Alvarado, TX Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Alvarado, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Alvarado, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Alvarado, TX Auto Insurance Rates
- Alvarado, TX Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Alvarado, TX
- Multi Vehicle Insurance Savings in Alvarado, TX
- How Credit Score Affects Car Insurance Rates in Alvarado, TX
- How DUI Affects Auto Insurance Premiums in Alvarado, TX
- Top Auto Insurance Agents Near Alvarado, TX
- How Driving Violations Affect Auto Insurance Rates in Alvarado, TX
- Alvarado, TX Auto Insurance Discounts on Anti Theft Feature
- Alvarado, TX Auto Insurance Company Reviews
Alvarado, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Alvarado, TX with that of other cities in and around Alvarado.
Alvarado | Cross Timber | Rendon | Briaroaks | Coyote Flats | Keene | |
---|---|---|---|---|---|---|
Average Insurance Rates | $1,806 | $2,090 | $2,012 | $2,016 | $1,946 | $1,886 |
Alvarado, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Alvarado, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
Location | Low Deductible ($500) | High Deductible ($1000) |
---|---|---|
Alvarado | $1,215 | $1,027 |
Venus | $1,993 | $1,683 |
Briaroaks | $1,353 | $1,143 |
Cross Timber | $1,878 | $1,586 |
Keene | $1,201 | $1,014 |
Mansfield | $2,282 | $1,928 |
Coyote Flats | $1,371 | $1,158 |
Rendon | $2,014 | $1,701 |
Alvarado, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Alvarado, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
Age of Driver | Insurance Cost |
---|---|
Teens | $5,860 |
20 Years | $2,320 |
30 Years | $1,787 |
40 Years | $1,720 |
50 Years | $1,592 |
60 Years | $1,615 |
70 Years | $1,879 |
Alvarado, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Alvarado, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
Number of Cars | Auto Insurance Cost | Total Savings |
---|---|---|
2 Vehicles | $3,106 | $506 |
3 Vehicles | $4,659 | $759 |
4 Vehicles | $6,213 | $1,011 |

Savings on 2 Vehicles bundle:$506

Savings on 3 Vehicles bundle:$759

Savings on 4 Vehicles bundle:$1,011
Alvarado, TX Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Alvarado, TX.
Location | Average Insurance Cost | Post DUI Insurance Rate |
---|---|---|
Alvarado | $1,806 | $2,812 |
Venus | $1,902 | $2,961 |
Briaroaks | $2,016 | $3,138 |
Cross Timber | $2,090 | $3,254 |
Keene | $1,886 | $2,936 |
Mansfield | $1,377 | $2,144 |
Coyote Flats | $1,946 | $3,029 |
Rendon | $2,012 | $3,132 |
Alvarado, TX Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
Credit Score | Insurance Cost |
---|---|
Exceptional (800-850) | $1,550 |
Excellent (740-799) | $1,769 |
Good (670-739) | $1,882 |
Average (580-669) | $2,455 |
Poor (300-579) | $2,946 |
Alvarado, TX Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
Agent Name | Company | Agent Address | Contact Details |
---|---|---|---|
Steve Grammer | Farmers | 6009 W I 20, Arlington, 76017 | (817) 259-0050 |
Sig/ Faulkner Insurance Agency | None | 208 E. Broad St Ste 102, Mansfield, 76063 | None |
Laurie Cinecio | Allstate | 5329 E FM 1187, Burleson, 76028 | (817) 572-1938 |
Julia Serebro | Allstate | 990 N Walnut Creek Dr Ste 1005, Mansfield, 76063 | (817) 453-7500 |
John Key | State Farm | 951 N Walnut Creek Dr, Suite 103, Mansfield, 76063-8025 | 817-473-1138 |
Steve Perryman | State Farm | 3800 SW Green Oak Blvd, Arlington, 76017-4108 | 817-561-5555 |
John Smrcina | State Farm | 3117 S Carrier Pkwy, Grand Prairie, 75052-6050 | 972-262-2672 |
Troy D. Anderson Agency | None | 516 Laredo Rd, Burleson, 76028 | None |
Boyd, Shackelford And Barnett, Llc | None | 5800 Granite Pkwy 5800 Granite Pkwy, Plano, 75024 | None |
Jeffrey Wayne Hunt | Nationwide | 2080 N HWY 360 STE 375, Grand Prairie, 75050 | (817) 784-9499 |
Alvarado, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
Driving Violation | Cost Increase | Total Insurance Cost |
---|---|---|
Driving Without Headlights | +$79 | $1,885 |
Driver's Failure In Showing Documents | +$175 | $1,981 |
Driving With An Expired Registration | +$186 | $1,992 |
Driving At A Considerably Slow Pace | +$392 | $2,198 |
Using A Cellphone While Driving | +$414 | $2,220 |
Running A Red Light | +$421 | $2,227 |
Speeding | +$442 | $2,248 |
Driving A Vehicle Without The Required Permission | +$562 | $2,368 |
Driving With An Expired/Suspended License | +$1,217 | $3,023 |
Alvarado, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
Anti Theft Feature | Insurance Cost |
---|---|
Audible Alarm | $1,734 |
Active Disabling Device | $1,734 |
Tracking Device | $1,698 |
Passive Disabling Device | $1,680 |
Latest Auto Insurance Reviews in Alvarado, TX | Back to Top

The premium is awesome. I have tried to shop our car insurance, but was unable to find a single company that could match or beat USAA's Coverage and price.

I had thought about moving my policy to another insurance company but when a local agent for another insurance company compared the rates, they could not beat Statefarm.

We don't compare our car insurance to other companies. We are happy with our policy offerings..We have been with our company for over 40 years.

I feel that state farm is easy to deal with compared to other insurance companies. Our coverage is great and they don't raise rates unfairly.

I feel that state farm is easy to deal with compared to other insurance companies. Our coverage is great and they don't raise rates unfairly.

Their online app is easy to use and their website is intuitive, making it easy to find answers and conduct business.