Angleton Auto Insurance Rates, Quotes, Agents & Reviews in TX

Angleton, TX Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Angleton, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Auto Insurance Rates in Angleton, TX

The average cost of car insurance in Angleton, TX is $1379. Auto Insurance quotes vary widely based on individual rating factors which are explored more thoroughly by Zimlon below. The cheapest type of auto insurance that a person can have varies depending on their age and location when purchasing it as well as other various different requirements set forth by state law or any company they may be buying from with a range of rates.

Check out the factors and related discounts available in Angleton in detail given below.

Multi Car Insurance Rates 

Car owners in Angleton can save money on insurance by bundling coverage from the same provider. Bundled rates are lower because one company is handling your policies and claims instead of multiple companies.The average savings one can get are as follows.

auto_insurance_rates_in_angleton_tx

Based on age age of the driver

The insurance rates for teenagers and young drivers are inflated because they are seen as more irresponsible behind the wheel. In Angleton, teens pay a higher average of $4475 in auto insurance costs than older adults aged 30-40 years old who only spend an average of $1365 and $1313 respectively. Angleton car owners can get cheaper insurance rates by comparing age of driver-based policies and taking advantage of discounts like good student/driver discount or defensive driving.

Based on credit score

Car insurance can be cheaper for car owners who have excellent credit scores and clean driving records. Zimlon's research found that in Angleton if you are an "excellent" driver with a score of 800 and more, your average annual premium is $1183  but when you make the same decision with more than one minor infraction or traffic violation on record less than 600, which could affect how much risk insurers see as acceptable to insure drivers like yourself at any given time, then your premiums will shoot up by 100%. In other words, car owners with good credit scores pay less than the average insurance cost whereas car owners with poor credit scores pay upto $2249  as their premium in Angleton.

Based on security features 

Cars that are equipped with safety devices not only protect the vehicle and  passengers but can also save money.Car insurance companies in Angleton provide discounts to guardians of the road who install as many protective measures on their vehicles. The cost savings vary depending on which type or number of protective features have been installed. Zimlon’s research found that car owners in Angleton can reduce their auto insurance costs to $1282 by installing passive disabling devices. Installing features like an audible alarm or an active disabling device can also reduce the insurance costs to $1324 in Angleton. Average Insurance cost for cars with active  tracking devices is $1296.

Best Auto Insurance Rates in Angleton, TX

The average cost of car insurance in Angleton, TX is $1379 per year. Zimlon’s research found that these prices can be even more affordable with the help of discounts and other factors like driver's age, credit score and deductible. These are explored below by Zimlon to know what options for finding cheap auto insurance rates really are.

The article is about how some people might find cheaper premiums just based on their requirements such as a higher deductible or age.

Based on deductibles

To save some money on car insurance, consider going with a low deductible for more savings. Car owners in Angleton,TX can get super cheap auto insurance by considering this factor and choosing the right deductibles according to Zimlon's research. Madison car owners can get cheap car insurance by considering their deductible. Those who choose a low deductible ($500) usually pay more for auto coverage than those with high deductibles ($1,000). According to Zimlon's research on the topic in Angleton this difference is  $940 and $794 respectively.

Auto Insurance Cost in Angleton Based on deductibles in nearby cities 

best_auto_insurance_rates_in_angleton_tx

Multi Car Insurance Rates

Angleton, TX car owners looking to save on their auto insurance should consider bundling with other types of coverage. For instance life and home can provide a fair discount per month when purchased together from the same company. An analysis by Zimlon found that Angleton car owners who bundled more than one type of insurance could see a monthly decrease in premiums as they insured both vehicles under the same policy. In Angleton , insurance companies provide $386 and $579 off on 2 vehicles bundle and 3 vehicles bundle respectively. One can save $772 on auto insurance by bundling 4 vehicles in Angleton.

