Anchorage Auto Insurance Rates, Quotes, Agents & Reviews in AK

Anchorage, AK Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Anchorage, AK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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What Does it Cost to Insure Your Car in Anchorage, AK

The average cost of car insurance in Anchorage, AK is $1,194.  Auto Insurance quotes vary widely based on individual rating factors which are explored more thoroughly by Zimlon below. The cheapest type of auto insurance that a person can have varies depending on their age and location when purchasing it as well as other various different requirements set forth by state law or any company they may be buying from with a range of rates.

Check out the factors and related discounts available in Anchorage, Ak in detail given below.


Multi Car Insurance Rates 

Car owners in Anchorage can save money on insurance by bundling coverage from the same provider. Bundled rates are lower because one company is handling your policies and claims instead of multiple companies.The average savings one can get are as follows;

Based on age age of the driver

The insurance rates for teenagers and young drivers are inflated because they are seen as more irresponsible behind the wheel. In Anchorage, teens pay a higher average of $3874 in auto insurance costs than older adults aged 30-40 years old who only spend an average of $1182 and $1137 respectively. Anchorage car owners can get cheaper insurance rates by comparing age of driver-based policies and taking advantage of discounts like good student/driver discount or defensive driving.

Based on credit score

Car insurance can be cheaper for car owners who have excellent credit scores and clean driving records. Zimlon's research found that in Anchorage if you are an "excellent" driver with a score of 800 and more, your average annual premium is $1024  but when car owner makes the same the score with more than one traffic violation on record less than 600, which could affect how much risk insurers see as acceptable to insure those vehicles, then the premiums will shoot up. In other words, car owners with good credit scores pay less than the average insurance cost whereas car owners with poor credit scores pay upto $1948  as their premium in Anchorage.

Based on security features 

Cars that are equipped with safety devices not only protect the vehicle and  passengers but can also save money in Anchorage, AK.Car insurance companies will provide discounts to car owners who install as many protective measures on their vehicles. The cost savings vary depending on which type or number of protective features have been installed. Zimlon’s research found that car owners in Anchorage can reduce their auto insurance costs to $1,110 by installing passive disabling devices. Installing features like an audible alarm or an active disabling device can also reduce the insurance costs to $1,146 in Anchorage. Average Insurance cost for cars with active  tracking devices is $1,122 .

Factors that can influence the cost of car insurance in Anchorage, AK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Anchorage, AK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Anchorage, AK with that of other cities in and around Anchorage.

Average Insurance Rates $1,194

Anchorage, AK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Anchorage, AK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Anchorage $1,113 $940

Anchorage, AK Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Anchorage, AK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,874
20 Years $1,534
30 Years $1,182
40 Years $1,137
50 Years $1,053
60 Years $1,068
70 Years $1,243

Anchorage, AK Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Anchorage, AK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,054 $334
3 Vehicles $3,081 $501
4 Vehicles $4,107 $669

Savings on 2 Vehicles bundle:$334

Savings on 3 Vehicles bundle:$501

Savings on 4 Vehicles bundle:$669

Anchorage, AK Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Anchorage, AK.

Location Average Insurance Cost Post DUI Insurance Rate
Anchorage $1,194 $1,864

Anchorage, AK Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,024
Excellent (740-799) $1,169
Good (670-739) $1,244
Average (580-669) $1,623
Poor (300-579) $1,948

Anchorage, AK Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Devery Prince Agency Team Allstate 401 E Fireweed Ln Ste 200, Anchorage, 99503 (907) 279-9000
Amanda Juliussen State Farm 5600 Debarr Rd Ste 140, Anchorage, 99504-2390 907-333-4131
Jeff Case Allstate 9220 Lake Otis Pkwy Ste 4B, Anchorage, 99507 (907) 344-9229
Stacey Roy State Farm 9220 Lake Otis Pkwy Ste 6A, Anchorage, 99507-4249 907-345-0505
Stanley Tebow Allstate 8201 Old Seward Hwy Ste A, Anchorage, 99518 (907) 344-3301
Dave Strike State Farm 2213 E Tudor Rd Ste 54, Anchorage, 99507-1067 907-562-2721
Springen Insurance None 931 931, Anchorage, 99515 None
Tom Plooy State Farm 2900 Boniface Pkwy Ste 100, Anchorage, 99504-3132 907-333-6575
Todd Jackson State Farm 1330 Huffman Road, Anchorage, 99515-3597 907-345-0214
S & H, Inc. Dba Associated Insurance Services None 7125 Old Seward Hwy, Ste 203, Anchorage, 99518 None

Anchorage, AK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$53 $1,247
Driver's Failure In Showing Documents +$116 $1,310
Driving With An Expired Registration +$123 $1,317
Driving At A Considerably Slow Pace +$259 $1,453
Using A Cellphone While Driving +$273 $1,467
Running A Red Light +$278 $1,472
Speeding +$293 $1,487
Driving A Vehicle Without The Required Permission +$371 $1,565
Driving With An Expired/Suspended License +$805 $1,999

Anchorage, AK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,146
Active Disabling Device $1,146
Tracking Device $1,122
Passive Disabling Device $1,110

Latest Auto Insurance Reviews in Anchorage, AK | Back to Top

I am very satisified with the amount of the deductible compared with the price we paid per month, it is much cheaper for the same deductible through another carrier.
I would recommend them, but am (honestly) not sure how much better/worse they are than other companies. They don't give the personal one-on-one service that a local insurance agent gives.
I get the much lower premium compared to other car insurance companies
I feel like there is a lot of lacking I miss other companys and am really considering going back I miss that they dont have accident forgiveness. they seem to really not care when you ask questions and I'm just dissatisfied
I feel like there is a lot of lacking I miss other companys and am really considering going back I miss that they dont have accident forgiveness. they seem to really not care when you ask questions and I'm just dissatisfied
Liberty Mutual
Liberty Mutual offers standard auto coverage, providing for comprehensive and collision losses. They also provide roadside, glass, and towing coverage.
State Farm
State Farm has always been prompt when we've made a claim, and has gone after a third party (Whirlpool when our refrigerator malfunctioned and flooded our kitchen) to make sure we did not pay our deductible.
Aarp Auto Insurance
My auto insurance company has always had lower prices than other quotes I've received. When I got married, my husband came onto my insurance from AAA and my insurance only went up by $50 to add his newer vehicle.
State Farm
They offer lower rates than any other company. They offer multi-policy discounts. They are extremely helpful when I have issues. They make sure they call me with any changes whether it be higher or lower.
State Farm
For me, there are only two really good things about this company. One is that they offer a lower price to me than any other company. Second is the friendly people who work there that are always willing to help me.
really I have nothing that I dislike and I guess if I had a gripe it would be that the radio commercials are super freaking annoying and I don't like them