Apple Valley, MN Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Apple Valley, MN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Apple Valley, MN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Apple Valley, MN Auto Insurance Rates
- Apple Valley, MN Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Apple Valley, MN
- Multi Vehicle Insurance Savings in Apple Valley, MN
- How Credit Score Affects Car Insurance Rates in Apple Valley, MN
- How DUI Affects Auto Insurance Premiums in Apple Valley, MN
- Top Auto Insurance Agents Near Apple Valley, MN
- How Driving Violations Affect Auto Insurance Rates in Apple Valley, MN
- Apple Valley, MN Auto Insurance Discounts on Anti Theft Feature
- Apple Valley, MN Auto Insurance Company Reviews
Apple Valley, MN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Apple Valley, MN with that of other cities in and around Apple Valley.
| Apple Valley | Lakeville | Farmington | Empire | Burnsville | Bloomington | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,067 | $1,065 | $1,326 | $1,350 | $1,046 | $1,089 |
Apple Valley, MN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Apple Valley, MN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Apple Valley | $1,834 | $1,549 |
| Burnsville | $2,234 | $1,887 |
| Lakeville | $1,551 | $1,310 |
| Eagan | $1,270 | $1,073 |
| Farmington | $1,468 | $1,240 |
| Rosemount | $1,870 | $1,580 |
| Empire | $995 | $840 |
| Bloomington | $1,065 | $900 |
Apple Valley, MN Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Apple Valley, MN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,462 |
| 20 Years | $1,371 |
| 30 Years | $1,056 |
| 40 Years | $1,016 |
| 50 Years | $941 |
| 60 Years | $954 |
| 70 Years | $1,110 |
Apple Valley, MN Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Apple Valley, MN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,857 | $277 |
| 3 Vehicles | $2,785 | $416 |
| 4 Vehicles | $3,713 | $555 |
Savings on 2 Vehicles bundle:$277
Savings on 3 Vehicles bundle:$416
Savings on 4 Vehicles bundle:$555
Apple Valley, MN Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Apple Valley, MN.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Apple Valley | $1,067 | $1,948 |
| Burnsville | $1,046 | $1,910 |
| Lakeville | $1,065 | $1,944 |
| Eagan | $1,104 | $2,016 |
| Farmington | $1,326 | $2,421 |
| Rosemount | $1,342 | $2,450 |
| Empire | $1,350 | $2,465 |
| Bloomington | $1,089 | $1,988 |
Apple Valley, MN Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $915 |
| Excellent (740-799) | $1,045 |
| Good (670-739) | $1,112 |
| Average (580-669) | $1,451 |
| Poor (300-579) | $1,740 |
Apple Valley, MN Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Ken Jarcho Agency | None | 9052 Lyndale Ave S, Bloomington, 55420 | None |
| Dean Wandmacher | Farmers | 5402 W Old Shakopee Rd Ste 203, Bloomington, 55437 | (952) 405-6191 |
| Nick Devries | State Farm | 4250 Lexington Ave S Ste 105, Eagan, 55123-2607 | 651-454-2374 |
| Andrei Shofman | Liberty Mutual | 1250 Northland Drive Suite 130, Mendota Heights, 55120 | 1-952-891-6363 |
| Alexander Kumlin | Farmers | 13951 W Preserve Blvd Ste 100, Burnsville, 55337 | (952) 746-4215 |
| Maggie Suby | State Farm | 1570 Century Pt Ste 100, Eagan, 55121-1927 | 651-454-7843 |
| Insurance Brokers Of Mn Inc | Travelers | 6941 NICOLLET AVE S, RICHFIELD, 55423 | 612-869-2745 |
| Mckenna Agency Inc | Nationwide | 8100 Penn Ave S STE 165, Bloomington, 55431 | (952) 679-6344 |
| Mckenna Agency Inc | Nationwide | 8100 Penn Ave S STE 165, Bloomington, 55431 | (952) 679-6344 |
Apple Valley, MN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$47 | $1,114 |
| Driver's Failure In Showing Documents | +$103 | $1,170 |
| Driving With An Expired Registration | +$110 | $1,177 |
| Driving At A Considerably Slow Pace | +$232 | $1,299 |
| Using A Cellphone While Driving | +$244 | $1,311 |
| Running A Red Light | +$249 | $1,316 |
| Speeding | +$261 | $1,328 |
| Driving A Vehicle Without The Required Permission | +$332 | $1,399 |
| Driving With An Expired/Suspended License | +$719 | $1,786 |
Apple Valley, MN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,024 |
| Active Disabling Device | $1,024 |
| Tracking Device | $1,003 |
| Passive Disabling Device | $992 |
Latest Auto Insurance Reviews in Apple Valley, MN | Back to Top
State Farmwe were involved in an accident where the other driver was at fault and our car was totaled. the customer service representative was very helpful in telling us what to expect and what we needed to do .
ProgressiveId recommend progressive for their customer service and their low premiums. I feel like i have someone on my side when i need them with Progressive.
ProgressiveI would recommend her because her service is very good, the offers offered by auto / car insurance company are very good
National GeneralNational General has been a wonderful company. Their deductible and premiums are on point and undercut many of the other popular companies that are advertised.