Annapolis Neck, MD Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Annapolis Neck, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Annapolis Neck, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Annapolis Neck, MD Auto Insurance Rates
- Annapolis Neck, MD Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Annapolis Neck, MD
- Multi Vehicle Insurance Savings in Annapolis Neck, MD
- How Credit Score Affects Car Insurance Rates in Annapolis Neck, MD
- How DUI Affects Auto Insurance Premiums in Annapolis Neck, MD
- Top Auto Insurance Agents Near Annapolis Neck, MD
- How Driving Violations Affect Auto Insurance Rates in Annapolis Neck, MD
- Annapolis Neck, MD Auto Insurance Discounts on Anti Theft Feature
Annapolis Neck, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Annapolis Neck, MD with that of other cities in and around Annapolis Neck.
|Annapolis Neck||Annapolis||Edgewater||Highland Beach||Mayo||Naval Academy|
|Average Insurance Rates||$1,507||$1,201||$1,411||$1,510||$1,457||$1,845|
Annapolis Neck, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Annapolis Neck, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
|Location||Low Deductible ($500)||High Deductible ($1000)|
Annapolis Neck, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Annapolis Neck, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
|Age of Driver||Insurance Cost|
Annapolis Neck, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Annapolis Neck, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
|Number of Cars||Auto Insurance Cost||Total Savings|
Savings on 2 Vehicles bundle:$362
Savings on 3 Vehicles bundle:$543
Savings on 4 Vehicles bundle:$723
Annapolis Neck, MD Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Annapolis Neck, MD.
|Location||Average Insurance Cost||Post DUI Insurance Rate|
Annapolis Neck, MD Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
|Credit Score||Insurance Cost|
Annapolis Neck, MD Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
|Agent Name||Company||Agent Address||Contact Details|
|Union First Financial Services Inc||Travelers||4536 OWENSVILLE SUDLEY RD, HARWOOD, 20776||410-956-1501|
|Arundel Insurance Group||Allstate||1507 Ritchie Hwy Ste 103, Arnold, 21012||(410) 757-7848|
|John Woodworth||State Farm||1521 Ritchie Hwy, Arnold, 21012-2703||410-757-5300|
|Wade D. Cansler||Allstate||130 Holiday Ct Ste 107, Annapolis, 21401||(410) 573-1100|
|Howard W. Phillips & Co.||None||2530 Riva Road Ste 401 , Annapolis, 21401||None|
|Hartge Insurance Associates Ltd||Travelers||5324 SWEETWATER DRIVE, WEST RIVER, 20778||410-867-6666|
|Tedd Schodzinski||Allstate||1460 Ritchie Hwy Ste 201, Arnold, 21012||(410) 544-6666|
|John Scalley||Nationwide||1350 Dorsey Rd STE K, Hanover, 21076-1433||(410) 859-5200|
|Rosenkilde And Associates||Erie||11350 Mccormick Ep 2 Road Suite 904, Hunt Valley, 21031||None|
|Maritime Insurance Services, Inc.||None||307 4Th Street, Annapolis, 21403||None|
|Wall Insurance Agency Inc||Nationwide||1833 York Rd, Lutherville Timonium, 21093-5120||(410) 560-2222|
Annapolis Neck, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
|Driving Violation||Cost Increase||Total Insurance Cost|
|Driving Without Headlights||+$66||$1,573|
|Driver's Failure In Showing Documents||+$146||$1,653|
|Driving With An Expired Registration||+$155||$1,662|
|Driving At A Considerably Slow Pace||+$327||$1,834|
|Using A Cellphone While Driving||+$345||$1,852|
|Running A Red Light||+$351||$1,858|
|Driving A Vehicle Without The Required Permission||+$469||$1,976|
|Driving With An Expired/Suspended License||+$1,016||$2,523|
Annapolis Neck, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
|Anti Theft Feature||Insurance Cost|
|Active Disabling Device||$1,447|
|Passive Disabling Device||$1,402|