Appleton Auto Insurance Rates, Quotes, Agents & Reviews in WI

Appleton, WI Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Appleton, WI, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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How Can I Lower My Car Insurance in Appleton, WI?

The average cost of auto insurance in Appleton, WI, is $1,033. This is lower than in most neighboring places such as Vanderbroek, Grand Chute, Kimberly, Harrison, and Combined Locks. Residents of Appleton should compare multiple auto insurance quotes and reviews before deciding what best suits their needs. Here are some ways to increase savings in Appleton.


Anti-Theft Device:

Equipping one’s vehicle with an anti-theft device can go a long way in helping car owners lower the cost of auto insurance. Providing your vehicle with a passive disabling device will fetch the most amount of savings.

Hybrids and Electric Vehicles:

Zimlon found that Farmers and Travelers are among the few companies that offer discounts on alternative-fuel vehicles. Hybrids and Electric Vehicles are considered environmentally friendly thanks to lower emission rates. For such cars, Farmers offers car owners discounts of up to 5% in some states.


Paying a higher deductible will also help car owners lower the cost of insurance. For instance, the yearly premium in Appleton on a deductible of $500 is $1,093. It decreases to $923 when the deductible is higher ($1,000).

Driving Record:

Most car insurance companies offer substantial discounts to drivers with a clean driving record. GEICO provides a 26% discount to drivers with a spotless driving record for five years. On the other hand, State Farm offers discounts when a driver goes three or more years with an accident-free record. With the advent of modern technology in the car insurance industry, Usage-Based Insurance (UBI) is increasingly being used to personalize car insurance. UBI works through both plugin devices and mobile apps. It keeps track of various factors in one’s car, making insurance rates more personalized.  

The cost of auto insurance in Appleton, WI, post-DUI, increases to $1,989. However, this also depends on the driver’s age. Moreover, the cost of auto insurance post-DUI for teenagers is much higher. Safe and responsible drivers will find it easier to lower the cost of auto insurance in Appleton. Other violations that can have a long-term impact on auto insurance in Appleton include driving with an expired license and running a red light.

Multi-Car Insurance:

Car owners in Appleton, WI, can save more by insuring their vehicles with the same auto insurance company. Insurers offer discounts on multi-car insurance policies. Bundling is another way of increasing your savings. Car owners can insure their life, auto, and home insurance with the same insurer to get added benefits.

The cost of insuring two cars under a multi-car insurance policy in Appleton, WI, is $1,777, while it would cost $3,849 for four vehicles. The savings on multi-car insurance in Appleton also depends on the make and model of the car.

Credit Score:

Having an “excellent” or “good” credit score will help car owners save on auto insurance in Appleton, WI. The cost of auto insurance can be low if the driver’s credit score is “exceptional”.

Factors that can influence the cost of car insurance in Appleton, WI are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Appleton, WI Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Appleton, WI with that of other cities in and around Appleton.

Appleton Vandenbroek Grand Chute Kimberly Harrison Combined Locks
Average Insurance Rates $1,033 $1,144 $1,104 $1,083 $1,123 $1,095

Appleton, WI Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Appleton, WI based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Appleton $1,093 $923
Kimberly $1,489 $1,258
Grand Chute $1,525 $1,288
Little Chute $2,841 $2,399
Combined Locks $1,109 $937
Vandenbroek $1,519 $1,283
Menasha $934 $789
Harrison $1,667 $1,408

Appleton, WI Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Appleton, WI usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,352
20 Years $1,327
30 Years $1,022
40 Years $984
50 Years $911
60 Years $924
70 Years $1,075

Appleton, WI Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Appleton, WI can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,777 $289
3 Vehicles $2,665 $434
4 Vehicles $3,554 $578

Savings on 2 Vehicles bundle:$289

Savings on 3 Vehicles bundle:$434

Savings on 4 Vehicles bundle:$578

Appleton, WI Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Appleton, WI.

Location Average Insurance Cost Post DUI Insurance Rate
Appleton $1,033 $1,989
Kimberly $1,083 $2,085
Grand Chute $1,104 $2,126
Little Chute $1,083 $2,085
Combined Locks $1,095 $2,108
Vandenbroek $1,144 $2,203
Menasha $1,079 $2,077
Harrison $1,123 $2,162

Appleton, WI Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $886
Excellent (740-799) $1,012
Good (670-739) $1,076
Average (580-669) $1,404
Poor (300-579) $1,685

Appleton, WI Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Tara Schultz Allstate 700 Schelfhout Ln Ste E, Kimberly, 54136 (920) 788-8856
Amy Schreiner Farmers 180 Main St Ste 1, Menasha, 54952 (920) 257-4943
Karen Van Liere Matuszak Farmers 3215 W College Ave, Appleton, 54914 (920) 380-0810
Insurance Services By Karen Llc Erie 375 City Ctr Suite A, Oshkosh, 54901 None
Harry Franklin Forbes Allstate 150 W Northland Ave, Appleton, 54911 (920) 730-1100
Ryan Renard State Farm 2405 S Oneida St, Appleton, 54915-1659 920-734-8331
Cameron Nicewander Liberty Mutual 1737 N. Casaloma Drive, Appleton, 54913 1-920-749-9799
Ansay And Associates Llc- Little Chute None 201 E Bell St Ste 103, Neenah, 54956 None
Burkart Ins Agcy Inc None P O Box 197, Plymouth, 53073 None
Maritime Insurance Group Liberty Mutual Independent W5071 Cty Road O Plymouth, Sheboygan, 53073 None

Appleton, WI Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$45 $1,078
Driver's Failure In Showing Documents +$100 $1,133
Driving With An Expired Registration +$106 $1,139
Driving At A Considerably Slow Pace +$224 $1,257
Using A Cellphone While Driving +$237 $1,270
Running A Red Light +$241 $1,274
Speeding +$253 $1,286
Driving A Vehicle Without The Required Permission +$321 $1,354
Driving With An Expired/Suspended License +$696 $1,729

Appleton, WI Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $992
Active Disabling Device $992
Tracking Device $971
Passive Disabling Device $961

Latest Auto Insurance Reviews in Appleton, WI | Back to Top

State Farm
I am new with using State Farm for my auto insurance. The reason why I chose to do auto was due to the agent. Besides talking about home insurance he knew i wanted to save money and drew me to bundle both.
My experience with this company, in general lines could say that it has been quite good, they have an excellent customer service.
I would absolutely recommend Allstate. They have been great to me, I have only ever filed on claim after a storm did some damage to my car, and I was an easy and smooth process.
After researching, I have found that the policies of my insurance company are similar to those offered by other companies.
My company offers both basic and full coverage insurance at a great rate. You can get everything from what the state allows to full coverage with comprehensive and collusion.
The General Auto Insurance
My insurance premium is better than other companies I could find offering similar coverage, and have no real issue so far. Maybe I'll find something else better in the future, but for right now it works for my current finances.
Farmer's Insurance
I think they're very comparable and fair compared to other companies.