Anderson Auto Insurance Rates, Quotes, Agents & Reviews in IN

Anderson, IN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Anderson, IN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Anderson, IN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Anderson, IN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Anderson, IN with that of other cities in and around Anderson.

Anderson Chesterfield Woodlawn Heights River Forest Edgewood Madison County
Average Insurance Rates $1,136 $1,456 $1,664 $1,269 $1,275 $1,153

Anderson, IN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Anderson, IN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Anderson $1,536 $1,297
Woodlawn Heights $1,522 $1,286
Country Club Heights $976 $825
River Forest $1,362 $1,150
Edgewood $1,492 $1,261
Chesterfield $1,428 $1,206
Madison County $2,737 $2,312
Stony Creek $1,700 $1,436

Anderson, IN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Anderson, IN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,686
20 Years $1,460
30 Years $1,124
40 Years $1,082
50 Years $1,002
60 Years $1,016
70 Years $1,182

Anderson, IN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Anderson, IN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,954 $318
3 Vehicles $2,931 $477
4 Vehicles $3,908 $636

Savings on 2 Vehicles bundle:$318

Savings on 3 Vehicles bundle:$477

Savings on 4 Vehicles bundle:$636


Anderson, IN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Anderson, IN.

Location Average Insurance Cost Post DUI Insurance Rate
Anderson $1,136 $1,758
Woodlawn Heights $1,664 $2,575
Country Club Heights $1,277 $1,976
River Forest $1,269 $1,964
Edgewood $1,275 $1,973
Chesterfield $1,456 $2,253
Madison County $1,153 $1,784
Stony Creek $1,175 $1,818

Anderson, IN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $975
Excellent (740-799) $1,113
Good (670-739) $1,184
Average (580-669) $1,544
Poor (300-579) $1,853

Anderson, IN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$50 $1,186
Driver's Failure In Showing Documents +$110 $1,246
Driving With An Expired Registration +$117 $1,253
Driving At A Considerably Slow Pace +$247 $1,383
Using A Cellphone While Driving +$260 $1,396
Running A Red Light +$265 $1,401
Speeding +$278 $1,414
Driving A Vehicle Without The Required Permission +$353 $1,489
Driving With An Expired/Suspended License +$766 $1,902

Anderson, IN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,091
Active Disabling Device $1,091
Tracking Device $1,068
Passive Disabling Device $1,056

Latest Auto Insurance Reviews in Anderson, IN | Back to Top

State Farm
I bundle with my homeowner's insurance and I have no complaints what so ever on either end.My agent is amazing and is so responsive. He makes it feel very personalized.
Progressive
I always recommended Progressive to others. I have found them to be the best overall.