Annandale Auto Insurance Rates, Quotes, Agents & Reviews in VA

Annandale, VA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Annandale, VA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Annandale, VA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Annandale, VA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Annandale, VA with that of other cities in and around Annandale.

Annandale North Springfield Mason Ravensworth Lincolnia Wakefield
Average Insurance Rates $1,029 $1,022 $1,033 $1,032 $1,026 $1,088

Annandale, VA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Annandale, VA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Annandale $1,502 $1,268
Mason $1,969 $1,663
Woodburn $2,022 $1,708
North Springfield $1,560 $1,318
Lake Barcroft $2,024 $1,710
Ravensworth $1,393 $1,176
Lincolnia $1,748 $1,476
Wakefield $2,090 $1,765

Annandale, VA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Annandale, VA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,339
20 Years $1,322
30 Years $1,018
40 Years $980
50 Years $907
60 Years $920
70 Years $1,071

Annandale, VA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Annandale, VA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,770 $288
3 Vehicles $2,655 $432
4 Vehicles $3,540 $576

Savings on 2 Vehicles bundle:$288

Savings on 3 Vehicles bundle:$432

Savings on 4 Vehicles bundle:$576


Annandale, VA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Annandale, VA.

Location Average Insurance Cost Post DUI Insurance Rate
Annandale $1,029 $1,680
Mason $1,033 $1,686
Woodburn $1,077 $1,758
North Springfield $1,022 $1,668
Lake Barcroft $1,095 $1,787
Ravensworth $1,032 $1,685
Lincolnia $1,026 $1,675
Wakefield $1,088 $1,776

Annandale, VA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $883
Excellent (740-799) $1,008
Good (670-739) $1,072
Average (580-669) $1,399
Poor (300-579) $1,678

Annandale, VA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$45 $1,074
Driver's Failure In Showing Documents +$100 $1,129
Driving With An Expired Registration +$106 $1,135
Driving At A Considerably Slow Pace +$223 $1,252
Using A Cellphone While Driving +$236 $1,265
Running A Red Light +$240 $1,269
Speeding +$252 $1,281
Driving A Vehicle Without The Required Permission +$320 $1,349
Driving With An Expired/Suspended License +$694 $1,723

Annandale, VA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $988
Active Disabling Device $988
Tracking Device $967
Passive Disabling Device $957

Latest Auto Insurance Reviews in Annandale, VA | Back to Top

Usaa
I would strongly recommend USAA as it is a competitively priced insurance agency with great rates and a no hassle process to getting claims processed.
Usaa
The premium is a lot cheaper and the deductible is the same. But lower premium was the main reason I was drawn to switching to USAA.
State Farm
The premium is priced very well for the amount of coverage that is offered through the company.
Donegal Mutual Insurance Company
I would recommend this company to anyone because of the good service and straight forward billing points and promptness of dealing with any issues.
Geico
Geico had some the most competitive premiums in the marketplace. Geico made it easy to chose them as my provider.