Asheville, NC Auto Insurance Rates

Asheville, NC residents can save $320 by comparing multiple quotes & reading reviews & research on Asheville car insurance rates, quotes, agents & coverage.

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$607 $808 $1015

Latest Auto Insurance Reviews in Asheville, North Carolina


State Farm
the premium and deductible of my policy compared to the other car insurance companies for the same coverage. is good simply because i have been with them for over 25 years.
Allstate
I would recommend Allstate especially if you are over 25 years old and also own a home in order to get the best discounts.
State Farm
Our deductible is roughly 500$ and we get free road side assistance and towing up to 12 miles if needed granted we pay 4$ a month for that when we don't ever use.
State Farm
I would recommend this insurance company they have good rates and they are very helpful, professional, and fast when it comes to filing a claim.
Liberty Mutual
My car insurance offers the same standard coverage offerings compared to other insurance providers. They also provide tow service and road assistance in case one needs it.
State Farm
Customer support isn't as good as it should be for State Farm. I think they could improve in that area. My agent doesn't always get back to me.
The General Auto Insurance
My insurance company does not offer a well communication, it means that customer service is so bad.
State Farm
I think it is a lower premium. I haven't really done a true comparison, but I am happy with the price I pay.
State Farm
They are a large national company so I know they are not going to go under. My agent is very skilled and accessible. They have a good website. It is easy to make changes to my plan if I want to.
Write Your Review | Asheville, North Carolina Auto Insurance Analysis
Nationwide Insurance, Asheville, NC
$58/1 month
Car Insurance Policy Holder
  • Married 55 Years old Male licensed 24 years ago with Financed Mitsubishi Outlander GT used for Business with estimated annual mileage of 15,001 - 20,000.
  • bachelors degree & Part Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 2 cars insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Liberty Mutual, Asheville, NC
$69/1 month
Car Insurance Policy Holder
  • Single 58 Years old Male licensed 10 years ago with Own GMC Yukon XL 1500 SLT used for Business with estimated annual mileage of 6,001 - 7,500.
  • Lawyer & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $200K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 250 K Personal Injury Protection
  • 30 K Uninsured Motorists Bodily Injury
  • 60 K Uninsured Motorists Property Damage
Erie Insurance Group, Asheville, NC
$47/1 month
Car Insurance Policy Holder
  • Single 22 Years old Female licensed 4 years ago with Own Chevrolet, Camaro LS, 2 Door Coupe used for Business with estimated annual mileage of 15,001 - 20,000.
  • High School, pursuing Bachelors Degree & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $300K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 200 K Personal Injury Protection
  • 30 K Uninsured Motorists Bodily Injury
  • 60 K Uninsured Motorists Property Damage
Chubb Group Of Insurance, Asheville, NC
$627/12 months
Car Insurance Policy Holder
  • Divorced 68 Years old Male licensed 39 years ago with Leased Infiniti, QX56, 4WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Less than High School & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 30 K Uninsured Motorists Bodily Injury
  • 60 K Uninsured Motorists Property Damage
Chubb Group Of Insurance, Asheville, NC
$892/12 months
Car Insurance Policy Holder
  • Single 73 Years old Male licensed 30 years ago with Own Toyota, Camry LE, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Vocational & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
California Casualty, Asheville, NC
$860/12 months
Car Insurance Policy Holder
  • Married 36 Years old Male licensed 4 years ago with Own Scion, xD, 5 Door Hatchback used for Commute to Work or School with estimated annual mileage of 9,001 - 12,000.
  • Associate, pursuing Bachelors Degree & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 30 K Uninsured Motorists Bodily Injury
  • 60 K Uninsured Motorists Property Damage
California Casualty, Asheville, NC
$634/12 months
Car Insurance Policy Holder
  • Married 25 Years old Male licensed 10 years ago with Financed Mercedes, E63AMG, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Bachelors, pursuing Graduate Degree & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $200K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 300 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Erie Insurance Group, Asheville, NC
$545/12 months
Car Insurance Policy Holder
  • Single 54 Years old Female licensed 33 years ago with Leased Kia, Forte EX, 2WD 4 Door Sedan used for Business with estimated annual mileage of 9,001 - 12,000.
  • Less than High School & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 100 K Personal Injury Protection
  • 30 K Uninsured Motorists Bodily Injury
  • 60 K Uninsured Motorists Property Damage

Asheville Car Insurance Rate Comparisons

Asheville, NC's average car insurance of $808 differs from French Broad, NC (+$22), Hoopers Creek, NC (+$72), Gerton, NC (-$38) and North Carolina (+$277)

Asheville French Broad, NC Hoopers Creek, NC Gerton, NC North Carolina
Median Insurance Rates $808 +$22 +$72 -$38 +$277

Asheville Car Insurance Savings By Neighborhood & Street Area

Asheville Driver Street Residence & Car Locations Car Details in Asheville Asheville Driver Demographics Asheville Auto Insurance Estimates Recent Asheville Insurance Savings
Woodside Hills
Oak Hill Church Rd2004 Buick Rendezvous CXL18 year teenager$1963$305
Rhododendron Way2005 Audi A4 3.0 quattro84 year female senior$1168$555
Georgetown
Goughes Branch Rd2009 Ford Fusion V6 SEL18 year male teenager$2130$840
Geogretown Dr2010 Mazda Mazda3 s Sport63 year senior$940$383
Deaver View
Douglas Rd2008 Acura TSX Base54 year married woman$717$745
Coleman Rd2012 Dodge Journey SXT48 year man$1090$370
Stockwood
State Rd 30702007 Jeep Grand Cherokee Overland35 year married man$935$435
State Rd 30752006 Chrysler 300C SRT-8 Base26 year woman$743$818
Rolling Green
Pinedale Rd2012 Honda Civic LX19 year female teenager$1761$698
Jaks Ridge2011 Hyundai Sonata GLS60 year male senior$988$685

