Altadena, CA Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Altadena, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Best Auto Insurance Rates in Altadena, CA
The average cost of car insurance in Altadena, CA is $1987. Auto Insurance quotes vary widely based on individual rating factors which are explored more thoroughly by Zimlon below. The cheapest type of auto insurance that a person can have varies depending on their age and location when purchasing it as well as other various different requirements set forth by state law or any company they may be buying from with a range of rates.
Check out the factors and related discounts available in Altadena, CA in detail given below.
Multi Car Insurance Rates
Car owners in Altadena can save money on insurance by bundling coverage from the same provider. Bundled rates are lower because one company is handling your policies and claims instead of multiple companies.The average savings one can get are as follows;
Based on age age of the driver
The insurance rates for teenagers and young drivers are inflated because they are seen as more irresponsible behind the wheel. In Altadena, teens pay a higher average of $6447 in auto insurance costs than older adults aged 30-40 years old who only spend an average of $1966 and $1892 respectively. Altadena car owners can get cheaper insurance rates by comparing age of driver-based policies and taking advantage of discounts like good student/driver discount or defensive driving.
Based on credit score
Car insurance can be cheaper for car owners who have excellent credit scores and clean driving records. Zimlon's research found that in Altadena if you are an "excellent" driver with a score of 800 and more, your average annual premium is $1705 but when you make the same decision with more than one minor infraction or traffic violation on record less than 600, which could affect how much risk insurers see as acceptable to insure drivers like yourself at any given time, then your premiums will shoot up by 100%. In other words, car owners with good credit scores pay less than the average insurance cost whereas car owners with poor credit scores pay upto $3241 as their premium.
Based on security features
Cars that are equipped with safety devices not only protect the vehicle and passengers but can also save money.Car insurance companies will provide discounts to guardians of the road who install as many protective measures on their vehicles. The cost savings vary depending on which type or number of protective features have been installed. Zimlon’s research found that car owners in Altadena can reduce their auto insurance costs to $1848 by installing passive disabling devices. Installing features like an audible alarm or an active disabling device can also reduce the insurance costs to $1908 in Altadena. Average Insurance cost for cars with active tracking devices is $1078.
Factors that can influence the cost of car insurance in Altadena, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Altadena, CA Auto Insurance Rates
- Altadena, CA Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Altadena, CA
- Multi Vehicle Insurance Savings in Altadena, CA
- How Credit Score Affects Car Insurance Rates in Altadena, CA
- How DUI Affects Auto Insurance Premiums in Altadena, CA
- Top Auto Insurance Agents Near Altadena, CA
- How Driving Violations Affect Auto Insurance Rates in Altadena, CA
- Altadena, CA Auto Insurance Discounts on Anti Theft Feature
- Altadena, CA Auto Insurance Company Reviews
Altadena, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Altadena, CA with that of other cities in and around Altadena.
| Altadena | Sierra Madre | San Marino | South Pasadena | East Pasadena | San Pasqual | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,987 | $2,090 | $2,373 | $2,107 | $2,014 | $2,072 |
Altadena, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Altadena, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Altadena | $1,600 | $1,351 |
| Pasadena | $1,508 | $1,274 |
| Ca-ada Flintridge | $2,271 | $1,918 |
| San Pasqual | $1,460 | $1,233 |
| San Marino | $2,587 | $2,185 |
| East Pasadena | $2,068 | $1,747 |
| Sierra Madre | $2,265 | $1,913 |
| South Pasadena | $1,199 | $1,013 |
Altadena, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Altadena, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $6,447 |
| 20 Years | $2,553 |
| 30 Years | $1,966 |
| 40 Years | $1,892 |
| 50 Years | $1,752 |
| 60 Years | $1,776 |
| 70 Years | $2,068 |
Altadena, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Altadena, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $3,497 | $477 |
| 3 Vehicles | $5,246 | $715 |
| 4 Vehicles | $6,994 | $954 |
Savings on 2 Vehicles bundle:$477
Savings on 3 Vehicles bundle:$715
Savings on 4 Vehicles bundle:$954
Altadena, CA Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Altadena, CA.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Altadena | $1,987 | $4,892 |
| Pasadena | $1,786 | $4,397 |
| Ca-ada Flintridge | $2,258 | $5,560 |
| San Pasqual | $2,072 | $5,102 |
| San Marino | $2,373 | $5,843 |
| East Pasadena | $2,014 | $4,959 |
| Sierra Madre | $2,090 | $5,146 |
| South Pasadena | $2,107 | $5,188 |
Altadena, CA Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,705 |
| Excellent (740-799) | $1,946 |
| Good (670-739) | $2,070 |
| Average (580-669) | $2,701 |
| Poor (300-579) | $3,241 |
Altadena, CA Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Arroyo Insurance Services | None | 11 W. Del Mar Blvd., Suite 200, Pasadena, 91106 | (626) 421-7864 |
| Harut Der-Tavitian | Farmers | 1807 W Glenoaks Blvd Ste 202, Glendale, 91201 | (818) 502-3233 |
| Angelica Campos | State Farm | 2807 N Broadway, Los Angeles, 90031-2611 | 323-222-9966 |
| Firefighter Insurance Services Llc | Travelers | 815 COLORADO BLVD, LOS ANGELES, 90041 | 626-585-1491 |
| Maria Elena Hernandez | Farmers | 1800 Victory Blvd Ste A, Glendale, 91201 | (818) 550-9520 |
| Garnik Abrahamian | Allstate | 819 S Glenoaks Blvd, Burbank, 91502 | (818) 846-3136 |
| Isu Insurance Services-Gvw & Assocaites | Travelers | 1424 W GLENOAKS BLVD, GLENDALE, 91201 | 818-242-6891 |
| Janet Wells | State Farm | 2722 Foothill Blvd, La Crescenta, 91214-3516 | 818-248-2565 |
| Arroyo Insurance Services Inc | Liberty Mutual Independent | 3786 LA CRESCENTA AVE STE 204, GLENDALE, 91208 | 818-541-1832 |
| Glendale Insurance Agency Inc | Liberty Mutual Independent | 601 E GLENOAKS BLVD STE 100, GLENDALE, 91207 | (818) 244-1144 |
Altadena, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$87 | $2,074 |
| Driver's Failure In Showing Documents | +$193 | $2,180 |
| Driving With An Expired Registration | +$205 | $2,192 |
| Driving At A Considerably Slow Pace | +$431 | $2,418 |
| Using A Cellphone While Driving | +$455 | $2,442 |
| Running A Red Light | +$463 | $2,450 |
| Speeding | +$487 | $2,474 |
| Driving A Vehicle Without The Required Permission | +$618 | $2,605 |
| Driving With An Expired/Suspended License | +$1,339 | $3,326 |
Altadena, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,908 |
| Active Disabling Device | $1,908 |
| Tracking Device | $1,868 |
| Passive Disabling Device | $1,848 |
Latest Auto Insurance Reviews in Altadena, CA | Back to Top
GeicoPremiums are a bit high in my opinion. I've heard a lot of people tell me that other places run a bit cheaper so I can't say that they give the best prices around.
ProgressiveProgressive home insurance company giving good deductible offer while we are having a money in hand means we will pay advance installment for future pay.
ProgressiveMy auto insurance deductible is very low, I pay $500 and my monthly fee is still pretty cheap. This is in comparison to when I had State Farm my premium and deductible were very high.
Progressivethe premium is way less than other companies. also they have multiple incentives to help lower the premium further. deductibles are also low and have incentives to help with that cost as well.
GeicoI feel the premium is probably a bit better than other companies as I shop around every time my policy comes up for renewal. They always offer me the best rate.