Antioch, CA Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Antioch, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
The Five Most Popular Car Insurance Companies in Antioch, CA
The average cost of auto insurance in Antioch, CA, is $1,490 and is lower than auto insurance in neighboring places such as Knightsen, Pittsburg, Clayton, East Contra Costa, and Antioch-Pittsburgh. This cost is higher than the state of California. Auto insurance in Antioch depends on numerous factors ranging from the make and model of the vehicle to the driver’s age. Below is a list of the top five auto insurance companies in Antioch.
STATE FARM:
State Farm occupies the first spot with a massive 4,106,038 direct premiums written and 4,090,146 direct premiums earned. The company holds a market share of 13.74% in California. State Farm received a score of 808/1000 in the J.D. Power Auto Insurance Study. One only needs to go as far as State Farm’s online faculty for an overview of the various insurance coverages they provide. The company is credited with a solid rating of A++ by A.M. Best.
FARMERS:
Farmers occupies a market share of 10.68% in California. The company has 3,191,341 direct premiums written, and 3,189,468 direct premiums earned. The ease of navigating the Farmers website is an added advantage. Farmers ranks a tad low on the J.D. Power Auto Insurance Study with a score of 805/1000. A.M. Best has given Farmers an A rating for its financial strength in the markets.
GEICO:
With 2,897,713 direct premiums written and 2,794,052 direct premiums earned, GEICO is a close third. The company has a market share of 9.69% in California and enjoys an A.M. Best Rating of A++. GEICO received a score of 825/1000 on the J.D. Power Auto Insurance Study, and also received the “Better Than The Most” tag.
ALLSTATE:
Allstate has 2,687,887 direct premiums written and 2,640,022 direct premiums earned in California. Allstate occupies the fourth spot with a market share of 8.99%. The company was one of the leading insurance providers in the auto insurance market back in 2010. Allstate has a J.D. Power Auto Insurance score of 808/1000 and an A.M. Best Rating of A+.
AAA:
AAA enjoys the “Better Than The Most” tag, alongside a J.D. Power score of 834/1000. The company occupies a market share of 8.69%. AAA offers Umbrella Liability Insurance and enjoys an A.M. Best Rating of A. It has 2,598,340 direct premiums written, and 2,470,179 direct premiums earned.
Factors that can influence the cost of car insurance in Antioch, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Antioch, CA Auto Insurance Rates
- Antioch, CA Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Antioch, CA
- Multi Vehicle Insurance Savings in Antioch, CA
- How Credit Score Affects Car Insurance Rates in Antioch, CA
- How DUI Affects Auto Insurance Premiums in Antioch, CA
- Top Auto Insurance Agents Near Antioch, CA
- How Driving Violations Affect Auto Insurance Rates in Antioch, CA
- Antioch, CA Auto Insurance Discounts on Anti Theft Feature
- Antioch, CA Auto Insurance Company Reviews
Antioch, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Antioch, CA with that of other cities in and around Antioch.
| Antioch | Knightsen | Pittsburg | Clayton | East Contra Costa | Antioch-Pittsburg | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,490 | $1,985 | $1,519 | $1,995 | $1,895 | $1,838 |
Antioch, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Antioch, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Antioch | $1,623 | $1,371 |
| Antioch-Pittsburg | $1,208 | $1,021 |
| Brentwood | $1,973 | $1,667 |
| Oakley | $1,352 | $1,142 |
| Pittsburg | $1,669 | $1,409 |
| Clayton | $2,228 | $1,882 |
| Knightsen | $1,508 | $1,274 |
| East Contra Costa | $1,896 | $1,602 |
Antioch, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Antioch, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,835 |
| 20 Years | $1,914 |
| 30 Years | $1,475 |
| 40 Years | $1,419 |
| 50 Years | $1,314 |
| 60 Years | $1,332 |
| 70 Years | $1,551 |
Antioch, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Antioch, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,622 | $358 |
| 3 Vehicles | $3,934 | $536 |
| 4 Vehicles | $5,245 | $715 |
Savings on 2 Vehicles bundle:$358
Savings on 3 Vehicles bundle:$536
Savings on 4 Vehicles bundle:$715
Antioch, CA Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Antioch, CA.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Antioch | $1,490 | $3,669 |
| Antioch-Pittsburg | $1,838 | $4,526 |
| Brentwood | $1,431 | $3,523 |
| Oakley | $1,470 | $3,619 |
| Pittsburg | $1,519 | $3,740 |
| Clayton | $1,995 | $4,912 |
| Knightsen | $1,985 | $4,887 |
| East Contra Costa | $1,895 | $4,666 |
Antioch, CA Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,278 |
| Excellent (740-799) | $1,459 |
| Good (670-739) | $1,553 |
| Average (580-669) | $2,026 |
| Poor (300-579) | $2,430 |