Based on the credit score

In most of the states credit score is a major rating factor. Car owners  with low credit not only file more claims than car owners with high credit but also their claims seem to be more expensive. Auto insurance companies also provide attractive discounts to car owners with a higher positive credit score and a clean driving history.According to Zimlon’s analysis in Angleton car owners with a good credit score pay only $1437 for insurance whereas those who are low on the totem pole may end up paying considerably more at $2249.

Based on age of the car owner 

 Teenagers and young residents of Angleton  pay more in car insurance costs since they are considered to be less responsible behind the wheel than older drivers. The average cost for a teenage driver is $4475  while 30-50 year olds can expect to find cheaper rates at less than $1365-$1216 annually. Drivers looking for discounts on their premiums should consider comparing age based policies which offer good student discounts or safe driver/defensive driving incentives that may be available depending upon your needs as well as other factors such as marital status.

Factors that can influence the cost of car insurance in Angleton, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Angleton, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Angleton, TX with that of other cities in and around Angleton.

Angleton Danbury Holiday Lakes Bonney Bailey's Prairie Brazoria County
Average Insurance Rates $1,379 $1,909 $1,806 $1,784 $1,979 $1,376

Angleton, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Angleton, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Angleton $940 $794
Holiday Lakes $2,156 $1,821
Bonney $1,413 $1,194
Brazoria County $1,368 $1,155
Bailey's Prairie $2,038 $1,722
Rosharon $1,442 $1,218
Danbury $2,164 $1,828
Sandy Point $1,326 $1,120

Angleton, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Angleton, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,475
20 Years $1,772
30 Years $1,365
40 Years $1,313
50 Years $1,216
60 Years $1,233
70 Years $1,435

Angleton, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Angleton, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,372 $386
3 Vehicles $3,558 $579
4 Vehicles $4,744 $772

Savings on 2 Vehicles bundle:$386

Savings on 3 Vehicles bundle:$579

Savings on 4 Vehicles bundle:$772


Angleton, TX Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Angleton, TX.

Location Average Insurance Cost Post DUI Insurance Rate
Angleton $1,379 $2,147
Holiday Lakes $1,806 $2,812
Bonney $1,784 $2,777
Brazoria County $1,376 $2,142
Bailey's Prairie $1,979 $3,081
Rosharon $1,837 $2,860
Danbury $1,909 $2,972
Sandy Point $1,892 $2,945

Angleton, TX Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,183
Excellent (740-799) $1,351
Good (670-739) $1,437
Average (580-669) $1,875
Poor (300-579) $2,249

Angleton, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,440
Driver's Failure In Showing Documents +$134 $1,513
Driving With An Expired Registration +$142 $1,521
Driving At A Considerably Slow Pace +$299 $1,678
Using A Cellphone While Driving +$316 $1,695
Running A Red Light +$321 $1,700
Speeding +$338 $1,717
Driving A Vehicle Without The Required Permission +$429 $1,808
Driving With An Expired/Suspended License +$929 $2,308

Angleton, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,324
Active Disabling Device $1,324
Tracking Device $1,296
Passive Disabling Device $1,282

Latest Auto Insurance Reviews in Angleton, TX | Back to Top

Usaa
USAA offers the best policies at the lowest prices! I absolutely love this company.
State Farm
They have been very helpfull they get you what you need when you needed it.
Allstate
Allstate's auto claims were quick and easy to claim but the representatives could use some improvement.
Allstate
I would absolutely recommend Allstate insurance for auto insurance because their rates are reasonable, they have impeccable customer service and they are on point in communicating back to you.
State Farm
I have higher than average deductibles on all of my policies. I get a discount for that. I also have my payments done automatically from my bank account for an additional discount
Aaa
I'm generally okay with it. It's been there for me when I needed it but it can be a little unreliable at times.
Aaa
I'm generally okay with it. It's been there for me when I needed it but it can be a little unreliable at times.
Geico
Geico does the state minium for cheaper than any other comapny I have been able to find. Which is nice becuase my credit sucks and I know that has a lot to do with how much you're going to be made to pay. I would rate them a 3 out of 5. Because I am still having to pay more than I would like and I don't like that their app crashes a lot.