Andover, MN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Andover, MN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Factors that can influence the cost of car insurance in Andover, MN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

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Andover, MN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Andover, MN with that of other cities in and around Andover.

	Andover	Anoka	Oak Grove	Ham Lake	Ramsey	Anoka County
Average Insurance Rates	$1,095	$1,294	$1,346	$1,362	$1,324	$1,313

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Andover, MN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Andover, MN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location	Low Deductible ($500)	High Deductible ($1000)
Andover	$1,852	$1,564
Anoka	$1,487	$1,256
Anoka County	$2,266	$1,914
Ramsey	$1,765	$1,491
Coon Rapids	$1,269	$1,072
Oak Grove	$1,557	$1,315
Champlin	$1,465	$1,237
Ham Lake	$1,884	$1,591

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Andover, MN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Andover, MN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver	Insurance Cost
Teens	$3,553
20 Years	$1,407
30 Years	$1,084
40 Years	$1,043
50 Years	$966
60 Years	$979
70 Years	$1,140

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Andover, MN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Andover, MN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars	Auto Insurance Cost	Total Savings
2 Vehicles	$1,883	$307
3 Vehicles	$2,825	$460
4 Vehicles	$3,767	$613

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Andover, MN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Andover, MN.

Location	Average Insurance Cost	Post DUI Insurance Rate
Andover	$1,095	$1,999
Anoka	$1,294	$2,363
Anoka County	$1,313	$2,397
Ramsey	$1,324	$2,417
Coon Rapids	$1,085	$1,981
Oak Grove	$1,346	$2,458
Champlin	$1,323	$2,416
Ham Lake	$1,362	$2,487

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Andover, MN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score	Insurance Cost
Exceptional (800-850)	$939
Excellent (740-799)	$1,072
Good (670-739)	$1,141
Average (580-669)	$1,489
Poor (300-579)	$1,786

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Andover, MN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name	Company	Agent Address	Contact Details
Becky Meierhofer	State Farm	530 Central Ave, Osseo, 55369-1129	763-566-3600
Tony Hoaglund	State Farm	11351 Aquila Dr N, Champlin, 55316-3857	763-421-4900
Insurance Brokers Of Mn	Travelers	11716 JEFFERSON ST, BLAINE, 55434	763-862-1221
Jeffrey Hunstiger	Allstate	607 County Road 10 NE Ste 103, Blaine, 55434	(763) 780-7348
R J Bergstrom	State Farm	11413 Hanson Blvd NW, Coon Rapids, 55433-3719	763-755-7350
Sam Kringen	State Farm	10153 Univ Ave NE Ste 100, Blaine, 55434-8057	763-786-4270
Sam Kringen	State Farm	10153 Univ Ave NE Ste 100, Blaine, 55434-8057	763-786-4270
David A Maggitt	State Farm	5101 Olson Mem Hwy Ste 5000, Golden Valley, 55422-5166	763-545-1927
Insurance Brokers Of Mn Inc	Travelers	646 E River Rd Ste 3 Anoka, Blaine, 55303	None
Ab & J Insurance Services	Travelers	624 CENTRAL AVE, OSSEO, 55369	612-242-5142
Ameriguard Agency Inc	Travelers	9380 Central Ave Ne Ste 360, Blaine, 55434	(612) 213-3886

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Andover, MN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation	Cost Increase	Total Insurance Cost
Driving Without Headlights	+$48	$1,143
Driver's Failure In Showing Documents	+$106	$1,201
Driving With An Expired Registration	+$113	$1,208
Driving At A Considerably Slow Pace	+$238	$1,333
Using A Cellphone While Driving	+$251	$1,346
Running A Red Light	+$255	$1,350
Speeding	+$268	$1,363
Driving A Vehicle Without The Required Permission	+$341	$1,436
Driving With An Expired/Suspended License	+$738	$1,833

Andover, MN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature	Insurance Cost
Audible Alarm	$1,051
Active Disabling Device	$1,051
Tracking Device	$1,029
Passive Disabling Device	$1,018

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Latest Auto Insurance Reviews in Andover, MN | Back to Top