Annapolis Neck Auto Insurance Rates, Quotes, Agents & Reviews in MD

Annapolis Neck, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Annapolis Neck, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Annapolis Neck, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Annapolis Neck, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Annapolis Neck, MD with that of other cities in and around Annapolis Neck.

Annapolis Neck Annapolis Edgewater Highland Beach Mayo Naval Academy
Average Insurance Rates $1,507 $1,201 $1,411 $1,510 $1,457 $1,845

Annapolis Neck, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Annapolis Neck, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Annapolis Neck $1,880 $1,588
Highland Beach $1,820 $1,537
Mayo $2,567 $2,168
Annapolis $1,481 $1,251
Edgewater $2,263 $1,911
Naval Academy $1,900 $1,605
Parole $1,949 $1,646
Riva $1,977 $1,670

Annapolis Neck, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Annapolis Neck, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,890
20 Years $1,936
30 Years $1,491
40 Years $1,435
50 Years $1,329
60 Years $1,347
70 Years $1,568

Annapolis Neck, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Annapolis Neck, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,652 $362
3 Vehicles $3,978 $543
4 Vehicles $5,305 $723

Savings on 2 Vehicles bundle:$362

Savings on 3 Vehicles bundle:$543

Savings on 4 Vehicles bundle:$723


Annapolis Neck, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Annapolis Neck, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Annapolis Neck $1,507 $2,403
Highland Beach $1,510 $2,407
Mayo $1,457 $2,323
Annapolis $1,201 $1,915
Edgewater $1,411 $2,250
Naval Academy $1,845 $2,942
Parole $1,448 $2,309
Riva $1,477 $2,355

Annapolis Neck, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,293
Excellent (740-799) $1,476
Good (670-739) $1,570
Average (580-669) $2,049
Poor (300-579) $2,458

Annapolis Neck, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Union First Financial Services Inc Travelers 4536 OWENSVILLE SUDLEY RD, HARWOOD, 20776 410-956-1501
Arundel Insurance Group Allstate 1507 Ritchie Hwy Ste 103, Arnold, 21012 (410) 757-7848
John Woodworth State Farm 1521 Ritchie Hwy, Arnold, 21012-2703 410-757-5300
Wade D. Cansler Allstate 130 Holiday Ct Ste 107, Annapolis, 21401 (410) 573-1100
Howard W. Phillips & Co. None 2530 Riva Road Ste 401 , Annapolis, 21401 None
Hartge Insurance Associates Ltd Travelers 5324 SWEETWATER DRIVE, WEST RIVER, 20778 410-867-6666
Tedd Schodzinski Allstate 1460 Ritchie Hwy Ste 201, Arnold, 21012 (410) 544-6666
John Scalley Nationwide 1350 Dorsey Rd STE K, Hanover, 21076-1433 (410) 859-5200
Rosenkilde And Associates Erie 11350 Mccormick Ep 2 Road Suite 904, Hunt Valley, 21031 None
Maritime Insurance Services, Inc. None 307 4Th Street, Annapolis, 21403 None
Wall Insurance Agency Inc Nationwide 1833 York Rd, Lutherville Timonium, 21093-5120 (410) 560-2222

Annapolis Neck, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$66 $1,573
Driver's Failure In Showing Documents +$146 $1,653
Driving With An Expired Registration +$155 $1,662
Driving At A Considerably Slow Pace +$327 $1,834
Using A Cellphone While Driving +$345 $1,852
Running A Red Light +$351 $1,858
Speeding +$369 $1,876
Driving A Vehicle Without The Required Permission +$469 $1,976
Driving With An Expired/Suspended License +$1,016 $2,523

Annapolis Neck, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,447
Active Disabling Device $1,447
Tracking Device $1,417
Passive Disabling Device $1,402