Ames, IA Auto Insurance Rates
Ames, IA residents can save $310 by comparing multiple quotes & reading reviews & research on Ames car insurance rates, quotes, agents & coverage.
Lowest | Average | Highest |
---|---|---|
$561 | $772 | $1282 |
Latest Auto Insurance Reviews in Ames, Iowa
I love them they are wonderfull, easy to work with. helpful and prices are great. the policy is amazing and covers everything and more that I want or need. I have not had to pay a dudcitable.
It is pretty comparable to the average car insurance out there. There isnt any extras in the policy even though we pay for comprehensive coverage.
We seem to be at the mercy of these; the viewpoint can be taken that insurance is inherently a man made scam. The exhorbitant amount of commercialization certainly doesn't help with rates.
They have been easy to use and they have been very helpful every time that I have needed them over the years.
I don't believe that Donegal Insurance Company offers anything above and beyond what other car insurance companies offer. Due to this, I would rate them a neutral 3 of 5.
The policy is helpful in that it offers extra coverage for medical expenses. It also offers help paying for a rental vehicle. And it offers damage from random events like a tree falling on the car, or hail storms.
The policy is helpful in that it offers extra coverage for medical expenses. It also offers help paying for a rental vehicle. And it offers damage from random events like a tree falling on the car, or hail storms.
I really like the prices that my insurance company offers. They are very competitive with the current market.
Its about standard for the area in which I live. The rates are a little lower due to the lack of bells and whistles associated with the company.
I like that I have access to my policy information, insurance cards, and other features via my insurance company's app, however I do feel that the phone support for the customer is a bit lacking. I wish that it was easier to contact a person via phone if I have questions or concerns.
honestly, I don't have anything that I can complain about yet, but I guess the radio ads and the youtube ads are pretty bad I mean it is petty but that's all I have
They are very easily accessible. All State has a 24-hour coverage, where I can reach someone at any time. It's very good and I've used it in the middle of the night before when I've had trouble. I would definitely say they have good customer support.
Because I have bad credit I cannot change insurance providers because other estimates come in hundreds of dollars highr.
- Divorced 44 Years old Female licensed 3 years ago with Financed GMC Sierra 1500 SL used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- Lawyer & Full Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , Licence suspended previously.
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 15 K Property Damage
- 50 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
- Single 28 Years old Female licensed 11 years ago with Own Ford Expedition Limited EL used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
- Bachelors & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
- Divorced 28 Years old Female licensed 4 years ago with Financed Infiniti, M Series M37, 4 Door Sedan used for Business with estimated annual mileage of 15,001 - 20,000.
- Associate, pursuing Bachelors Degree & Full Time Job.
- No accidents , Issued traffic ticket previously , DUIs in history , No Licence suspensions .
- 2 cars insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
- Married 49 Years old Male licensed 32 years ago with Leased Acura, MDX, 5 Door 4WD Utility Tech used for Business with estimated annual mileage of 20,001+.
- High School & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 20 K Property Damage
- 25 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
- Married 54 Years old Female licensed 18 years ago with Financed Ford, Explorer Limited, 4 Door SUV 4WD used for Business with estimated annual mileage of 12,001 - 15,000.
- Associate, pursuing Bachelors Degree & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
- Single 21 Years old Female licensed 4 years ago with Own Ford, Edge SEL, 4 Door 2WD Utility used for Business with estimated annual mileage of 20,001+.
- High School & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 20 K Property Damage
- 25 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
- Married 24 Years old Female licensed 4 years ago with Own Toyota, Prius, 4 Door Hatchback Hybrid used for Business with estimated annual mileage of 20,001+.
- Less than High School & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 15 K Property Damage
- 25 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
- Divorced 34 Years old Female licensed 14 years ago with Financed Mini, Cooper John Cooper Works, 2 Door Hatchback used for Business with estimated annual mileage of 15,001 - 20,000.
- Vocational & Full Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 50 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
- Married 24 Years old Female licensed 5 years ago with Own Cadillac, Escalade EXT Luxury, 4 Door Utility Ethanol used for Business with estimated annual mileage of 20,001+.
- Vocational & Full Time Job.
