Altamonte Springs, FL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Altamonte Springs, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Altamonte Springs, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Altamonte Springs, FL Auto Insurance Rates
- Altamonte Springs, FL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Altamonte Springs, FL
- Multi Vehicle Insurance Savings in Altamonte Springs, FL
- How Credit Score Affects Car Insurance Rates in Altamonte Springs, FL
- How DUI Affects Auto Insurance Premiums in Altamonte Springs, FL
- Top Auto Insurance Agents Near Altamonte Springs, FL
- How Driving Violations Affect Auto Insurance Rates in Altamonte Springs, FL
- Altamonte Springs, FL Auto Insurance Discounts on Anti Theft Feature
- Altamonte Springs, FL Auto Insurance Company Reviews
Altamonte Springs, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Altamonte Springs, FL with that of other cities in and around Altamonte Springs.
| Altamonte Springs | Forest City | Maitland | Fern Park | Lockhart | Wekiwa Springs | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,491 | $2,183 | $2,340 | $2,154 | $2,079 | $2,264 |
Altamonte Springs, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Altamonte Springs, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Altamonte Springs | $1,544 | $1,304 |
| Casselberry-Altamonte Springs | $1,392 | $1,175 |
| Maitland | $1,431 | $1,208 |
| Forest City | $1,682 | $1,421 |
| Wekiwa Springs | $1,875 | $1,583 |
| Fern Park | $1,327 | $1,121 |
| Eatonville | $2,274 | $1,921 |
| Lockhart | $1,385 | $1,170 |
Altamonte Springs, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Altamonte Springs, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,838 |
| 20 Years | $1,916 |
| 30 Years | $1,476 |
| 40 Years | $1,420 |
| 50 Years | $1,315 |
| 60 Years | $1,333 |
| 70 Years | $1,552 |
Altamonte Springs, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Altamonte Springs, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,565 | $417 |
| 3 Vehicles | $3,847 | $626 |
| 4 Vehicles | $5,129 | $835 |
Savings on 2 Vehicles bundle:$417
Savings on 3 Vehicles bundle:$626
Savings on 4 Vehicles bundle:$835
Altamonte Springs, FL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Altamonte Springs, FL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Altamonte Springs | $1,491 | $2,333 |
| Casselberry-Altamonte Springs | $2,163 | $3,385 |
| Maitland | $2,340 | $3,662 |
| Forest City | $2,183 | $3,417 |
| Wekiwa Springs | $2,264 | $3,543 |
| Fern Park | $2,154 | $3,371 |
| Eatonville | $2,082 | $3,258 |
| Lockhart | $2,079 | $3,254 |
Altamonte Springs, FL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,279 |
| Excellent (740-799) | $1,460 |
| Good (670-739) | $1,554 |
| Average (580-669) | $2,027 |
| Poor (300-579) | $2,432 |
Altamonte Springs, FL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Ceci Mcclure | State Farm | 431 E State Road 434, Longwood, 32750-5219 | 407-865-7777 |
| Brokers Insurance Llc | Travelers | 241 S WESTMONTE DR STE 1040, ALTAMONTE SPRINGS, 32714 | 407-862-6464 |
| Jeffrey A. Paglialonga | Allstate | 185 S Westmonte Dr Ste 1208, Altamonte Springs, 32714 | (407) 772-2886 |
| The Estes Insurance Agency | None | 1240 Fairview Ave , Winter Park, 32789 | None |
| Stephanie Jackson | Allstate | 400 W New England Ave Ste 1, Winter Park, 32789 | (407) 740-6740 |
| Acg South Insurance Agency Llc | Travelers | 1000 AAA DR M/S48, HEATHROW, 32746 | 800-597-2221 |
| Acg South Insurance Agency Llc | Travelers | 783 S ORLANDO AVE, WINTER PARK, 32789 | 800-891-4222 |
| George L Frey Insurance Agency | Liberty Mutual Independent | 755 W STATE ROAD 434 STE I, LONGWOOD, 32750 | (407) 767-0340 |
| Ron Fogarty | State Farm | 801 W State Road 436 Ste 1031, Altamonte Spg, 32714-3052 | 407-647-5006 |
| Hylant Group Inc | Liberty Mutual Independent | 250 INTERNATIONAL PKWY STE 330, LAKE MARY, 32746 | (407) 740-5550 |
Altamonte Springs, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$66 | $1,557 |
| Driver's Failure In Showing Documents | +$145 | $1,636 |
| Driving With An Expired Registration | +$154 | $1,645 |
| Driving At A Considerably Slow Pace | +$324 | $1,815 |
| Using A Cellphone While Driving | +$341 | $1,832 |
| Running A Red Light | +$347 | $1,838 |
| Speeding | +$365 | $1,856 |
| Driving A Vehicle Without The Required Permission | +$464 | $1,955 |
| Driving With An Expired/Suspended License | +$1,005 | $2,496 |
Altamonte Springs, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,431 |
| Active Disabling Device | $1,431 |
| Tracking Device | $1,402 |
| Passive Disabling Device | $1,387 |
Latest Auto Insurance Reviews in Altamonte Springs, FL | Back to Top
GeicoI would recommend Gieco in a heartbeat. They are fast and easy to sign up with. They are helpful and knowledgeable when needed and their rates just couldn't be beat compaired to other companies.
State FarmI have found that State Farm is about the same as other car insurance polices. Although, I have a better understanding of what is covered and what is not, than before.
MetlifeI feel you get appropriate value for the money.Additionally, it is the ease of the bundle which I truly appreciate and the auto deductions from my check which gives me less to think about paying in my monthly bills.
TravelersTHe main issue is their lack of discount options that are offered to us. This would make it better to know how much we could save and if we have other options.
AaaThey are amazing. They provide just about everything you ever want with all the kindness in the world. I needed to get towed and they took care of everything,
AaaThey are amazing. They provide just about everything you ever want with all the kindness in the world. I needed to get towed and they took care of everything,
Safeco InsuranceI dont like that they dont have a chat feature that I can use when I need to contact them. Its a great feature to offer to their customers , but they dont have it yet.
MetlifeI am happy with my premium. I just have basic insurance, but the cost has gone down significantly over the years. I am happy with it.