Antioch, CA Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Terry Nguyen | State Farm | 2411 Empire Ave Ste 108, Brentwood, 94513-5301 | 925-513-1200 |
| Hauser & Lee Ins Services | Allstate | 3150 Crow Canyon Pl Ste 140, San Ramon, 94583 | (925) 904-4800 |
| Jim Lanter | State Farm | 314 G St, Antioch, 94509-1255 | 925-757-7941 |
| Pyorre Insurance Agency Llc | Travelers | 6660 LONE TREE WAY STE 4, BRENTWOOD, 94513 | 925-625-8400 |
| Jason Seymore | Liberty Mutual | 201 Sand Creek Road Ste A - Bldg 1, Brentwood, 94513 | 1-925-308-7978 |
| Jose Martinez | State Farm | 2200 Sand Creek Road, Brentwood, 94513-7110 | 925-634-2333 |
| Doug Van Wyck | State Farm | 6200 Center St Ste A, Clayton, 94517-1447 | 925-672-2300 |
| Rodney Crain | Farmers | 2271 Railroad Ave, Pittsburg, 94565 | (925) 439-1070 |
| Gary Hernandez | State Farm | 1801 Murchison Dr Ste 202, Burlingame, 94010-4518 | 650-697-7737 |
Antioch, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$66 | $1,556 |
| Driver's Failure In Showing Documents | +$145 | $1,635 |
| Driving With An Expired Registration | +$153 | $1,643 |
| Driving At A Considerably Slow Pace | +$323 | $1,813 |
| Using A Cellphone While Driving | +$341 | $1,831 |
| Running A Red Light | +$347 | $1,837 |
| Speeding | +$365 | $1,855 |
| Driving A Vehicle Without The Required Permission | +$463 | $1,953 |
| Driving With An Expired/Suspended License | +$1,004 | $2,494 |
Antioch, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,430 |
| Active Disabling Device | $1,430 |
| Tracking Device | $1,401 |
| Passive Disabling Device | $1,386 |
Latest Auto Insurance Reviews in Antioch, CA | Back to Top
GeicoI am very happy with my auto insurance. All other companies gave me OUTRAGEOUS quotes and I was worried I would not be able to find coverage I could afford.
State FarmI pay 75 a month for full coverage and a 500 dollar deductible. I like that I can go where I choose to get repairs and not just certain 'approved' places.
EsuranceMy deductible is $500 but they also offer $250 deductible and also a $1000 which I think is nice for people to have that choice. I can also call and change the deducible any time I need no hassle.
Geico100% would give them a 5. When I was looking up the policies of many companies, I noticed that Geico gave me the best option. They understand that not everyone can afford over $100 a month.
Farmer's InsuranceThe premium is the lowest I could find and the deductible is only $500. The prices are great and affordable. I don't see myself switching companies anytime soon.
ProgressiveI chose the highest deductible possible to pay the lowest monthly rate.I pay about $130 monthly, and at one point it was over $350 when I first began paying for car insurance.
State FarmI think the rates State Farm offer are very strong compared to other companies. I have not done a lot of research, but there isn't anything I've seen that is much cheaper.
Hanover Insurance GroupMy premium is high, but probably just as high in comparison to other companies. However, I am fine with the amount I am paying.
Hanover Insurance GroupMy premium is high, but probably just as high in comparison to other companies. However, I am fine with the amount I am paying.
GeicoThe customer support is accessible by any means I want. Email, chat or webforms.
National GeneralMy only dislike would be the higher rates. The rates are not that much higher but because you have to be a member in order to have the insurance, that means extra money I have to pay a year for membership.
GeicoGeico is a serviceable auto insurance company. They have the same policies as everyone else. The only thing that sets them apart is that they are usually cheaper than most insurance carriers.
State FarmOffice can be reached directly by calling, without computer provided menu system, etc. ie. A person actually answers the telephone. They have been fair about my premium, having reduced it substantially when I relocated to a new (current) location. The new location apparently is a lower risk for vehicular accidents, though I was unaware of the fact until after I notified the company about my relocation. I appreciate that sort of honesty.
Farmer's InsuranceI have not shopped other companies because I have been satisfied. Someone with farmers once gave me rate and it was slightly higher.
Geicothere isn't anything that I dislike. so far, they have met my expectations and I have no dislikes.
ProgressiveWhen I switched to progessive, I was able to receive the same amount of coverage as my previous company for half of what I had been paying. Additionally, when I upgraded to a nicer car, my total amount only increased by 2 dollars a month. AND it was super easy to upgrade.
ProgressiveIt's a rather large company and maybe could offer a little better deal than they do.
State FarmThe few times that I've needed to do anything with them. They do it immediately and efficiently. They called me when I turned 25 to get my premium down from what it was. I've been a loyal customer for over 10 years.