Altamont Auto Insurance Rates, Quotes, Agents & Reviews in OR

Altamont, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Altamont, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Altamont, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Altamont, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Altamont, OR with that of other cities in and around Altamont.

Altamont Yonna Valley-Poe Valley Merrill Klamath Falls Malin Dorris
Average Insurance Rates $1,387 $1,408 $1,413 $1,063 $1,385 $1,753

Altamont, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Altamont, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Altamont $1,651 $1,395
Klamath Falls $1,843 $1,556
Yonna Valley-Poe Valley $1,577 $1,332
Merrill $1,432 $1,209
Bonanza $1,601 $1,352
Malin $1,451 $1,226
Dorris $1,029 $869

Altamont, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Altamont, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,501
20 Years $1,782
30 Years $1,373
40 Years $1,321
50 Years $1,223
60 Years $1,240
70 Years $1,443

Altamont, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Altamont, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,413 $361
3 Vehicles $3,620 $541
4 Vehicles $4,827 $721

Savings on 2 Vehicles bundle:$361

Savings on 3 Vehicles bundle:$541

Savings on 4 Vehicles bundle:$721


Altamont, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Altamont, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Altamont $1,387 $2,075
Klamath Falls $1,063 $1,590
Yonna Valley-Poe Valley $1,408 $2,106
Merrill $1,413 $2,114
Bonanza $1,366 $2,043
Malin $1,385 $2,072
Dorris $1,753 $4,316

Altamont, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,190
Excellent (740-799) $1,358
Good (670-739) $1,445
Average (580-669) $1,886
Poor (300-579) $2,262

Altamont, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Debbie Thompson State Farm 2358 Shasta Way, Klamath Falls, 97601-4352 541-884-6265
Sharleen Hutchison Farmers 1891 Avalon St Ste B, Klamath Falls, 97603 (541) 883-3227
Jeff Young State Farm 1829 Austin St, Klamath Falls, 97603-4677 541-885-3000
Toni Lynn Bonner Allstate 1737 Washburn Way, Klamath Falls, 97603 (541) 883-3641
Carol A. Miles Allstate 1737 Washburn Way, Klamath Falls, 97603 (541) 883-3641
Rob Buckmister Allstate 1908 Ashland St Ste C, Ashland, 97520 (541) 488-2516
Chris Watkins State Farm 4729 S 6th St, Klamath Falls, 97603-4958 541-882-6619
Brian Conrad State Farm 1806 Ashland St, Ashland, 97520-2331 541-482-8470
Jon Snowden State Farm 420 Bridge St, Ashland, 97520-2206 541-482-2461

Altamont, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,448
Driver's Failure In Showing Documents +$135 $1,522
Driving With An Expired Registration +$143 $1,530
Driving At A Considerably Slow Pace +$301 $1,688
Using A Cellphone While Driving +$318 $1,705
Running A Red Light +$323 $1,710
Speeding +$340 $1,727
Driving A Vehicle Without The Required Permission +$431 $1,818
Driving With An Expired/Suspended License +$935 $2,322

Altamont, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,332
Active Disabling Device $1,332
Tracking Device $1,304
Passive Disabling Device $1,290

Latest Auto Insurance Reviews in Altamont, OR | Back to Top

Aarp Auto Insurance
I don't have anything negative to say about our insurance company We have not had any difficulties with them what so ever.