Augusta, ME Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Augusta, ME, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Augusta, ME are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Augusta, ME Auto Insurance Rates
- Augusta, ME Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Augusta, ME
- Multi Vehicle Insurance Savings in Augusta, ME
- How Credit Score Affects Car Insurance Rates in Augusta, ME
- How DUI Affects Auto Insurance Premiums in Augusta, ME
- Top Auto Insurance Agents Near Augusta, ME
- How Driving Violations Affect Auto Insurance Rates in Augusta, ME
- Augusta, ME Auto Insurance Discounts on Anti Theft Feature
- Augusta, ME Auto Insurance Company Reviews
Augusta, ME Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Augusta, ME with that of other cities in and around Augusta.
| Augusta | Chelsea | Hallowell | Randolph | Manchester | Kennebec County | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $905 | $1,212 | $933 | $1,368 | $942 | $911 |
Augusta, ME Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Augusta, ME based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Augusta | $2,518 | $2,127 |
| Chelsea | $1,707 | $1,442 |
| Hallowell | $1,347 | $1,138 |
| Kennebec County | $1,692 | $1,429 |
| Manchester | $1,360 | $1,148 |
| Randolph | $1,702 | $1,437 |
| Farmingdale | $1,010 | $853 |
| Sidney | $1,566 | $1,322 |
Augusta, ME Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Augusta, ME usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $2,937 |
| 20 Years | $1,163 |
| 30 Years | $896 |
| 40 Years | $862 |
| 50 Years | $798 |
| 60 Years | $809 |
| 70 Years | $942 |
Augusta, ME Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Augusta, ME can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,593 | $217 |
| 3 Vehicles | $2,389 | $326 |
| 4 Vehicles | $3,186 | $434 |
Savings on 2 Vehicles bundle:$217
Savings on 3 Vehicles bundle:$326
Savings on 4 Vehicles bundle:$434
Augusta, ME Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Augusta, ME.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Augusta | $905 | $1,503 |
| Chelsea | $1,212 | $2,013 |
| Hallowell | $933 | $1,549 |
| Kennebec County | $911 | $1,513 |
| Manchester | $942 | $1,564 |
| Randolph | $1,368 | $2,272 |
| Farmingdale | $904 | $1,501 |
| Sidney | $927 | $1,539 |
Augusta, ME Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $776 |
| Excellent (740-799) | $886 |
| Good (670-739) | $943 |
| Average (580-669) | $1,230 |
| Poor (300-579) | $1,476 |
Augusta, ME Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Mike Alden | State Farm | 2540 Us Route 202, Winthrop, 04364-3072 | 207-395-2118 |
| Readfield Insurance Agency Llc | Travelers | 962 Western Avenue , Manchester, 4351 | None |
| Business Insurance Agency | None | Po Box 469 Augusta, Augusta, 4330 | None |
| Orry Cummings | State Farm | 173 Gray Rd, Falmouth, 04105-2514 | 207-797-3800 |
| Mather & Pitts Insurance, Inc | None | 73 South Adams Rd. , Litchfield, 4350 | None |
| Maine Insurance Agency | None | Route 100 Gray Plaza Gray, west gray road, 4039 | None |
| Champoux Insurance Agency | Liberty Mutual Independent | 150 East Ave., Lewiston, 4240 | (207)391-4207 |
| Bradish-Young Insurance | Travelers | 202 US ROUTE ONE SUITE 102, FALMOUTH, 4105 | 207-781-3519 |
| Cross Insurance | Travelers | 217 MAIN ST 4TH FL, LEWISTON, 4240 | 207-783-8591 |
Augusta, ME Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$40 | $945 |
| Driver's Failure In Showing Documents | +$88 | $993 |
| Driving With An Expired Registration | +$93 | $998 |
| Driving At A Considerably Slow Pace | +$196 | $1,101 |
| Using A Cellphone While Driving | +$207 | $1,112 |
| Running A Red Light | +$211 | $1,116 |
| Speeding | +$222 | $1,127 |
| Driving A Vehicle Without The Required Permission | +$281 | $1,186 |
| Driving With An Expired/Suspended License | +$610 | $1,515 |
Augusta, ME Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $869 |
| Active Disabling Device | $869 |
| Tracking Device | $851 |
| Passive Disabling Device | $842 |
Latest Auto Insurance Reviews in Augusta, ME | Back to Top
ProgressiveThe premium for my full coverage with Progressive is a good price. I find the costs fair, and offerings meet all of my vehicular needs. Their deductible is a bit high, though not higher than other comparable plans. I wish that their plans would cover smaller damages, like windshields, that just barely slide under the cost of full deductible.
ProgressiveThe premium for my full coverage with Progressive is a good price. I find the costs fair, and offerings meet all of my vehicular needs. Their deductible is a bit high, though not higher than other comparable plans. I wish that their plans would cover smaller damages, like windshields, that just barely slide under the cost of full deductible.
Horace MannI do not like that it sure takes to answer about the sinister of my car and the review of expertise, however, they were quick with the evaluation of the same
State FarmMy insurance company is a couple of blocks away and I can get to them whenever I need to. Also if they are closed and I have an issue I can call the manager at home with any questions.