Asheville Post DUI Car Insurance Rates

Asheville Hoopers Creek Flat Creek Biltmore Forest North Carolina
Median Post DUI Insurance Rate $1502 +$134 +$413 +$1306 +$516
Male Teenager Post DUI Insurance Rate $4266 +$382 +$1174 +$3709 +$1464
Female Teenager Post DUI Insurance Rate $3710 +$331 +$1021 +$3225 +$1272

The Post DUI insurance in Asheville, NC's is $1502 compared to Hoopers Creek (+$134), Flat Creek (+$413), Biltmore Forest (+$1306) and North Carolina (+$516)

In Asheville, a male teenager with Post DUI pays $556 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion V6 SEL in Asheville, NC would pay $3961 on auto insurance while a female teenager POST DUI would pay $3444.

Asheville Car Insurance by Segment

Asheville Teenagers Car Insurance Rates Comparison

4527 Asheville Teenagers (5% of total population), 47% Male & 53% Female.

Asheville Reems Creek Black Mountain Biltmore Forest North Carolina
All Teenagers $2100 +$1774 +$110 +$1826 +$721
Male Teenager $2294 +$1937 +$120 +$1994 +$787
Female Teenager $1995 +$1685 +$104 +$1734 +$684

Asheville teenagers pay $2100 in insurance in contrast with Reems Creek (+$1774), Black Mountain (+$110), Biltmore Forest (+$1826) and North Carolina (+$721). The difference between Male & Female teenagers in Asheville is $299

Example

  • 2010 Toyota Prius Male Teenager Insurance Rate $2104
  • 2011 Kia Sorento LX Female Teenager Insurance Rate $1808

Asheville Men & Women Car Insurance

83796 Asheville Adults (100% of total population), 47% Men & 53% Women.

Asheville Biltmore Forest Leicester Upper Hominy North Carolina
All Women $783 +$681 +$177 +$284 +$269
Married Women $735 +$639 +$165 +$266 +$252
All Men $1098 +$955 +$248 +$398 +$377
Married Men $1082 +$941 +$244 +$392 +$371

The typical insurance rate of $1098 that Asheville Men pay varies from Biltmore Forest (+$955), Leicester (+$248), Upper Hominy (+$398) and North Carolina (+$377). In Asheville, married men pay $347 more than married women.

Example

  • 2013 Nissan Rogue SV Married Men Insurance Rate $1000
  • 2011 Cadillac DTS Premium Collection Married Women Insurance Rate $1256

Asheville Senior Car Insurance

17965 Asheville Seniors (21% of total population), 40% Senior Men & 60% Senior Women.

Asheville Limestone Flat Creek Buncombe County North Carolina
All Seniors $985 +$771 +$271 +$15 +$338
Senior Men $985 +$771 +$271 +$15 +$338
Senior Women $1001 +$784 +$276 +$15 +$344

Asheville seniors pay $985 in insurance compared to Limestone (+$771), Flat Creek (+$271), Buncombe County (+$15) and North Carolina (+$338). In Asheville, senior men pay $16 less than senior women.

Asheville Car Insurance Discounts for Multiple Vehicles

Asheville Population with 1 Vehicle 15322 (41% of Asheville population), 2 Vehicles 12788 (34% of the Asheville population) and 3 vehicles 3796 (10% of the population)

Asheville Black Mountain Hoopers Creek Gerton North Carolina
2 Vehicles $1536 +$79 +$136 -$73 +$526
3 Vehicles $2344 +$121 +$208 -$111 +$803
4 Vehicles $3152 +$163 +$280 -$149 +$1080

Car Insurance Agents in Asheville, NC

Rank Agent Name Agent Contact
1 AAA Insurance 1550 Hendersonville Rd Ste 214, Asheville, NC 28803
2 AAA Insurance 1000 Merrimon Ave Ste B, Asheville, NC 28804
3 Able Auto & Cycle Insurance Agency 1085 Tunnel Rd Ste 2a, Asheville, NC 28805
4 Appalachian Insurance Services 191 Haywood Rd, Asheville, NC 28806
5 Augie Tammariello 1330 Patton Ave Ste B, Asheville, NC 28806
6 Bankers Insurance - HVWM Insurance Group 77 Central Ave Ste C, Asheville, NC 28801
7 Barnette & Coates Inc 899 Haywood Rd, Asheville, NC 28806
8 BB&T - Wright Dobbins 9 All Souls Cres, Asheville, NC 28803
9 Bebber Insurance Agency 1114 Patton Ave, Asheville, NC 28806
10 Bentley Associates 50 Elkwood Ave, Asheville, NC 28804

Asheville Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Porsche, Panamera 4 $300 $830 $1130 $780 $1080 $50
Volvo, S60 T6 $400 $780 $1180 $740 $1140 $40
Mitsubishi, Outlander GT $100 $820 $920 $760 $860 $60
Ford, Fusion S $1500 $810 $1310 $760 $2260 $-950
Honda, Odyssey LX $700 $810 $1310 $760 $1460 $-150