Altamont Auto Insurance Rates, Quotes, Agents & Reviews in TN

Altamont, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Altamont, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Altamont, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Altamont, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Altamont, TN with that of other cities in and around Altamont.

Altamont Pelham Beersheba Springs Gruetli-Laager Grundy County Palmer
Average Insurance Rates $1,376 $1,473 $1,376 $1,386 $1,389 $1,371

Altamont, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Altamont, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Altamont $1,893 $1,599
Grundy County $1,407 $1,188
Beersheba Springs $1,105 $934
Coalmont $2,118 $1,789
Gruetli-Laager $1,577 $1,332
Viola $2,027 $1,712
Pelham $1,329 $1,122
Palmer $1,499 $1,266

Altamont, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Altamont, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,465
20 Years $1,768
30 Years $1,362
40 Years $1,310
50 Years $1,213
60 Years $1,230
70 Years $1,432

Altamont, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Altamont, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,339 $413
3 Vehicles $3,509 $619
4 Vehicles $4,678 $826

Savings on 2 Vehicles bundle:$413

Savings on 3 Vehicles bundle:$619

Savings on 4 Vehicles bundle:$826

Altamont, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Altamont, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Altamont $1,376 $2,465
Grundy County $1,389 $2,488
Beersheba Springs $1,376 $2,465
Coalmont $1,393 $2,495
Gruetli-Laager $1,386 $2,483
Viola $1,398 $2,504
Pelham $1,473 $2,639
Palmer $1,371 $2,456

Altamont, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,181
Excellent (740-799) $1,348
Good (670-739) $1,434
Average (580-669) $1,871
Poor (300-579) $2,244

Altamont, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Leigh Holland State Farm 1428 Sparta St Ste 4, McMinnville, 37110-1365 931-474-5252
William Levengood Farmers 202 Woodbury Hwy Ste 500, Manchester, 37355 (931) 570-4320
Bob Laynes Insurance Travelers 31759 SR 108, GRUETLI-LAAGER, 37339 931-779-5060
Jerry Stephens State Farm 540 Hillsboro Blvd, Manchester, 37355-1767 931-728-4741
Trey Helton State Farm 2690 Memorial Blvd Ste A, Murfreesboro, 37129-5141 615-895-0500
Fsb Dba Claiborne & Taylor None 319 W Mcknight Dr, Murfreesboro, 37129 None
Service Insurance Agency Inc. Erie 2145 Mercury Blvd Suite 107, Murfreesboro, 37130 None
Mark Allen Pody Nationwide 321 W McKnight St, Murfreesboro, 37129 (615) 849-8541
Shane Miller Liberty Mutual 2615 Medical Center Parkway Suite 680, Murfreesboro, 37129 1-615-896-5339

Altamont, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,437
Driver's Failure In Showing Documents +$133 $1,509
Driving With An Expired Registration +$142 $1,518
Driving At A Considerably Slow Pace +$299 $1,675
Using A Cellphone While Driving +$315 $1,691
Running A Red Light +$321 $1,697
Speeding +$337 $1,713
Driving A Vehicle Without The Required Permission +$428 $1,804
Driving With An Expired/Suspended License +$927 $2,303

Altamont, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,321
Active Disabling Device $1,321
Tracking Device $1,293
Passive Disabling Device $1,280