Arbuckle Auto Insurance Rates, Quotes, Agents & Reviews in WV

Arbuckle, WV Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Arbuckle, WV, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Arbuckle, WV are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Arbuckle, WV Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Arbuckle, WV with that of other cities in and around Arbuckle.

Arbuckle Cologne Apple Grove Mason County Leon Lewis
Average Insurance Rates $2,115 $1,363 $2,223 $1,382 $1,369 $1,389

Arbuckle, WV Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Arbuckle, WV based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Arbuckle $2,169 $1,832
Mason County $1,011 $854
Leon $1,563 $1,320
Clendenin $2,407 $2,033
Cologne $2,156 $1,821
Lewis $1,350 $1,141
Cooper $1,446 $1,221
Apple Grove $2,290 $1,934

Arbuckle, WV Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Arbuckle, WV usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,863
20 Years $2,718
30 Years $2,093
40 Years $2,014
50 Years $1,865
60 Years $1,891
70 Years $2,201

Arbuckle, WV Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Arbuckle, WV can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,596 $635
3 Vehicles $5,393 $952
4 Vehicles $7,191 $1,269

Savings on 2 Vehicles bundle:$635

Savings on 3 Vehicles bundle:$952

Savings on 4 Vehicles bundle:$1,269


Arbuckle, WV Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Arbuckle, WV.

Location Average Insurance Cost Post DUI Insurance Rate
Arbuckle $2,115 $3,382
Mason County $1,382 $2,210
Leon $1,369 $2,189
Clendenin $1,378 $2,204
Cologne $1,363 $2,180
Lewis $1,389 $2,221
Cooper $1,405 $2,247
Apple Grove $2,223 $3,555

Arbuckle, WV Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,815
Excellent (740-799) $2,071
Good (670-739) $2,204
Average (580-669) $2,875
Poor (300-579) $3,450

Arbuckle, WV Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Tyler Courts State Farm 101 Court St N, Ripley, 25271-1207 304-372-5700
Payne & Garlow Insurance Erie 3744 TEAYS VALLEY RD STE 101, HURRICANE, 25526 (304) 757-6880
Beth Benson Allstate 3845b Teays Valley Rd Ste 5, Hurricane, 25526 (304) 757-1515
Luke Sanson Liberty Mutual 112 Brent Way, Hurricane, 25526 1-304-757-4220
Melissa Oxley Liberty Mutual 112 Brent Way, Hurricane, 25526 1-304-757-4220
Jon Duggan Liberty Mutual 112 Brent Way, Hurricane, 25526 1-304-757-4220
Flo Jones Liberty Mutual 112 Brent Way, Hurricane, 25526 1-304-757-4220
Landfried - Fanta Insurance, Inc. Allstate 506 S Church St, Ripley, 25271 None
Michael Paul Kirtley Agency Nationwide 111 State Route 19 STE C, Hurricane, 25526 (304) 562-9226
Chris Johnson Liberty Mutual 112 Brent Way, Hurricane, 25526 1-304-757-4220
Point Financial Allstate 208 11th St, Point Pleasant, 25550 (304) 675-1300

Arbuckle, WV Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$93 $2,208
Driver's Failure In Showing Documents +$205 $2,320
Driving With An Expired Registration +$218 $2,333
Driving At A Considerably Slow Pace +$459 $2,574
Using A Cellphone While Driving +$484 $2,599
Running A Red Light +$493 $2,608
Speeding +$518 $2,633
Driving A Vehicle Without The Required Permission +$658 $2,773
Driving With An Expired/Suspended License +$1,426 $3,541

Arbuckle, WV Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $2,030
Active Disabling Device $2,030
Tracking Device $1,988
Passive Disabling Device $1,967