- accidents in history , Issued traffic ticket previously , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $100K (Per Person Bodily Injury) / $200K (Per Accident Bodily Injury)
- 15 K Property Damage
- 300 K Personal Injury Protection
- 100 K Uninsured Motorists Bodily Injury
- 200 K Uninsured Motorists Property Damage
Ames Car Insurance Rate Comparisons
Ames, IA's average car insurance of $772 differs from Madrid, IA (+$418), Howard, IA (-$52), Story County, IA (-$62) and Iowa (+$256)
Ames | Madrid, IA | Howard, IA | Story County, IA | Iowa | |
Median Insurance Rates | $772 | +$418 | -$52 | -$62 | +$256 |
Ames Car Insurance Savings By Neighborhood & Street Area
Ames Driver Street Residence & Car Locations | Car Details in Ames | Ames Driver Demographics | Ames Auto Insurance Estimates | Recent Ames Insurance Savings |
---|---|---|---|---|
Other Area | ||||
Peach Ln | 2007 Buick LaCrosse CXS | 26 year woman | $611 | $533 |
Golden Aspen | 2008 Mazda MAZDA3 i Sport | 16 year female teenager | $1754 | $406 |
Carnegie Ave | 2007 Cadillac DTS Base | 63 year senior | $1154 | $731 |
S Kellogg Ave | 2009 Ford Fusion SE | 63 year female senior | $676 | $324 |
Crestview Mobile Home Park | ||||
Raphael Ave | 2008 Jeep Liberty Sport | 17 year male teenager | $2181 | $805 |
Waller St | 2007 Chrysler 300 C | 54 year married man | $1139 | $716 |
Rockwell Ave | 2008 Audi A4 2.0T | 83 year male senior | $1284 | $921 |
Old Orchard Mobile Home Park | ||||
Opal Cir | 2005 Chevrolet Silverado 2500HD Work Truck | 34 year married woman | $640 | $947 |
Meadow Glen Rd | 2014 Volkswagen Jetta S | 18 year teenager | $1994 | $821 |
530th Ave | 2013 Honda Civic U.S. LX | 41 year man | $1115 | $446 |
Ames Post DUI Car Insurance Rates
Ames | Howard | Lafayette | Palestine | Iowa | |
Median Post DUI Insurance Rate | $1435 | -$96 | +$387 | -$59 | +$477 |
Male Teenager Post DUI Insurance Rate | $4737 | -$318 | +$1278 | -$195 | +$1572 |
Female Teenager Post DUI Insurance Rate | $3602 | -$241 | +$971 | -$148 | +$1196 |
The Post DUI insurance in Ames, IA's is $1435 compared to Howard (-$96), Lafayette (+$387), Palestine (-$59) and Iowa (+$477)
In Ames, a male teenager with Post DUI pays $1135 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Cadillac DTS Base in Ames, IA would pay $5855 on auto insurance while a female teenager POST DUI would pay $4452.
Ames Car Insurance by Segment
Ames Teenagers Car Insurance Rates Comparison
7915 Ames Teenagers (13% of total population), 53% Male & 47% Female.
Ames | Cambridge | Howard | Nevada | Iowa | |
All Teenagers | $2153 | +$860 | -$145 | +$165 | +$715 |
Male Teenager | $2547 | +$1017 | -$171 | +$195 | +$845 |
Female Teenager | $1937 | +$773 | -$130 | +$148 | +$643 |
Ames teenagers pay $2153 in insurance in contrast with Cambridge (+$860), Howard (-$145), Nevada (+$165) and Iowa (+$715). The difference between Male & Female teenagers in Ames is $610
Example
- 2014 Hyundai Sonata GLS Male Teenager Insurance Rate $2425
- 2011 Lincoln MKZ Base Female Teenager Insurance Rate $1912
Ames Men & Women Car Insurance
59206 Ames Adults (100% of total population), 53% Men & 47% Women.
Ames | Sheldahl | Madrid | Nevada | Iowa | |
All Women | $725 | +$233 | +$393 | +$56 | +$241 |
Married Women | $671 | +$216 | +$364 | +$51 | +$223 |
All Men | $1312 | +$422 | +$711 | +$100 | +$435 |
Married Men | $1312 | +$422 | +$711 | +$100 | +$435 |
The typical insurance rate of $1312 that Ames Men pay varies from Sheldahl (+$422), Madrid (+$711), Nevada (+$100) and Iowa (+$435). In Ames, married men pay $641 more than married women.
Example
- 2014 Kia Sorento LX Married Men Insurance Rate $1230
- 2013 Dodge Journey Crew Married Women Insurance Rate $1264
Ames Senior Car Insurance
6480 Ames Seniors (10% of total population), 45% Senior Men & 55% Senior Women.
Ames | Cambridge | Huxley | Gilbert | Iowa | |
All Seniors | $934 | +$372 | -$63 | -$39 | +$309 |
Senior Men | $1119 | +$447 | -$75 | -$46 | +$371 |
Senior Women | $756 | +$302 | -$51 | -$31 | +$251 |
Ames seniors pay $934 in insurance compared to Cambridge (+$372), Huxley (-$63), Gilbert (-$39) and Iowa (+$309). In Ames, senior men pay $363 more than senior women.
Ames Car Insurance Discounts for Multiple Vehicles
Ames Population with 1 Vehicle 8223 (36% of Ames population), 2 Vehicles 9437 (42% of the Ames population) and 3 vehicles 2418 (11% of the population)
Ames | Worth | Cambridge | Kelley | Iowa | |
2 Vehicles | $1467 | -$232 | +$585 | +$528 | +$487 |
3 Vehicles | $2239 | -$354 | +$893 | +$806 | +$743 |
4 Vehicles | $3011 | -$476 | +$1201 | +$1084 | +$999 |
Ames Auto Insurance Rates Vary by Deductible
Low Deductible ($500) | High Deductible ($1000) | |||||
---|---|---|---|---|---|---|
Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
Jeep, Grand Cherokee Laredo | $100 | $780 | $880 | $730 | $830 | $50 |
Chevrolet, Avalanche LT | $200 | $800 | $1000 | $740 | $940 | $60 |
Lexus, LS 460 | $1000 | $820 | $1320 | $770 | $1770 | $-450 |
GMC, Sierra 2500HD Work Truck | $700 | $860 | $1360 | $800 | $1500 | $-140 |
Chevrolet, Express 3500 | $400 | $770 | $1170 | $720 | $1120 | $50 |