Ashland City Auto Insurance Rates, Quotes, Agents & Reviews in TN

Ashland City, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Ashland City, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Ashland City, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Ashland City, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Ashland City, TN with that of other cities in and around Ashland City.

Ashland City Pegram White Bluff Cheatham County Pleasant View Kingston Springs
Average Insurance Rates $1,433 $1,505 $1,434 $1,323 $1,505 $1,523

Ashland City, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Ashland City, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Ashland City $1,476 $1,247
Cheatham County $2,223 $1,877
Pleasant View $1,123 $948
Pegram $1,351 $1,141
Coopertown $2,348 $1,984
Kingston Springs $1,765 $1,491
Belle Meade $2,454 $2,073
White Bluff $1,525 $1,288

Ashland City, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Ashland City, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,650
20 Years $1,841
30 Years $1,418
40 Years $1,364
50 Years $1,264
60 Years $1,281
70 Years $1,491

Ashland City, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Ashland City, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,465 $401
3 Vehicles $3,697 $602
4 Vehicles $4,930 $802

Savings on 2 Vehicles bundle:$401

Savings on 3 Vehicles bundle:$602

Savings on 4 Vehicles bundle:$802


Ashland City, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Ashland City, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Ashland City $1,433 $2,567
Cheatham County $1,323 $2,370
Pleasant View $1,505 $2,696
Pegram $1,505 $2,696
Coopertown $1,495 $2,678
Kingston Springs $1,523 $2,728
Belle Meade $2,586 $4,633
White Bluff $1,434 $2,569

Ashland City, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,229
Excellent (740-799) $1,403
Good (670-739) $1,493
Average (580-669) $1,948
Poor (300-579) $2,337

Ashland City, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Todd Binkley Insurance Llc Erie 915 S Main Street, Ashland City, 37015 None
The Perry Group Inc Travelers 114 SPRING STREET, ASHLAND CITY, 37015 615-792-8981
Sturdivant Insurance Erie 615 Main Street Suite B10, Nashville, 37206 None
Joseph A Spicer Allstate 204 N Main St, Goodlettsville, 37072 (615) 851-3030
Cory Dingman Liberty Mutual 4017 Hillsboro Pike Suite 406, Nashville, 37215 1-615-463-5990
Arthur J Gallagher Risk Management Svcs Inc Liberty Mutual Independent 5500 MARYLAND WAY STE 330, BRENTWOOD, 37027 888-661-7501
Geny Insurance Group Llc Dba Jackson Ins Liberty Mutual Independent 384 S MAIN ST STE B, ASHLAND CITY, 37015 615-792-3500
Jackson Insurance Travelers 384 S MAIN ST STE B, ASHLAND CITY, 37015 615-792-3500
Parker & Watts Ins Agency Travelers 4825 TROUSDALE DR 224, NASHVILLE, 37220 615-833-3300

Ashland City, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,496
Driver's Failure In Showing Documents +$139 $1,572
Driving With An Expired Registration +$148 $1,581
Driving At A Considerably Slow Pace +$311 $1,744
Using A Cellphone While Driving +$328 $1,761
Running A Red Light +$334 $1,767
Speeding +$351 $1,784
Driving A Vehicle Without The Required Permission +$446 $1,879
Driving With An Expired/Suspended License +$966 $2,399

Ashland City, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,376
Active Disabling Device $1,376
Tracking Device $1,347
Passive Disabling Device $1,333