Annandale Auto Insurance Rates, Quotes, Agents & Reviews in VA

Annandale, VA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Annandale, VA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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How to Save on Auto Insurance in Annandale, VA?

The average cost of car insurance in Annandale is $1029 per year. This doesn't look like a lot when you're making payments on your vehicle but it can add up quickly. Zimlon found that these prices may be even more affordable with discounts and other factors such as driver's age or credit score which are explored below by our researchers to know what options for finding cheap auto premiums really do exist out there

Zimlon has done a substantial amount of research and has answered questions such as what is the best rate possible?  What kind of coverage should you get?. Check out the discounts available to find the best premium.

Depending on the car owner's age 

Teenagers and young Annandale residents pay higher auto insurance premiums because they are seen as less responsible behind the wheel than older drivers. In Annandale, the typical cost for a teen driver is $3339, while 30-50 year olds can anticipate to pay less than $1018-$907 per year. Drivers looking for premium savings could compare age-based policies that give good student discounts or safe driver/defensive driving incentives that may be offered according to your needs and other variables like marital status.


Based on Deductible 

To save money on car insurance, consider going with a low deductible for more savings. Annandale residents can get super cheap auto-insurance by considering this factor and choosing the right deductibles according to Zimlon's research. Those who opt for a low deductible ($500) pay more for auto insurance than those who opt for a high deductible ($1,000). This difference, according to Zimlon's research in Annandale, is $1502 and $1268, respectively.

Multi Car Insurance Rates 

Rates for Multi-Car Insurance Car owners in Annandale who want to save money on their insurance can consider bundling it with other types of coverage. When life and home insurance are acquired from the same firm, for example, you can obtain a decent monthly discount. According to a Zimlon analysis, Annandale car owners who combined more than one form of insurance might save money each month by insuring both vehicles under one policy. Insurance providers in Annandale offer $288 and $432 savings on a two-vehicle package and a three-vehicle bundle, respectively. In Annandale, bundling four vehicles can save $576 on auto insurance.

Depending on your credit score 

Credit score is a crucial rating component in most states. Low-credit automobile owners not only file more claims than high-credit car owners, but their claims also appear to be more expensive. Car insurance companies frequently provide substantial discounts to drivers with a good credit score and a clean driving record. According to Zimlon's data, automobile owners in Annandale with a strong credit score of 800 or higher spend as little as $883 for insurance, but those at the bottom of the scale may pay as much as $1678.

Factors that can influence the cost of car insurance in Annandale, VA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Annandale, VA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Annandale, VA with that of other cities in and around Annandale.

Annandale North Springfield Mason Ravensworth Lincolnia Wakefield
Average Insurance Rates $1,029 $1,022 $1,033 $1,032 $1,026 $1,088

Annandale, VA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Annandale, VA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Annandale $1,502 $1,268
Mason $1,969 $1,663
Woodburn $2,022 $1,708
North Springfield $1,560 $1,318
Lake Barcroft $2,024 $1,710
Ravensworth $1,393 $1,176
Lincolnia $1,748 $1,476
Wakefield $2,090 $1,765

Annandale, VA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Annandale, VA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,339
20 Years $1,322
30 Years $1,018
40 Years $980
50 Years $907
60 Years $920
70 Years $1,071

Annandale, VA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Annandale, VA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,770 $288
3 Vehicles $2,655 $432
4 Vehicles $3,540 $576

Savings on 2 Vehicles bundle:$288

Savings on 3 Vehicles bundle:$432

Savings on 4 Vehicles bundle:$576

Annandale, VA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Annandale, VA.

Location Average Insurance Cost Post DUI Insurance Rate
Annandale $1,029 $1,680
Mason $1,033 $1,686
Woodburn $1,077 $1,758
North Springfield $1,022 $1,668
Lake Barcroft $1,095 $1,787
Ravensworth $1,032 $1,685
Lincolnia $1,026 $1,675
Wakefield $1,088 $1,776

Annandale, VA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $883
Excellent (740-799) $1,008
Good (670-739) $1,072
Average (580-669) $1,399
Poor (300-579) $1,678

Annandale, VA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$45 $1,074
Driver's Failure In Showing Documents +$100 $1,129
Driving With An Expired Registration +$106 $1,135
Driving At A Considerably Slow Pace +$223 $1,252
Using A Cellphone While Driving +$236 $1,265
Running A Red Light +$240 $1,269
Speeding +$252 $1,281
Driving A Vehicle Without The Required Permission +$320 $1,349
Driving With An Expired/Suspended License +$694 $1,723

Annandale, VA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $988
Active Disabling Device $988
Tracking Device $967
Passive Disabling Device $957

Latest Auto Insurance Reviews in Annandale, VA | Back to Top

I would strongly recommend USAA as it is a competitively priced insurance agency with great rates and a no hassle process to getting claims processed.
The premium is a lot cheaper and the deductible is the same. But lower premium was the main reason I was drawn to switching to USAA.
State Farm
The premium is priced very well for the amount of coverage that is offered through the company.
Donegal Mutual Insurance Company
I would recommend this company to anyone because of the good service and straight forward billing points and promptness of dealing with any issues.
Geico had some the most competitive premiums in the marketplace. Geico made it easy to chose them as my provider.