Apopka Auto Insurance Rates, Quotes, Agents & Reviews in FL

Apopka, FL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Apopka, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Apopka, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Apopka, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Apopka, FL with that of other cities in and around Apopka.

Apopka South Apopka Paradise Heights Forest City Clarcona Mount Plymouth
Average Insurance Rates $1,426 $2,081 $2,078 $2,183 $2,076 $2,122

Apopka, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Apopka, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Apopka $1,715 $1,449
Zellwood $1,465 $1,237
South Apopka $1,396 $1,179
Paradise Heights $1,941 $1,639
Clarcona $1,638 $1,383
Tangerine $3,032 $2,561
Forest City $1,682 $1,421
Mount Plymouth $1,227 $1,036

Apopka, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Apopka, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,627
20 Years $1,832
30 Years $1,411
40 Years $1,358
50 Years $1,257
60 Years $1,275
70 Years $1,484

Apopka, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Apopka, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,453 $399
3 Vehicles $3,679 $599
4 Vehicles $4,905 $799

Savings on 2 Vehicles bundle:$399

Savings on 3 Vehicles bundle:$599

Savings on 4 Vehicles bundle:$799


Apopka, FL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Apopka, FL.

Location Average Insurance Cost Post DUI Insurance Rate
Apopka $1,426 $2,232
Zellwood $2,040 $3,193
South Apopka $2,081 $3,257
Paradise Heights $2,078 $3,252
Clarcona $2,076 $3,249
Tangerine $2,236 $3,499
Forest City $2,183 $3,417
Mount Plymouth $2,122 $3,321

Apopka, FL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,223
Excellent (740-799) $1,397
Good (670-739) $1,486
Average (580-669) $1,939
Poor (300-579) $2,326

Apopka, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,489
Driver's Failure In Showing Documents +$138 $1,564
Driving With An Expired Registration +$147 $1,573
Driving At A Considerably Slow Pace +$309 $1,735
Using A Cellphone While Driving +$327 $1,753
Running A Red Light +$332 $1,758
Speeding +$349 $1,775
Driving A Vehicle Without The Required Permission +$443 $1,869
Driving With An Expired/Suspended License +$961 $2,387

Apopka, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,369
Active Disabling Device $1,369
Tracking Device $1,340
Passive Disabling Device $1,326

Latest Auto Insurance Reviews in Apopka, FL | Back to Top

Geico
This company offers a lot of custom policy options to fit whatever needs a person has. Compared to other companies, this one had exactly what I was looking for.
State Farm
State Farm's customer service has been good. Relative to other companies I deal with I don't dread calling State Farm when I need something. They're usually responsive, and can actually do something for you.
Usaa
USAA is our car insurance company and they have always covered us in our insurance since my husband has been in the military.USAA also allows for a discount if you also have other insurances.
Crum & Forster Insurance
It is very good they recommend everything since it provides a good service
Crum & Forster Insurance
It is very good they recommend everything since it provides a good service
Geico
The customer service is great. In terms of insurance, they really enjoy helping if there are any issues. However, the employees are not able to honor any discounts for having GIeco for many years.
Geico
I like the premium price. They also worked with us about 6 months ago when we replaced the A.C. in one of our cars and needed an extension for our payment.
Usaa
Well I think all insurance company are a rip off. It only take one claim for them to raise your rates though the roof
Progressive
I like their commercials on TV - well, most of them anyway. They pay special attention to motorcyclists which I thought was interesting. Quoting my policy was easy compared to other websites.
State Farm
the vehicle insurance premiums of my company are somewhat costly but do not cover the service of cranes while others if, in another case, happens that sometimes, only cover 30% of the damage by accident or vandalism, something that I think very little, that's not mentioning the time it takes for compensation
Geico
Prices are reasonable and you can pick your own coverage. The last time we had an agent he was rude and obnoxious. it's nice not dealing with anyone.
Progressive
Progressive is pricey and does not offer discounts for being a safe driver. While they do bundling and loyalty rewards they are minimal and make little to no difference.
Usaa
I would like it if there was a way to have the best coverage with a more affordable option. I would also like to feel like I can call in to express my concerns openly.