Arlington Auto Insurance Rates, Quotes, Agents & Reviews in MA

Arlington, MA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Arlington, MA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

How to Get Auto Insurance Cheap in Arlington, MA

The average cost of car insurance in Arlington is $1392 per year. This doesn't look like a lot when you're making payments on your vehicle but it can add up quickly. Zimlon found that these prices may be even more affordable with discounts and other factors such as driver's age or credit score which are explored below by our researchers to know what options for finding cheap auto premiums really do exist out there

Zimlon has done a substantial amount of research and has answered questions such as what is the best rate possible?  What kind of coverage should you get?. Check out the discounts available to find the best premium.

Depending on the car owner's age

Teenagers and young Arlington residents pay higher auto insurance premiums because they are seen as less responsible behind the wheel than older drivers. In Arlington, the typical cost for a teen driver is $4517, while 30-50 year olds can anticipate to pay less than $1378-$1227 per year. Drivers looking for premium savings could compare age-based policies that give good student discounts or safe driver/defensive driving incentives that may be offered according to your needs and other variables like marital status.

Average Auto Insurance Cost Based on the Driver’s Age 

how_to_get_auto_insurance_cheap_in_arlington_ma

Based on Deductible

To save money on car insurance, consider going with a low deductible for more savings. Arlington, MA residents can get super cheap auto-insurance by considering this factor and choosing the right deductibles according to Zimlon's research. Those who opt for a low deductible ($500) pay more for auto insurance than those who opt for a high deductible ($1,000). This difference, according to Zimlon's research in Arlington, is $1434 and $1211, respectively.

Multi Car Insurance Rates

Rates for Multi-Car Insurance Car owners in Arlington who want to save money on their insurance can consider bundling it with other types of coverage. When life and home insurance are acquired from the same firm, for example, you can obtain a decent monthly discount. According to a Zimlon analysis, Ardmore car owners who combined more than one form of insurance might save money each month by insuring both vehicles under one policy. Insurance providers in Arlington offer $362 and $543 savings on a two-vehicle and a three-vehicle bundle, respectively. In Arlington, bundling four vehicles can save $724 on auto insurance.

Depending on your credit score

Credit score is a crucial rating component in most states. Low-credit automobile owners not only file more claims than high-credit car owners, but their claims also appear to be more expensive. Car insurance companies frequently provide substantial discounts to drivers with a good credit score and a clean driving record. According to Zimlon's data, automobile owners in Arlington with a strong credit score of 800 or higher spend as little as $1194 for insurance, but those at the bottom of the scale may pay as much as $2271.

 

Factors that can influence the cost of car insurance in Arlington, MA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Arlington, MA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Arlington, MA with that of other cities in and around Arlington.

Arlington Winchester Watertown Town Belmont Medford Lexington
Average Insurance Rates $1,392 $1,490 $1,356 $1,459 $1,342 $1,480

Arlington, MA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Arlington, MA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Arlington $1,434 $1,211
Belmont $1,403 $1,185
Winchester $1,205 $1,018
Medford $2,034 $1,718
Watertown Town $3,499 $2,955
Somerville $1,462 $1,235
Cambridge $2,042 $1,725
Lexington $2,133 $1,802

Arlington, MA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Arlington, MA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,517
20 Years $1,789
30 Years $1,378
40 Years $1,325
50 Years $1,227
60 Years $1,245
70 Years $1,449

Arlington, MA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Arlington, MA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,422 $362
3 Vehicles $3,633 $543
4 Vehicles $4,844 $724

Savings on 2 Vehicles bundle:$362

Savings on 3 Vehicles bundle:$543

Savings on 4 Vehicles bundle:$724


Arlington, MA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Arlington, MA.

Location Average Insurance Cost Post DUI Insurance Rate
Arlington $1,392 $2,520
Belmont $1,459 $2,642
Winchester $1,490 $2,698
Medford $1,342 $2,430
Watertown Town $1,356 $2,455
Somerville $1,234 $2,234
Cambridge $1,234 $2,234
Lexington $1,480 $2,680

Arlington, MA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,194
Excellent (740-799) $1,363
Good (670-739) $1,450
Average (580-669) $1,892
Poor (300-579) $2,271

Arlington, MA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,453
Driver's Failure In Showing Documents +$135 $1,527
Driving With An Expired Registration +$143 $1,535
Driving At A Considerably Slow Pace +$302 $1,694
Using A Cellphone While Driving +$319 $1,711
Running A Red Light +$324 $1,716
Speeding +$341 $1,733
Driving A Vehicle Without The Required Permission +$433 $1,825
Driving With An Expired/Suspended License +$938 $2,330

Arlington, MA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,336
Active Disabling Device $1,336
Tracking Device $1,308
Passive Disabling Device $1,295

Latest Auto Insurance Reviews in Arlington, MA | Back to Top

State Farm
It is about the same. We called up Geico and the quote they gave us is comparable to State Farm. However, if their service is better, we may switch.
State Farm
The customer service was great because we got full coverage on an older vehicle. But, they let us show receipts to modifications and listings of market value.
Metlife
I have not had any claims. My only complaint is that my insurance goes up each year for no reason.