Arden on the Severn Auto Insurance Rates, Quotes, Agents & Reviews in MD

Arden on the Severn, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Arden on the Severn, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Arden on the Severn, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Arden on the Severn, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Arden on the Severn, MD with that of other cities in and around Arden on the Severn.

Arden on the Severn Severna Park Anne Arundel County Herald Harbor Odenton Gambrills
Average Insurance Rates $1,418 $1,492 $1,365 $1,442 $1,396 $1,459

Arden on the Severn, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Arden on the Severn, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Arden on the Severn $1,355 $1,145
Herald Harbor $1,095 $925
Severna Park $1,131 $955
Crownsville $2,299 $1,942
Gambrills $1,353 $1,143
Odenton $1,446 $1,221
Anne Arundel County $1,913 $1,616
Arnold $1,046 $884

Arden on the Severn, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Arden on the Severn, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,601
20 Years $1,822
30 Years $1,403
40 Years $1,350
50 Years $1,250
60 Years $1,268
70 Years $1,476

Arden on the Severn, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Arden on the Severn, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,411 $425
3 Vehicles $3,616 $638
4 Vehicles $4,821 $851

Savings on 2 Vehicles bundle:$425

Savings on 3 Vehicles bundle:$638

Savings on 4 Vehicles bundle:$851


Arden on the Severn, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Arden on the Severn, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Arden on the Severn $1,418 $2,261
Herald Harbor $1,442 $2,299
Severna Park $1,492 $2,379
Crownsville $1,424 $2,270
Gambrills $1,459 $2,326
Odenton $1,396 $2,226
Anne Arundel County $1,365 $2,176
Arnold $1,448 $2,309

Arden on the Severn, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,217
Excellent (740-799) $1,389
Good (670-739) $1,478
Average (580-669) $1,928
Poor (300-579) $2,313

Arden on the Severn, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Stefen R Smallwood Allstate 3179 Braverton St Ste 202, Edgewater, 21037 (410) 956-6600
David Rubin Allstate 7310 Ritchie Hwy Ste 908, Glen Burnie, 21061 (410) 768-6671
Grady Wright & Associates Inc Travelers 7310 Ritchie Highway Suite 213 , Glen Burnie, 21061 (410) 660-2795
Kent Mittrick & Associates Erie 408 Crain Hwy S Suite 2, Glen Burnie, 21061 None
Bay Area Insurance Group Llc Liberty Mutual Independent 818 E COLLEGE PKWY, ANNAPOLIS, 21409 (410) 647-7333
Williams Insurance Group Llc Travelers 5202 BALTIMORE NATIONAL PIKE STE 106, BALTIMORE, 21229 410-455-0111
Marsh Insurance & Financial Inc. Nationwide 4717 Harford Rd, Baltimore, 21214 (410) 426-2282
The Hilb Group Of Maryland None 2135 Defense Highway , Crofton, 21114 (301) 960-1892
Ed Smith State Farm 201 Benton Ave Ste 204, Linthicum Hts, 21090-2522 410-859-0279
A R Keir Inc Travelers 2411 CROFTON LN STE 16B, CROFTON, 21114 410-721-8600
Corporate Benefits Inc Travelers 2530 RIVA ROAD STE 310, ANNAPOLIS, 21401 410-571-0110

Arden on the Severn, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,480
Driver's Failure In Showing Documents +$138 $1,556
Driving With An Expired Registration +$146 $1,564
Driving At A Considerably Slow Pace +$308 $1,726
Using A Cellphone While Driving +$325 $1,743
Running A Red Light +$330 $1,748
Speeding +$347 $1,765
Driving A Vehicle Without The Required Permission +$441 $1,859
Driving With An Expired/Suspended License +$956 $2,374

Arden on the Severn, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,361
Active Disabling Device $1,361
Tracking Device $1,333
Passive Disabling Device $1,319