Atwood Auto Insurance Rates, Quotes, Agents & Reviews in TN

Atwood, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Atwood, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Atwood, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Atwood, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Atwood, TN with that of other cities in and around Atwood.

Atwood Milan Medina McLemoresville Bradford Carroll County
Average Insurance Rates $1,378 $1,408 $1,464 $1,398 $1,374 $1,393

Atwood, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Atwood, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Atwood $1,284 $1,085
Trezevant $1,668 $1,409
McLemoresville $1,360 $1,148
Milan $1,470 $1,241
Bradford $2,394 $2,022
Medina $1,727 $1,459
Gibson $1,412 $1,193
Carroll County $1,597 $1,349

Atwood, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Atwood, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,471
20 Years $1,771
30 Years $1,364
40 Years $1,312
50 Years $1,215
60 Years $1,232
70 Years $1,434

Atwood, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Atwood, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,398 $358
3 Vehicles $3,597 $537
4 Vehicles $4,795 $717

Savings on 2 Vehicles bundle:$358

Savings on 3 Vehicles bundle:$537

Savings on 4 Vehicles bundle:$717

Atwood, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Atwood, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Atwood $1,378 $2,469
Trezevant $1,371 $2,456
McLemoresville $1,398 $2,504
Milan $1,408 $2,522
Bradford $1,374 $2,461
Medina $1,464 $2,623
Gibson $1,395 $2,499
Carroll County $1,393 $2,495

Atwood, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,182
Excellent (740-799) $1,350
Good (670-739) $1,436
Average (580-669) $1,873
Poor (300-579) $2,248

Atwood, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Fsb Dba Ama Insurance None 5420 Broad Street South , Trezevant, 38258 None
Creswell Agency Inc Travelers 2038 W VAN HOOK, MILAN, 38358 731-686-8241
First State Insurance, Llc-Milan None 15423 S. First Street, Suite 114 , Milan, 38358 None
Jim Mcadams State Farm 100 N Washington Ave, Brownsville, 38012-2510 731-772-6000
Guy Grissom State Farm 41 Haywood Drive, Huntingdon, 38344 731-209-0026

Atwood, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,439
Driver's Failure In Showing Documents +$134 $1,512
Driving With An Expired Registration +$142 $1,520
Driving At A Considerably Slow Pace +$299 $1,677
Using A Cellphone While Driving +$316 $1,694
Running A Red Light +$321 $1,699
Speeding +$338 $1,716
Driving A Vehicle Without The Required Permission +$429 $1,807
Driving With An Expired/Suspended License +$929 $2,307

Atwood, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,323
Active Disabling Device $1,323
Tracking Device $1,295
Passive Disabling Device $1,282