Ashwood Auto Insurance Rates, Quotes, Agents & Reviews in OR

Ashwood, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Ashwood, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Ashwood, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Ashwood, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Ashwood, OR with that of other cities in and around Ashwood.

Ashwood Madras Jefferson County Metolius
Average Insurance Rates $1,548 $1,400 $1,410 $1,355

Ashwood, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Ashwood, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Ashwood $1,708 $1,442
Madras $2,276 $1,923
Jefferson County $1,490 $1,259
Metolius $1,300 $1,098

Ashwood, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Ashwood, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,023
20 Years $1,989
30 Years $1,532
40 Years $1,474
50 Years $1,365
60 Years $1,384
70 Years $1,611

Ashwood, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Ashwood, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,694 $402
3 Vehicles $4,040 $604
4 Vehicles $5,387 $805

Savings on 2 Vehicles bundle:$402

Savings on 3 Vehicles bundle:$604

Savings on 4 Vehicles bundle:$805

Ashwood, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Ashwood, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Ashwood $1,548 $2,316
Madras $1,400 $2,094
Jefferson County $1,410 $2,109
Metolius $1,355 $2,027

Ashwood, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,328
Excellent (740-799) $1,516
Good (670-739) $1,613
Average (580-669) $2,104
Poor (300-579) $2,525

Ashwood, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Payne West Madras Allstate 910 Sw Highway 97 Ste 300, Madras, 97741 (541) 475-2249
Central Oregon Ins Travelers 72 S W 4TH ST, MADRAS, 97741 541-475-2215
Brian Elder State Farm 515 SW 6th St, Redmond, 97756-2702 541-923-1309
Tornay Insurance Agency Inc. Allstate 560 NE Greenwood Ave Ste A, Bend, 97701 (541) 388-2136
Paynewest Insurance Inc. Liberty Mutual Independent 910 Sw Highway 97 Ste 300, MADRAS, 97741 (541) 475-2249
John Asmussen Lutcf Farmers 1208 NE 4th St, Bend, 97701 (541) 312-1143
David Carlson Farmers 644 NE Greenwood Ave Ste 1, Bend, 97701 (541) 382-6700

Ashwood, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$68 $1,616
Driver's Failure In Showing Documents +$150 $1,698
Driving With An Expired Registration +$159 $1,707
Driving At A Considerably Slow Pace +$336 $1,884
Using A Cellphone While Driving +$354 $1,902
Running A Red Light +$361 $1,909
Speeding +$379 $1,927
Driving A Vehicle Without The Required Permission +$481 $2,029
Driving With An Expired/Suspended License +$1,043 $2,591

Ashwood, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,486
Active Disabling Device $1,486
Tracking Device $1,455
Passive Disabling Device $1,440