Antigo Auto Insurance Rates, Quotes, Agents & Reviews in WI

Antigo, WI Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Antigo, WI, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that Affect Car Insurance Rates in Antigo, WI

The average cost of car insurance in Antigo, WI, is $1,039. Car insurance rates can vary widely depending on several factors. If you're a driver in Antigo, WI, it's important to understand what factors can impact your car insurance rates so that you can make informed decisions about your coverage. From your driving history to the type of car you drive, insurers consider several key factors when setting car insurance rates. In this article, we'll take a closer look at some of the top factors that can impact car insurance rates in Antigo, WI, so you can better understand how to manage your car insurance costs. Be sure to understand the type and amount of coverage you are getting and any limits or exclusions that may apply. Here are a few factors that help determine the cost of car insurance in Antigo, WI.

Obeying driving regulations

Obeying driving regulations is an effective way to reduce your Antigo, WI, auto insurance rate. Following traffic laws and driving safely can help you maintain a clean driving record, which is often a factor that insurance companies consider when setting rates. By avoiding accidents, traffic violations, and other risky driving behaviours, you may be able to qualify for lower insurance premiums. For example, in Antigo, WI, the cost of vehicle insurance will increase by +$700 and +$242, respectively, if a driver is caught driving with a suspended license or runs a red light. 

Age of the Driver

Auto insurance rates in Antigo, WI, are typically determined based on several factors, including the driver's age. Younger drivers, typically those under the age of 25, are often considered higher-risk drivers by insurance companies and, as a result, tend to have higher insurance rates. This is because younger drivers are more likely to be involved in accidents due to inexperience or reckless driving. On the other hand, drivers over the age of 25 are often considered lower-risk and may be eligible for lower insurance rates. For instance, drivers over the age of 40 pay $989 in Antigo, WI, while teenagers pay $3371. Drivers need to compare insurance rates and policies from different providers to ensure they get the best coverage for their needs and budget, regardless of age.

Availing of multi-car discounts

If you have multiple cars in your household, you can save money on your Antigo, WI auto insurance by availing of multi-car discounts. Insurance companies often offer this discount to customers who insure multiple vehicles under the same policy, which can significantly reduce the overall premium amount. The discount amount can vary depending on the number of vehicles insured and the specific policy of the insurance provider. For example, in Antigo, WI, individuals who insure two cars are charged $1,787, whereas those who insure three cars are charged $2,681. Utilizing the multi-car discount, these individuals could decrease their Antigo, WI, auto insurance expenses by anywhere between $291 and $436.

Factors that can influence the cost of car insurance in Antigo, WI are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Antigo, WI Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Antigo, WI with that of other cities in and around Antigo.

Antigo Neva Langlade County Peck Ackley Rolling
Average Insurance Rates $1,039 $1,383 $1,060 $1,406 $1,383 $1,203

Antigo, WI Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Antigo, WI based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Antigo $1,108 $936
Rolling $1,441 $1,217
Norwood $1,438 $1,215
Polar $1,318 $1,114
Neva $1,258 $1,062
Peck $1,551 $1,310
Ackley $1,495 $1,262
Langlade County $1,474 $1,245

Antigo, WI Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Antigo, WI usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,371
20 Years $1,335
30 Years $1,028
40 Years $989
50 Years $916
60 Years $929
70 Years $1,081

Antigo, WI Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Antigo, WI can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,787 $291
3 Vehicles $2,681 $436
4 Vehicles $3,574 $582

Savings on 2 Vehicles bundle:$291

Savings on 3 Vehicles bundle:$436

Savings on 4 Vehicles bundle:$582

Antigo, WI Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Antigo, WI.

Location Average Insurance Cost Post DUI Insurance Rate
Antigo $1,039 $2,000
Rolling $1,203 $2,316
Norwood $1,396 $2,688
Polar $1,091 $2,101
Neva $1,383 $2,663
Peck $1,406 $2,707
Ackley $1,383 $2,663
Langlade County $1,060 $2,041

Antigo, WI Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $891
Excellent (740-799) $1,018
Good (670-739) $1,083
Average (580-669) $1,412
Poor (300-579) $1,695

Antigo, WI Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Tim Devoe State Farm 517 Memory Ln, Antigo, 54409 715-623-7673
Mccormick-Klessig & Associates Ltd. Erie 522 Clermont Street, Antigo, 54409 None
Wallrich Agency Inc. None 300 E Green Bay St, Shawano, 54166 None
The Phoenix Group Of Wi Inc Travelers 45A S MAIN ST, CLINTONVILLE, 54929 715-823-6581
James G Herro Agency, Llc None W314N7068 State Road 83 , Hartland, 53029 None
Senica Omernik Agency None 2925 Post Road , Stevens Point, 54481 None

Antigo, WI Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$46 $1,085
Driver's Failure In Showing Documents +$101 $1,140
Driving With An Expired Registration +$107 $1,146
Driving At A Considerably Slow Pace +$225 $1,264
Using A Cellphone While Driving +$238 $1,277
Running A Red Light +$242 $1,281
Speeding +$255 $1,294
Driving A Vehicle Without The Required Permission +$323 $1,362
Driving With An Expired/Suspended License +$700 $1,739

Antigo, WI Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $997
Active Disabling Device $997
Tracking Device $977
Passive Disabling Device $966