Astor, FL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Astor, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Use these discounts to save on car insurance in Astor, FL
If you are a fan of natural beauty, then Astor is the place for you. The St. Johns River area near Astor, Florida, is a haven for tourists who want to get away from crowded beaches and cities while they are on vacation. Scuba divers, surfers, and campers alike flock to the area to spend their holidays in this slice of paradise beside the Ocala National Forest. As there are plenty of places to explore on roads, car drivers must secure their road travel by taking car insurance in Astor, Florida.
The average cost of car insurance in Astor, Florida, is $2,081. The car insurance rate in Astor, Florida, is less when compared to neighboring cities like Umatilla, Seville, Pierson, and De Leon Springs. Zimlon's clear and precise analysis is an eye-opener for car owners in Astor, Florida. It provides a comprehensive list of elements to help you achieve cheaper insurance premiums. It further breaks down the information into concise sections, making it easy to understand.
a. Car insurance rates based on the age of the driver
Age is a matter of concern while deciding the car insurance rates in Astor, FL. Car insurance providers view teenagers as irresponsible drivers on the road. Due to this, they charge a higher premium to mitigate the risk. The premium charged for teen drivers in Astor, FL, is $6,752. In contrast, middle-aged groups like 30 and 40 years old pay a premium of $2,059 and $1,982, respectively.
b. Car insurance rates Post-DUI
Driving Under Influence (DUI) includes possession of drugs or alcohol, rash driving, or any regulation violating driving rules. It can be an added burden on your wallet as the premium charges tend to go up post-DUI. For instance, in Astor, FL, the average insurance cost is $2,081. Post-DUI, the cost of insurance is $3,257. If the auto owner is convicted of DUI, they have to pay $1,176 extra on the average auto insurance rate.
c. Car insurance rates based on credit history
Most insurance providers analyze the credit score to determine the Astor insurance rates. For instance, auto owners with exceptional credit scores have to pay $1,785, whereas those with poor credit scores have to pay $3,394. Therefore, auto owners must maintain a good credit score to avail of discounts on car insurance rates.
Factors that can influence the cost of car insurance in Astor, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Astor, FL Auto Insurance Rates
- Astor, FL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Astor, FL
- Multi Vehicle Insurance Savings in Astor, FL
- How Credit Score Affects Car Insurance Rates in Astor, FL
- How DUI Affects Auto Insurance Premiums in Astor, FL
- Top Auto Insurance Agents Near Astor, FL
- How Driving Violations Affect Auto Insurance Rates in Astor, FL
- Astor, FL Auto Insurance Discounts on Anti Theft Feature
Astor, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Astor, FL with that of other cities in and around Astor.
| Astor | Umatilla | Seville | Pierson | De Leon Springs | Paisley | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $2,081 | $2,107 | $2,118 | $2,098 | $2,094 | $2,056 |
Astor, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Astor, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Astor | $1,347 | $1,138 |
| Pierson-Seville | $1,782 | $1,505 |
| Pierson | $1,440 | $1,216 |
| Lake Kathryn | $1,411 | $1,192 |
| De Leon Springs | $2,157 | $1,822 |
| Umatilla | $1,301 | $1,099 |
| Seville | $1,821 | $1,538 |
| Paisley | $1,230 | $1,039 |
Astor, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Astor, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $6,752 |
| 20 Years | $2,674 |
| 30 Years | $2,059 |
| 40 Years | $1,982 |
| 50 Years | $1,835 |
| 60 Years | $1,861 |
| 70 Years | $2,166 |
Astor, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Astor, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $3,538 | $624 |
| 3 Vehicles | $5,307 | $936 |
| 4 Vehicles | $7,075 | $1,249 |
Savings on 2 Vehicles bundle:$624
Savings on 3 Vehicles bundle:$936
Savings on 4 Vehicles bundle:$1,249
Astor, FL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Astor, FL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Astor | $2,081 | $3,257 |
| Pierson-Seville | $2,133 | $3,338 |
| Pierson | $2,098 | $3,283 |
| Lake Kathryn | $1,997 | $3,125 |
| De Leon Springs | $2,094 | $3,277 |
| Umatilla | $2,107 | $3,298 |
| Seville | $2,118 | $3,315 |
| Paisley | $2,056 | $3,218 |
Astor, FL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,785 |
| Excellent (740-799) | $2,038 |
| Good (670-739) | $2,168 |
| Average (580-669) | $2,829 |
| Poor (300-579) | $3,394 |
Astor, FL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Lane Insurance Inc | Travelers | 838 E NEW YORK AVE, DELAND, 32724 | 386-734-0800 |
| Insurance Land, Inc. | None | 120 N Woodland Blvd, DeLand, 32720 | None |
| Janice Govreau | Allstate | 2251 S Woodland Blvd, Deland, 32720 | (386) 738-6955 |
| Reiter Insurance Agency, Inc. | None | 926 North Summit Street , Crescent City, 32193 | (386) 530-6916 |
| Ghg Insurance Inc-A Div Of Sihle Ins | Travelers | 1300 S WOODLAND BLVD, DELAND, 32720 | 386-736-6444 |
| Page Agency | Travelers | 500 NEW YORK AVE E, DELAND, 32724 | 386-734-9642 |
| Curtis Hunter | State Farm | 3354 Curry Ford Rd, Orlando, 32806-3487 | 407-898-0061 |
| Mitchell-Noel Insurance Agency | None | 1400 Hand Ave, Ste D , Ormond Beach, 32174 | None |
| Mitchell-Noel Insurance Agency | None | 1400 Hand Ave, Ste D , Ormond Beach, 32174 | None |
Astor, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$92 | $2,173 |
| Driver's Failure In Showing Documents | +$202 | $2,283 |
| Driving With An Expired Registration | +$214 | $2,295 |
| Driving At A Considerably Slow Pace | +$452 | $2,533 |
| Using A Cellphone While Driving | +$477 | $2,558 |
| Running A Red Light | +$485 | $2,566 |
| Speeding | +$510 | $2,591 |
| Driving A Vehicle Without The Required Permission | +$647 | $2,728 |
| Driving With An Expired/Suspended License | +$1,403 | $3,484 |
Astor, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,998 |
| Active Disabling Device | $1,998 |
| Tracking Device | $1,956 |
| Passive Disabling Device | $1,935 |