Armuchee Auto Insurance Rates, Quotes, Agents & Reviews in GA

Armuchee, GA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Armuchee, GA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Armuchee, GA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Armuchee, GA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Armuchee, GA with that of other cities in and around Armuchee.

Armuchee Floyd County Little Sand Mountain Shannon Chattooga County Sugar Valley-Resaca
Average Insurance Rates $1,641 $1,614 $1,602 $1,585 $1,554 $1,645

Armuchee, GA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Armuchee, GA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Armuchee $1,722 $1,455
Little Sand Mountain $1,179 $996
Plainville $1,904 $1,609
Shannon $1,118 $944
Floyd County $1,860 $1,571
Chattooga County $1,166 $985
Calhoun $1,704 $1,439
Sugar Valley-Resaca $939 $793

Armuchee, GA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Armuchee, GA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,325
20 Years $2,108
30 Years $1,624
40 Years $1,563
50 Years $1,447
60 Years $1,467
70 Years $1,708

Armuchee, GA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Armuchee, GA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,855 $427
3 Vehicles $4,283 $640
4 Vehicles $5,711 $853

Savings on 2 Vehicles bundle:$427

Savings on 3 Vehicles bundle:$640

Savings on 4 Vehicles bundle:$853

Armuchee, GA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Armuchee, GA.

Location Average Insurance Cost Post DUI Insurance Rate
Armuchee $1,641 $3,000
Little Sand Mountain $1,602 $2,929
Plainville $1,563 $2,857
Shannon $1,585 $2,898
Floyd County $1,614 $2,951
Chattooga County $1,554 $2,841
Calhoun $1,569 $2,868
Sugar Valley-Resaca $1,645 $3,007

Armuchee, GA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,408
Excellent (740-799) $1,607
Good (670-739) $1,710
Average (580-669) $2,231
Poor (300-579) $2,677

Armuchee, GA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Teresa Lumsden State Farm 2939 M Berry Hwy NW, Rome, 30165-9708 706-235-0326
David J Hutcherson Agency Travelers 504 RIVERSIDE PKWY STE 603, ROME, 30161 706-287-2853
Michael Britton Allstate 3041 Martha Berry Hwy NW, Rome, 30165 (706) 291-7465
Worley Schilling & Randall Insurance Liberty Mutual Independent 146 N FAIRGROUND ST NE, MARIETTA, 30060 (770) 428-1565
Derek Huggins State Farm 960 Woodstock Pkwy Ste 201, Woodstock, 30188-4866 770-517-3737
Charles Jenkins State Farm 1830 Scufflegrit Rd, Marietta, 30062-1938 770-971-5112
Talley Insurance Serv Inc Travelers 901 N. Broad St. Se 901 N. Broad St. Se, Rome, 30161 None
Morgan & Associates Ins Group Travelers 1526 HALISPORT LK, KENNESAW, 30152 770-917-8477
Nate Papillion State Farm 2655 Dallas Hwy SW Ste 620, Marietta, 30064-7520 770-428-4406
The Bates Agency Ii Llc Travelers 4343 SHALLOWFORD RD STE G5, MARIETTA, 30062 770-693-9828
Metlife Auto & Home Insurance Agency Inc Travelers 1301 SHILOH RD STE 830, KENNESAW, 30144 800-842-5075

Armuchee, GA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$72 $1,713
Driver's Failure In Showing Documents +$159 $1,800
Driving With An Expired Registration +$169 $1,810
Driving At A Considerably Slow Pace +$356 $1,997
Using A Cellphone While Driving +$376 $2,017
Running A Red Light +$382 $2,023
Speeding +$402 $2,043
Driving A Vehicle Without The Required Permission +$510 $2,151
Driving With An Expired/Suspended License +$1,106 $2,747

Armuchee, GA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,575
Active Disabling Device $1,575
Tracking Device $1,543
Passive Disabling Device $1,526