Alpine $1,995 $1,685
Harbison Canyon $1,477 $1,248
Crest $1,874 $1,583
Descanso $1,638 $1,383
Lakeside $1,326 $1,120
Granite Hills $1,908 $1,611
Laguna-Pine Valley $2,287 $1,931
Winter Gardens $1,923 $1,624

Alpine, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Alpine, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,285
20 Years $2,489
30 Years $1,917
40 Years $1,844
50 Years $1,708
60 Years $1,732
70 Years $2,016

Alpine, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Alpine, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,409 $465
3 Vehicles $5,114 $697
4 Vehicles $6,818 $930

Savings on 2 Vehicles bundle:$465

Savings on 3 Vehicles bundle:$697

Savings on 4 Vehicles bundle:$930

Alpine, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Alpine, CA.

Location Average Insurance Cost Post DUI Insurance Rate
Alpine $1,937 $4,769
Harbison Canyon $1,893 $4,661
Crest $1,879 $4,626
Descanso $1,858 $4,575
Lakeside $1,875 $4,617
Granite Hills $1,968 $4,846
Laguna-Pine Valley $1,866 $4,594
Winter Gardens $1,867 $4,597

Alpine, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,662
Excellent (740-799) $1,897
Good (670-739) $2,018
Average (580-669) $2,633
Poor (300-579) $3,159

Alpine, CA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Coleman Meshack State Farm 6030 Santo Rd Ste H, San Diego, 92124-1196 858-279-3212
Kathy Reutter Farmers 1651 E Main St Ste 202, El Cajon, 92021 (619) 444-1141
Sibylle Ainslie Allstate 2552 Waterline Way, Chula Vista, 91914 (619) 482-2886
Kristie Powell State Farm 1785 E. Main Street, El Cajon, 92021 866-938-8100
Bob Seelos State Farm 5034 Bonita Rd Ste D, Bonita, 91902-1702 619-475-5300
Hal Rakowski Insurance Agency None 9727 Los Coches Rd , Lakeside, 92040 None
C Lee Williams & Associates Travelers 4995 MURPHY CANYON RD STE 202, SAN DIEGO, 92123 (858) 268-9400

Alpine, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$85 $2,022
Driver's Failure In Showing Documents +$188 $2,125
Driving With An Expired Registration +$200 $2,137
Driving At A Considerably Slow Pace +$420 $2,357
Using A Cellphone While Driving +$444 $2,381
Running A Red Light +$451 $2,388
Speeding +$475 $2,412
Driving A Vehicle Without The Required Permission +$602 $2,539
Driving With An Expired/Suspended License +$1,306 $3,243

Alpine, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,860
Active Disabling Device $1,860
Tracking Device $1,821
Passive Disabling Device $1,801