Apple Valley, CA Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Apple Valley, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Get the Cheapest Auto Insurance in Apple Valley, CA
The average cost of car insurance in Apple Valley is $1433 per year. This doesn't look like a lot when you're making payments on your vehicle but it can add up quickly. Zimlon found that these prices may be even more affordable with discounts and other factors such as driver's age or credit score which are explored below by our researchers to know what options for finding cheap auto premiums really do exist out there
Zimlon has done a substantial amount of research and has answered questions such as what is the best rate possible? What kind of coverage should you get?. Check out the discounts available to find the best premium.
Depending on the car owner's age
Teenagers and young Apple Valley residents pay higher auto insurance premiums because they are seen as less responsible behind the wheel than older drivers. In Apple Valley, the typical cost for a teen driver is $4650, while 30-50 year olds can anticipate to pay less than $1418-$1264 per year. Drivers looking for premium savings could compare age-based policies that give good student discounts or safe driver/defensive driving incentives that may be offered according to your needs and other variables like marital status.
Average Auto Insurance Cost Based on the Driver’s Age
Based on Deductible
To save money on car insurance, consider going with a low deductible for more savings. Apple Valley residents can get super cheap auto-insurance by considering this factor and choosing the right deductibles according to Zimlon's research. Those who opt for a low deductible ($500) pay more for auto insurance than those who opt for a high deductible ($1,000). This difference, according to Zimlon's research in Apple Valley, is $1598 and $1349, respectively.
Multi Car Insurance Rates
Rates for Multi-Car Insurance Car owners in Apple Valley who want to save money on their insurance can consider bundling it with other types of coverage. When life and home insurance are acquired from the same firm, for example, you can obtain a decent monthly discount. According to a Zimlon analysis, Apple Valley car owners who combined more than one form of insurance might save money each month by insuring both vehicles under one policy. Insurance providers in Apple Valley offer $344 and $516 savings on a two-vehicle and a three-vehicle bundle, respectively. In Apple Valley, bundling four vehicles can save $688 on auto insurance.
Depending on your credit score
Credit score is a crucial rating component in most states. Low-credit automobile owners not only file more claims than high-credit car owners, but their claims also appear to be more expensive. Car insurance companies frequently provide substantial discounts to drivers with a good credit score and a clean driving record. According to Zimlon's data, automobile owners in Apple Valley with a strong credit score of 800 or higher spend as little as $1229 for insurance, but those at the bottom of the scale may pay as much as $2337.
Factors that can influence the cost of car insurance in Apple Valley, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Apple Valley, CA Auto Insurance Rates
- Apple Valley, CA Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Apple Valley, CA
- Multi Vehicle Insurance Savings in Apple Valley, CA
- How Credit Score Affects Car Insurance Rates in Apple Valley, CA
- How DUI Affects Auto Insurance Premiums in Apple Valley, CA
- Top Auto Insurance Agents Near Apple Valley, CA
- How Driving Violations Affect Auto Insurance Rates in Apple Valley, CA
- Apple Valley, CA Auto Insurance Discounts on Anti Theft Feature
- Apple Valley, CA Auto Insurance Company Reviews
Apple Valley, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Apple Valley, CA with that of other cities in and around Apple Valley.
|Apple Valley||Hesperia||Victorville-Hesperia||Adelanto||Mountain View Acres||Victorville|
|Average Insurance Rates||$1,433||$1,485||$1,794||$1,499||$1,787||$1,514|
Apple Valley, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Apple Valley, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
|Location||Low Deductible ($500)||High Deductible ($1000)|
|Spring Valley Lake||$1,065||$900|
|Mountain View Acres||$1,035||$874|
Apple Valley, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Apple Valley, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
|Age of Driver||Insurance Cost|
Apple Valley, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Apple Valley, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
|Number of Cars||Auto Insurance Cost||Total Savings|
Savings on 2 Vehicles bundle:$344
Savings on 3 Vehicles bundle:$516
Savings on 4 Vehicles bundle:$688
Apple Valley, CA Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Apple Valley, CA.
|Location||Average Insurance Cost||Post DUI Insurance Rate|
|Spring Valley Lake||$1,821||$4,484|
|Mountain View Acres||$1,787||$4,400|
Apple Valley, CA Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
|Credit Score||Insurance Cost|
Apple Valley, CA Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
|Agent Name||Company||Agent Address||Contact Details|
|Matt Valdez||State Farm||12180 Ridgecrest Rd Ste 520, Victorville, 92395-5903||760-596-1985|
|Nancy Tong||Farmers||16137 Green Tree Blvd Ste 5, Victorville, 92395||(760) 955-2711|
|Jerry Klein||State Farm||16360 Main St, Hesperia, 92345-3548||760-244-5434|
|Diane Holder||Farmers||13849 Amargosa Rd Ste 203, Victorville, 92392||(760) 241-9999|
|Amy Martinez||State Farm||15550 Main St Ste D17, Hesperia, 92345-3492||760-244-8808|
|Lidia Pizano||Farmers||16888 Nisqualli Rd Ste 200-3, Victorville, 92395||(760) 955-7013|
|Meredith Thompson||State Farm||165 E College St, Covina, 91723-2105||626-974-5577|
|George Ottoson||State Farm||680 E Alosta Ave Ste 112, Azusa, 91702-2710||626-521-0200|
|H-2 Insurance Services Inc||Liberty Mutual Independent||1182 MONTE VISTA AVE STE 18, UPLAND, 91786||(909) 985-5100|
|David Budge||Allstate||969 S Village Oaks Dr Ste 101, Covina, 91724||(626) 339-2898|
|Deborah Mesquit||Farmers||17993s Highway 18 Ste 104, Apple Valley, 92307||(760) 242-9131|
|Isu Derby Insurance Associates Inc||Liberty Mutual Independent||223 S GLENDORA AVE STE 201, GLENDORA, 91741||626-963-8581|
|Pyle Insurance Agency||None||1132 East Route 66, Glendora, 91740||None|
Apple Valley, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
|Driving Violation||Cost Increase||Total Insurance Cost|
|Driving Without Headlights||+$63||$1,496|
|Driver's Failure In Showing Documents||+$139||$1,572|
|Driving With An Expired Registration||+$148||$1,581|
|Driving At A Considerably Slow Pace||+$311||$1,744|
|Using A Cellphone While Driving||+$328||$1,761|
|Running A Red Light||+$334||$1,767|
|Driving A Vehicle Without The Required Permission||+$446||$1,879|
|Driving With An Expired/Suspended License||+$966||$2,399|
Apple Valley, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
|Anti Theft Feature||Insurance Cost|
|Active Disabling Device||$1,376|
|Passive Disabling Device||$1,333|
Latest Auto Insurance Reviews in Apple Valley, CA | Back to Top
We could not have had it it better we only paid a $500 hundred dollars deductible and they took care of so many details that I was just so grateful
I have noticed recently that I could possibly get a better deal elsewhere but I continue to stay because they have been so great to me and it is easy with them.
i would recommend for car insurance due to the bundling option with home, but have not had any claims so i do not know how they work with claims
I think my car insurance coverage is pretty average, but it is very affordable. I have not had any difficulties that would cause me to be dissatisfied.
I use the same company for my auto insurance Esurance. I find there agents to be quick and knowledgeable and there prices to be just below average