Annandale, VA Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Annandale, VA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
How to Save on Auto Insurance in Annandale, VA?
The average cost of car insurance in Annandale is $1029 per year. This doesn't look like a lot when you're making payments on your vehicle but it can add up quickly. Zimlon found that these prices may be even more affordable with discounts and other factors such as driver's age or credit score which are explored below by our researchers to know what options for finding cheap auto premiums really do exist out there
Zimlon has done a substantial amount of research and has answered questions such as what is the best rate possible? What kind of coverage should you get?. Check out the discounts available to find the best premium.
Depending on the car owner's age
Teenagers and young Annandale residents pay higher auto insurance premiums because they are seen as less responsible behind the wheel than older drivers. In Annandale, the typical cost for a teen driver is $3339, while 30-50 year olds can anticipate to pay less than $1018-$907 per year. Drivers looking for premium savings could compare age-based policies that give good student discounts or safe driver/defensive driving incentives that may be offered according to your needs and other variables like marital status.
Based on Deductible
To save money on car insurance, consider going with a low deductible for more savings. Annandale residents can get super cheap auto-insurance by considering this factor and choosing the right deductibles according to Zimlon's research. Those who opt for a low deductible ($500) pay more for auto insurance than those who opt for a high deductible ($1,000). This difference, according to Zimlon's research in Annandale, is $1502 and $1268, respectively.
Multi Car Insurance Rates
Rates for Multi-Car Insurance Car owners in Annandale who want to save money on their insurance can consider bundling it with other types of coverage. When life and home insurance are acquired from the same firm, for example, you can obtain a decent monthly discount. According to a Zimlon analysis, Annandale car owners who combined more than one form of insurance might save money each month by insuring both vehicles under one policy. Insurance providers in Annandale offer $288 and $432 savings on a two-vehicle package and a three-vehicle bundle, respectively. In Annandale, bundling four vehicles can save $576 on auto insurance.
Depending on your credit score
Credit score is a crucial rating component in most states. Low-credit automobile owners not only file more claims than high-credit car owners, but their claims also appear to be more expensive. Car insurance companies frequently provide substantial discounts to drivers with a good credit score and a clean driving record. According to Zimlon's data, automobile owners in Annandale with a strong credit score of 800 or higher spend as little as $883 for insurance, but those at the bottom of the scale may pay as much as $1678.
Factors that can influence the cost of car insurance in Annandale, VA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Annandale, VA Auto Insurance Rates
- Annandale, VA Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Annandale, VA
- Multi Vehicle Insurance Savings in Annandale, VA
- How Credit Score Affects Car Insurance Rates in Annandale, VA
- How DUI Affects Auto Insurance Premiums in Annandale, VA
- How Driving Violations Affect Auto Insurance Rates in Annandale, VA
- Annandale, VA Auto Insurance Discounts on Anti Theft Feature
- Annandale, VA Auto Insurance Company Reviews
Annandale, VA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Annandale, VA with that of other cities in and around Annandale.
|Average Insurance Rates||$1,029||$1,022||$1,033||$1,032||$1,026||$1,088|
Annandale, VA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Annandale, VA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
|Location||Low Deductible ($500)||High Deductible ($1000)|
Annandale, VA Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Annandale, VA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
|Age of Driver||Insurance Cost|
Annandale, VA Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Annandale, VA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
|Number of Cars||Auto Insurance Cost||Total Savings|
Savings on 2 Vehicles bundle:$288
Savings on 3 Vehicles bundle:$432
Savings on 4 Vehicles bundle:$576
Annandale, VA Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Annandale, VA.
|Location||Average Insurance Cost||Post DUI Insurance Rate|
Annandale, VA Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
|Credit Score||Insurance Cost|
Annandale, VA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
|Driving Violation||Cost Increase||Total Insurance Cost|
|Driving Without Headlights||+$45||$1,074|
|Driver's Failure In Showing Documents||+$100||$1,129|
|Driving With An Expired Registration||+$106||$1,135|
|Driving At A Considerably Slow Pace||+$223||$1,252|
|Using A Cellphone While Driving||+$236||$1,265|
|Running A Red Light||+$240||$1,269|
|Driving A Vehicle Without The Required Permission||+$320||$1,349|
|Driving With An Expired/Suspended License||+$694||$1,723|
Annandale, VA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
|Anti Theft Feature||Insurance Cost|
|Active Disabling Device||$988|
|Passive Disabling Device||$957|
Latest Auto Insurance Reviews in Annandale, VA | Back to Top
I would strongly recommend USAA as it is a competitively priced insurance agency with great rates and a no hassle process to getting claims processed.
The premium is a lot cheaper and the deductible is the same. But lower premium was the main reason I was drawn to switching to USAA.
The premium is priced very well for the amount of coverage that is offered through the company.
I would recommend this company to anyone because of the good service and straight forward billing points and promptness of dealing with any issues.
Geico had some the most competitive premiums in the marketplace. Geico made it easy to chose them as my provider.