Archdale Auto Insurance Rates, Quotes, Agents & Reviews in NC

Archdale, NC Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Archdale, NC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Archdale, NC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Archdale, NC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Archdale, NC with that of other cities in and around Archdale.

Archdale Jamestown High Point Thomasville Level Cross New Market
Average Insurance Rates $977 $1,329 $983 $1,082 $1,254 $1,061

Archdale, NC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Archdale, NC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Archdale $1,508 $1,274
Trinity $1,401 $1,183
New Market $2,784 $2,352
High Point $1,718 $1,451
Jamestown $1,858 $1,569
Sumner $1,012 $855
Thomasville $1,216 $1,027
Level Cross $1,055 $891

Archdale, NC Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Archdale, NC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,170
20 Years $1,255
30 Years $967
40 Years $930
50 Years $862
60 Years $873
70 Years $1,017

Archdale, NC Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Archdale, NC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,680 $274
3 Vehicles $2,521 $410
4 Vehicles $3,361 $547

Savings on 2 Vehicles bundle:$274

Savings on 3 Vehicles bundle:$410

Savings on 4 Vehicles bundle:$547


Archdale, NC Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Archdale, NC.

Location Average Insurance Cost Post DUI Insurance Rate
Archdale $977 $4,007
Trinity $972 $3,987
New Market $1,061 $4,352
High Point $983 $4,032
Jamestown $1,329 $5,451
Sumner $983 $4,032
Thomasville $1,082 $4,438
Level Cross $1,254 $5,143

Archdale, NC Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $838
Excellent (740-799) $957
Good (670-739) $1,018
Average (580-669) $1,328
Poor (300-579) $1,594

Archdale, NC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$43 $1,020
Driver's Failure In Showing Documents +$95 $1,072
Driving With An Expired Registration +$101 $1,078
Driving At A Considerably Slow Pace +$212 $1,189
Using A Cellphone While Driving +$224 $1,201
Running A Red Light +$228 $1,205
Speeding +$239 $1,216
Driving A Vehicle Without The Required Permission +$304 $1,281
Driving With An Expired/Suspended License +$658 $1,635

Archdale, NC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $938
Active Disabling Device $938
Tracking Device $918
Passive Disabling Device $909