Americus Auto Insurance Rates, Quotes, Agents & Reviews in GA

Americus, GA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Americus, GA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Americus, GA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Americus, GA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Americus, GA with that of other cities in and around Americus.

Americus Sumter County Leslie-De Soto Plains Andersonville Ellaville South
Average Insurance Rates $1,570 $1,569 $1,581 $1,559 $1,563 $1,591

Americus, GA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Americus, GA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Americus $1,228 $1,037
Sumter County $1,475 $1,246
Plains $1,924 $1,625
Andersonville $1,904 $1,609
Leslie $1,299 $1,097
Ellaville South $1,090 $920
Leslie-De Soto $2,742 $2,316
De Soto $1,913 $1,616

Americus, GA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Americus, GA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,094
20 Years $2,017
30 Years $1,554
40 Years $1,495
50 Years $1,384
60 Years $1,404
70 Years $1,634

Americus, GA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Americus, GA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,669 $471
3 Vehicles $4,004 $707
4 Vehicles $5,338 $942

Savings on 2 Vehicles bundle:$471

Savings on 3 Vehicles bundle:$707

Savings on 4 Vehicles bundle:$942

Americus, GA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Americus, GA.

Location Average Insurance Cost Post DUI Insurance Rate
Americus $1,570 $2,870
Sumter County $1,569 $2,868
Plains $1,559 $2,850
Andersonville $1,563 $2,857
Leslie $1,558 $2,848
Ellaville South $1,591 $2,909
Leslie-De Soto $1,581 $2,890
De Soto $1,570 $2,870

Americus, GA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,347
Excellent (740-799) $1,538
Good (670-739) $1,636
Average (580-669) $2,134
Poor (300-579) $2,561

Americus, GA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
The Denham Agency, Inc. None 506 Tripp St, Americus, 31709 None
Ginger Starlin State Farm 1558 E Forsyth Street, Americus, 31709-3836 229-924-9819
The Baldwin Agy Inc Allstate 1617 East Lamar Street, Americus, 31709 (229) 924-2728
Kevin Barry State Farm 3520 Us Highway 41 N Ste 1005, Byron, 31008-9588 478-333-3377
Seth Dozier State Farm 142 S Broad St, Butler, 31006-5527 478-862-5494
Alex Thigpin State Farm 108 Ga Highway 49 S, Byron, 31008-7329 478-956-3131
Larrie Connell State Farm 103 Avera Dr, Fort Valley, 31030-5007 478-825-7777
Marty Mcdonald State Farm 925 N Martin Luther King Jr Blvd, Americus, 31719-2911 229-928-3686
Reynolds Insurance Allstate 9 S Winston St, Reynolds, 31076 (478) 847-2877
Jim Irvin GEICO 3905 Victory Drive, Columbus, 31903 706-689-2787

Americus, GA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$69 $1,639
Driver's Failure In Showing Documents +$152 $1,722
Driving With An Expired Registration +$162 $1,732
Driving At A Considerably Slow Pace +$341 $1,911
Using A Cellphone While Driving +$360 $1,930
Running A Red Light +$366 $1,936
Speeding +$385 $1,955
Driving A Vehicle Without The Required Permission +$488 $2,058
Driving With An Expired/Suspended License +$1,058 $2,628

Americus, GA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,507
Active Disabling Device $1,507
Tracking Device $1,476
Passive Disabling Device $1,460