Ascutney Auto Insurance Rates, Quotes, Agents & Reviews in VT

Ascutney, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Ascutney, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Ascutney, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Ascutney, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Ascutney, VT with that of other cities in and around Ascutney.

Ascutney Claremont West Windsor Windsor Cornish North Springfield
Average Insurance Rates $1,260 $1,158 $1,131 $1,075 $1,260 $1,053

Ascutney, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Ascutney, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Ascutney $1,298 $1,096
Claremont $1,190 $1,005
Weathersfield $1,739 $1,469
Windsor $1,484 $1,254
Perkinsville $1,305 $1,102
Cornish $1,288 $1,088
West Windsor $1,732 $1,463
North Springfield $1,972 $1,666

Ascutney, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Ascutney, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,088
20 Years $1,619
30 Years $1,247
40 Years $1,200
50 Years $1,111
60 Years $1,127
70 Years $1,311

Ascutney, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Ascutney, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,142 $378
3 Vehicles $3,213 $567
4 Vehicles $4,284 $756

Savings on 2 Vehicles bundle:$378

Savings on 3 Vehicles bundle:$567

Savings on 4 Vehicles bundle:$756

Ascutney, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Ascutney, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Ascutney $1,260 $2,604
Claremont $1,158 $2,046
Weathersfield $1,079 $2,230
Windsor $1,075 $2,221
Perkinsville $1,056 $2,182
Cornish $1,260 $2,226
West Windsor $1,131 $2,337
North Springfield $1,053 $2,176

Ascutney, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,081
Excellent (740-799) $1,234
Good (670-739) $1,313
Average (580-669) $1,713
Poor (300-579) $2,055

Ascutney, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Lawrence & Wheeler Inc Liberty Mutual Independent 46 MAIN ST, SPRINGFIELD, 5156 (802) 885-2178
Richards Incorporated Liberty Mutual Independent 39 THE SQ, BELLOWS FALLS, 5101 (802) 463-4533
Wyman Agency None 7409 Route 131 Perkinsville, Weathersfield, 5151 None
Finn & Stone Allstate 2 Chester Rd Ste 22 , Springfield, 5156 None
Nfp Property & Casualty Services Liberty Mutual Independent 54 WOODSTOCK AVE, RUTLAND, 5701 (802) 775-4443

Ascutney, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$55 $1,315
Driver's Failure In Showing Documents +$122 $1,382
Driving With An Expired Registration +$130 $1,390
Driving At A Considerably Slow Pace +$273 $1,533
Using A Cellphone While Driving +$289 $1,549
Running A Red Light +$294 $1,554
Speeding +$309 $1,569
Driving A Vehicle Without The Required Permission +$392 $1,652
Driving With An Expired/Suspended License +$849 $2,109

Ascutney, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,210
Active Disabling Device $1,210
Tracking Device $1,184
Passive Disabling Device $1,172