Atlanta Auto Insurance Rates, Quotes, Agents & Reviews in GA

Atlanta, GA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Atlanta, GA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Atlanta, GA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Atlanta, GA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Atlanta, GA with that of other cities in and around Atlanta.

Atlanta Smyrna Hapeville College Park Fulton County East Point
Average Insurance Rates $1,738 $1,678 $1,593 $1,644 $1,762 $1,577

Atlanta, GA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Atlanta, GA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Atlanta $1,404 $1,186
Fulton County $1,396 $1,179
Mableton $1,535 $1,296
Vinings $1,486 $1,255
East Point $1,441 $1,217
Hapeville $1,612 $1,362
Smyrna $1,843 $1,556
College Park $1,554 $1,313

Atlanta, GA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Atlanta, GA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,640
20 Years $2,233
30 Years $1,720
40 Years $1,655
50 Years $1,533
60 Years $1,554
70 Years $1,809

Atlanta, GA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Atlanta, GA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,989 $487
3 Vehicles $4,484 $730
4 Vehicles $5,979 $973

Savings on 2 Vehicles bundle:$487

Savings on 3 Vehicles bundle:$730

Savings on 4 Vehicles bundle:$973

Atlanta, GA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Atlanta, GA.

Location Average Insurance Cost Post DUI Insurance Rate
Atlanta $1,738 $3,177
Fulton County $1,762 $3,221
Mableton $1,645 $3,007
Vinings $1,824 $3,334
East Point $1,577 $2,883
Hapeville $1,593 $2,912
Smyrna $1,678 $3,068
College Park $1,644 $3,005

Atlanta, GA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,491
Excellent (740-799) $1,702
Good (670-739) $1,811
Average (580-669) $2,363
Poor (300-579) $2,835

Atlanta, GA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Barry Domangue State Farm 1355 Ptree St NE Ste 1290, Atlanta, 30309-3219 404-853-3772
Mark Pritchard State Farm 3280 Howell Mill Rd NW Ste 107, Atlanta, 30327-4107 404-856-4950
Helen Onwuzulike State Farm 2361 Windy Hl Rd SE Ste 604D, Marietta, 30067-8661 770-955-1667
All Pro Insurance None 3640 Martin Luther King Jr Dr Sw, Atlanta, 30331 None
Rhodes Risk Advisors Liberty Mutual Independent 3340 Peachtree Rd Ne 3340 Peachtree Rd Ne, Atlanta, 30326 None
Bryan Holloway Liberty Mutual 200 Galleria Pkwy Nw Ste 110, Atlanta, 30339 1-770-541-6679
Valerie Randolph Allstate 1995 Windy Hill Rd Se Ste 5, Smyrna, 30080 (770) 435-7667
Bill Wise Allstate 1781 Veterans Memorial Hwy SW Ste 6A, Austell, 30168 (770) 739-1161
Michael Spells Liberty Mutual 200 Galleria Pkwy Nw Ste 110, Atlanta, 30339 1-770-541-6679
Mag Mutual Insurance Agency Llc Travelers 3535 PIEDMONT ROAD NE BLDG 14 STE 1000, ATLANTA, 30305 404-842-5600
Clewis Enterprises Inc. Nationwide 2255 Cumberland Pkwy Suite 200, Atlanta, 30339 (678) 426-0000
Insurance Office Of America Liberty Mutual Independent 2839 Paces Ferry Rd Se Ste 1200 , Atlanta, 30339 None
First Horizon Insurance Agency Inc Travelers 200 GALLERIA PKWY SE STE 600, ATLANTA, 30339 404-266-7160

Atlanta, GA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$76 $1,814
Driver's Failure In Showing Documents +$169 $1,907
Driving With An Expired Registration +$179 $1,917
Driving At A Considerably Slow Pace +$377 $2,115
Using A Cellphone While Driving +$398 $2,136
Running A Red Light +$405 $2,143
Speeding +$426 $2,164
Driving A Vehicle Without The Required Permission +$541 $2,279
Driving With An Expired/Suspended License +$1,171 $2,909

Atlanta, GA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,668
Active Disabling Device $1,668
Tracking Device $1,634
Passive Disabling Device $1,616

Latest Auto Insurance Reviews in Atlanta, GA | Back to Top

I don't think they offer anything that other Auto Insurance carriers offer. I haven't been offered anything extra.
State Farm
My deductible is $500 in which I was later reimbursed for. It believe its the same or if not cheaper than other car insurance companies. But I don't have a vanishing deductible like some companies offer.
its affordable premium makes the higher deducible more tolerable being i have never needed to file a claim.
Safeco Insurance
My car insurance company's customer service is phenomenal. The roadside assistance is particularly well received. It is prompt and they always come prepared.
My premium isn't terrible and neither is my deductible, I am sure I could find a lower premium elsewhere but I am satisfied with the coverage I am receiving.
We did not have any chance to claim any insurance however by the looks of it I think the company's customer service is very good.
I am very pleased with Geico Insurance. They offer affordable insurance with great customer service. I would not hesitate to recommended Geico to friends.
I do like the good student discount, however there seems to be no real parameters to what justifies a 'good student"
State Farm
I dislike our monthly bill!! It is never the same and continues to go up regardless of all the discounts we have. I wish it would change so we didn't have to switch because we've been with them for so long.
American Summit Insurance
I like that the policies are cheap, the agents are easy to contact, and that the company is small and local.
i dont really have any dislike of the company. they make everything pretty easy for anyone to do. straightforward pricing and great customer care. no complaints from me.
American National Property And Casualty Company
In-person service is lacking as all calls to my provider are routed through a large call center. Response times are slow compared to other providers, often taking multiple days.
What I like about this company is how friendly, and willing they are to go above and beyond to give me the best experience and most bang for my buck. I'm really happy that I changed insurances.
I like that Progressive insurance offers the lowest premiums I can find at a good coverage limit with a very interactive mobile phone app.
The premium is less, overall, and I didn't have to sacrifice coverage in order to get the price. In general, though, I think auto insurance is an unnecessary evil.
My car insurance covers personal injury and property damage. They will provide me with a rental car which is very useful. I am also covered with bodily injury liability. Definitely good coverage.
State Farm
I have found them to have better prices and to be very reliable. We had Farm Bureau before and it steadily increased. Been with State Farm 2 years and the cost has lowered.